does bank of america have student accounts

Bank of America Advantage SafeBalance Banking® – $25 opening deposit, $4.95 monthly fee waived for eligible students or enrolees of Preferred. U.S. Bank Student Checking Account ATM & Debit Card Usage Do I need to notify US Bank when I graduate if I have a student checking. What are the monthly service fees? Are there transaction limits? Does the bank offer online and mobile banking? There are thousands of banks so.

Does bank of america have student accounts -

United Community Bank was ranked by J.D. Power as the bank with the highest level of customer satisfaction in the entirety of the southeastern corner of the U.S. As a matter of fact, it even places in the top 11 in the nation according to the legendary data and awards company. United Community operates more than 90 branch locations, with around a third of them being in South Carolina. It also has an extremely responsive customer phone line that’s open 11 hours every Monday through Friday from 8 a.m. to 7 p.m., and from 8 a.m. to 12 p.m. on Saturdays.

If the bank is closed, you can also get a hold of your account information from United Community’s mobile app on both Android and Apple phones. It averages a 4-star rating between the two app stores and comes with significant features like mobile check deposit, an ATM/branch locator, online bill pay, account balances and transaction histories.

There’s a multitude of banking products available at United Community Bank. These include the following: free, interest, investment and student checking accounts; money market accounts; standard and student savings accounts; certificates of deposit (CDs); individual retirement accounts (IRAs), health savings accounts (HSAs); credit cards; mortgages; auto loans and more.

Источник: https://smartasset.com/checking-account/best-banks-south-carolina

Student Checking & Other Services

TD makes banking simple with flexible student checking and savings accounts, mobile banking and plenty of information on how to keep your financial future on the right track.

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No minimum balance, no monthly fees

Are you a student or young adult ages 17 through 23? Get great student perks from TD Convenience CheckingSM, like no minimum balance requirements and no monthly maintenance fees.1 Plus, pay no monthly maintenance fee on a linked Simple Savings account if you're under 24.2

If you're under 18, visit a TD Bank store near you with a parent or legal guardian.

View account details

No minimum balance, no monthly fees

Are you a student or young adult ages 17 through 23? Get great student perks from TD Convenience CheckingSM, like no minimum balance requirements and no monthly maintenance fees.1 Plus, pay no monthly maintenance fee on a linked Simple Savings account if you're under 24.2

If you're under 18, visit a TD Bank store near you with a parent or legal guardian.

View account details

Qualifying Visa® Debit Card purchases are transactions made using a TD Visa® Debit Card to buy goods and services. Returns, other adjustments and ATM withdrawals do not qualify.

For students: take your bank with you, wherever you go

  • Mobile Banking lets you keep track of your account, pay bills and deposit checks from your smartphone or tablet with TD Bank Mobile Deposit.3 It doesn't get more convenient than that
  • Digital Wallet lets you load your TD Bank Visa® Card to your smartphone and tap to make easy, fast payments
  • Online Banking helps you view your balance, make transfers, pay bills and more—all at the click of a mouse
  • Send Money with Zelle® is an easy and free way to split expenses, receive payments or send money fast with your TD Bank account4
  • Contactless debit cards are a fast, safe and hassle-free way to pay. Plus, we've got your back with 24/7 fraud alerts
  • Overdraft Protection waives savings overdraft fees on transfers5

TD tools for parents with students

View the TD Convenience CheckingSM Account Guide.

1TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder's is 17 through 23 years of age. Upon the primary account holder's 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.

2We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

4Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

5Please refer to TD Bank Overdraft Protection and Services for information on available overdraft options.

6By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Third party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

View the TD Convenience CheckingSM Account Guide.

*Offer valid June 1, 2021 through October 29, 2021 and is only available when opened during the timeframe notated and through a qualifying website or in a TD Bank Store. Checking offer is not available to existing TD Bank checking Customers, prior Customers who have had a TD Bank personal checking relationship within the preceding 12 months, or to Customers who received a bonus on a previous checking account at any time. The primary owner of the new personal checking account must be the person who supplies a Social Security Number for tax reporting purposes. To qualify for the $100 Bonus, eligible new personal checking customers must open a TD Convenience CheckingSM and complete 15 qualifying Visa® Debit Card purchases within 60 days of account opening. Qualifying Visa® Debit Card purchases are transactions that are made using a TD Visa® Debit Card to buy goods and services. Returns, other adjustments and ATM withdrawals do not qualify. Net qualifying purchases are determined in the sole discretion of TD Bank and must post to the new account within 60 days of account opening. Once the offer criterion is met for all qualifications outlined, the bonus will be credited into the new personal checking account no later than 140 days from the account opening date. Accounts must remain open, active, in good standing, and in a qualifying product type in order to receive the bonus. If the checking account is closed by the Customer or TD Bank within 6 months after the account opening date, TD Bank reserves the right to deduct the bonus amount from that account at closing. TD Bank may issue you an IRS Form 1099-MISC, or other appropriate forms reporting the value of the bonus. Offer may be withdrawn at any time and is subject to change. TD Bank Employees, existing TD Bank checking Customers and Canadian Cross-Border banking Customers are not eligible.

1TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holder's 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.

2We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

4Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

5Please refer to TD Bank Overdraft Protection and Services for information on available overdraft options.

6By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Third party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

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Источник: https://www.td.com/us/en/personal-banking/student-services/

Welcome to the Official Bank of UC Berkeley

1 The 1% for the Planet account is the Any Deposit Checking account that donates 1% of the net revenue to environmental nonprofits through the 1% for the Planet organization.

2 $10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more). No monthly service charge if any account owner is under age 25.

3 The carbon tracking tool, which will appear in the Bank of the West Mobile app for 1% for the Planet account, uses the Aland Index, a cloud-based service for carbon impact calculations, to provide a measurement of the potential carbon impact of purchases made with the 1% for the Planet debit card. The calculation is based on the merchant code, a code that indicates the types of goods or services a company provides, and the amount of the purchase. The actual carbon impact may be higher or lower than the measurement provided. The Aland Index is the leading index solution for carbon emission calculations for payments and financial transactions. The Aland Index Solution is a joint venture between Alandsbanken and Doconomy. Bank of the West licenses the Aland Index through Doconomy. To learn more visit alandindexsolutions.com.

4 Net revenue is defined as fees charged directly to the account, plus interest income, minus losses. Net fees is gross fees charged less reversals. Interest income is defined as the lowest end of the target Fed Funds range during the time period being assessed, multiplied by the average balance of the account and the percent of days in the year during which balances were held. Debit card revenue is not included in the account revenue calculation.

5 The EMV chip, magnetic strip, ink and hologram are not biodegradable
   A Bank of the West account is not required for any aspect of the Cal 1 Card or its debit feature.

6 The UC Berkeley Student Checking account offer is only available to UC Berkeley students. A current student Cal 1 Card, transcript, class schedule, or for incoming students an acceptance letter, must be presented at account opening. All accounts are subject to the standard Bank of the West Deposit Account Disclosure for Personal Accounts and the Schedule of Fees and Charges. Renew your UC Berkeley student status before the six-year anniversary of your account by presenting a valid student Cal 1 Card. Otherwise your account will be converted to our Any Deposit Checking product and the $5 monthly Student Perks Bundle fee will no longer be waived.

7 Enrollment in Online Banking and download of our Mobile App required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater. Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, amount of the deposit, account history or if you have recently opened your account with us.

8 Student Perks Bundle includes benefits for using non-Bank of the West ATMs and enrollment in debit rewards. The $5 monthly Student Perks Bundle fee is waived for UC Berkeley Student Checking accounts. There's no Bank of the West charge for two transactions per statement cycle ($2.50 per transaction) for non-Bank of the West ATM transactions (balance inquiry, transfer, withdrawal); and up to $6 per statement cycle for fees charged by non-Bank of the West ATMs for use of their ATMs will be rebated within one business day. Foreign transaction fees may apply..

Источник: https://www.bankofthewest.com/campaigns/personal-banking/UCBerkeley.html

Accounts & Banking

Student Accounting Services
Student Accounting Services is responsible for billing students and processing payments for your academic endeavors and some University-related activities.

Resources and information at Student Accounting Services

The Student Link also provides information about your accounts and direct access to your payment history, invoices, etc.

Semesterly & Commencement Deadlines — Student Account Information
Students must complete payment of outstanding balances to ensure diplomas are not delayed due to financial reasons.

School of Law — Estimate of Expenses and Financial Information
Estimated expenses, student account and financial aid information for the School of Law.

School of Medicine — Student Account Information
Financial aid and student account information for the School of Medicine, including estimated costs.

Local Banking Options for Students

Citizens Bank
Citizens Bank operates several ATMs along Commonwealth Ave. and on campus and has a several branch locations near and adjacent to campus. Find local ATM and branch locations.
Bank of America
Bank of America operates several ATMs along Commonwealth Ave. and on campus and has several branch locations near and adjacent to campus. Find local ATM and branch locations.
Metro Credit Union
Metro Credit Union has an office on the West end on the BU campus. They also have ATM locations in the Boston University Police Department entrance and the Student Village at 10 Buick Street. Find local ATM and branch locations.
Santander Bank
Santander Bank operates several ATMs in Boston, including one in the George Sherman Union, as well as having a branch in Kenmore Square. Find local ATM and branch locations.
Webster Bank
Webster Bank operates several ATMs in Boston, and has several branch locations near and adjacent to campus,including one at 880 Commonwealth Ave. Find local ATM and branch locations.

Источник: https://www.bu.edu/students/finances/accounts-banking/

10 Fee-Free Checking Accounts That Are Perfect for College Life (and Beyond)

Ready to start your journey?

  • Student bank accounts cater to students' need for fee-free banking.
  • These accounts typically have minimal requirements and provide flexible account access.
  • Student accounts at traditional banks convert to basic checking accounts after graduation.
  • Online banking services offer free accounts with perks that appeal to students.

Students typically have different financial needs during their college years than they'll have later in life. Their financial situation is relatively uncomplicated, but includes unique needs. For example, students may rely on low or no income, use frequent money transfers among friends and family, and visit ATMs often. They may also possess dual residency and share finances with their parents.

To accommodate these needs and help introduce students to personal money management, many banks offer checking accounts that cater specifically to students.

To help you find an account that fits your needs, this guide covers five of the best student checking accounts. The guide also details five popular online bank accounts for students and what to look for during your search for a student checking account.

Best Student Checking Accounts

Which bank has the best student checking accounts? Here are five student accounts offered by traditional banks and credit unions.

Online Bank Accounts for Students

Most online banks only offer one type of account, so they don't cater to students specifically. However, these accounts typically meet all the criteria that make for the best student bank accounts. An online bank account could be a solid option for students who need an account that can move and grow with them.

Features of a Good Student Checking Account

To accommodate your unique financial needs as a student, look for accounts that include:

Are Student Bank Accounts Worth It?

Student bank accounts at traditional banks tend to meet students' need for a fee-free account by stripping away banking perks like interest, bill pay, and checkbooks. Also, they often include financial education features and safeguards like no overdrafts.

Traditionally, these accounts are a good way for young students to get started managing their own money. A potential drawback is that these accounts typically convert into nonstudent accounts with fees and financial requirements once you're no longer a student.

Students can often get these same perks with fee-free online and mobile banking services. These services don't market specifically to students, but their features may meet students' unique needs. They can also grow with you after you leave school, without tacking on additional fees or requirements.


Feature Image: martin-dm / E+ / Getty Images

Compare your school options.

View the most relevant school for your interests and compare them by tuition, programs, acceptance rate, and other factors important to find your college home.

Источник: https://www.bestcolleges.com/blog/best-student-checking-accounts/

Although the profitability is marginal due to low balances and frequent transactions, we subscribe to the conventional wisdom that it is worth going after college student accounts for three reasons (in order of importance):

1. Cross-selling to the parents
2. Student loans and other credit products
3. Future business from the graduate

While your branches may want to use point-of-sale material targeted student traffic, online promotions should be pitched at parents who will likely make the banking decisions for incoming freshman.

To test our theories, we took a spin around the web to see assess the state of back-to-school bank marketing. Here’s the good, bad, and ugly of what we found.

Top 25 Banks
We took a look at the 25 largest U.S. retail banks, and surprisingly only Bank of America had a prominent promotion. Wells Fargo had a small banner running for student loans and Key Bank and M&T Bank each had text links to a student banking offer. The other 21, showed no special student banking copy or graphics on their homepages.

1. Bank of Americawww.bankamerica.com

Bofa_college_promoBank of America’s homepage (see inset), devotes most of its promotional real estate to a student banking promotion. The picture grabs your attention and the Learn More links drops visitors onto a landing page that does a good job selling the account benefits.

Grade: A

2. Wells Fargo www.wellsfargo.com

Wells_homepage_promo Wells Fargo doesn’t put near the emphasis on student banking as does Bank America. Instead, the bank uses one of its two small banners in the lower right to sell student loans (see inset). However, the banner is rotated with several other promotions, so it’s not always visible.

The graphic image isn’t particularly attractive, but the copy, Which Student Loan is Right for You? and Use our loan selector are good draws. However, upon clicking, users are forced into a selector tool with no option for general information first.

Grades:
B+ for the promotional graphics
C- for the landing page

3. Key Bankwww.keybank.com

Keybank_homepage_1Key Bank uses its Highlights box in the lower right to promote student checking (click on inset for closeup). With many users trained to ignore banners, this is an excellent way to gain attention. After clicking through, the landing page does a good job of selling account benefits, although the initial headline about its ATM rebates, Get up to $6* back each month, strikes us as a confusing way to start things off. It would be more effective to highlight the key benefit, FREE, right at the outset.

Grades:
A for the homepage promotion
A- for the landing page

4. M & T Bankwww.mandtbank.com

Mandt_homepage_1M&T’s approach is similar to Key Bank’s, a text link on the right of the homepage (see inset). It’s not quite as effective because the copy just floats on the page, there is no box to draw the eye to it. But with a relatively sparse homepage, the promotion should get noticed. The promised bonus should also improve click-throughs. However, the landing page needs to be reworked. Not only is there no mention of the promised free gift, there are too many navigational choices and no clear path for the user.

Grades:
B for homepage promotion
C for landing page

Outside the Top 25
Since we weren’t overly inspired by what we saw at the big banks, we decided to dig deeper in search of the ultimate back-to-school offer. Here’s what we found:

1. Tennessee State Bankwww.tnstatebank.com

Tennessee_bank_home After a Google or two we ended up at Tennessee State Bank, a $480-million asset bank headquartered in Pigeon Forge, TN.  The bank’s homepage (click on inset) is dominated by a back-to-school promotion with a picture of its checkbook cover in the foreground with textbooks, a tennis ball, and maybe an adding machine in the background.

Not a great photo, but acceptable.

However, the copy is terrible.

Textbooks, Folders, Pens, Pencils,

Floppy Disks and…

a FREE CHECKING account from

Tennessee State Bank!

The free checking will get the attention of parents, but folders and floppy disks? That’s so 1990s. How about laptops, cell phones, or DVD players? Better yet, remember the medium. How about instant online transfers, free online banking, and 24/7 online service?

One final note: There is no hyperlink with the promotion. Neither the headline, photo or copy are clickable to another area to signup or even learn more.

Grades:
A for timeliness
D for execution

Update 9/1/05:

  • National City added a small banner on the right promoting free student checking accounts.
  • Citizens Bank (Royal Bank) is running a medium-sized banner in the lower portion of its homepage for student loans

—JB

Источник: https://finovate.com/marketing-bank-accounts-students/
does bank of america have student accounts

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