1st constitution bank nj

1ST Constitution Bancorp is a diversified financial services holding company and 1ST Constitution's branch network primarily serves Central New Jersey. Case opinion for NJ Superior Court, Appellate Division LOR MAR TOTO INC v. 1ST CONSTITUTION BANK. Read the Court's full decision on FindLaw. 1st Constitution Bancorp is a bank holding company based in Cranbury, New Jersey that operates 1st Constitution Bank. 1st constitution bank nj

1st constitution bank nj -

OAK RIDGE, N.J. and CRANBURY, N.J., Nov. 05, 2021 (GLOBE NEWSWIRE) -- Lakeland Bancorp, Inc. (“Lakeland”) (NASDAQ: LBAI), the parent company of Lakeland Bank, and 1st Constitution Bancorp (“1st Constitution”) (NASDAQ: FCCY), the parent company of 1st Constitution Bank, announced today the receipt of Federal Deposit Insurance Corporation and New Jersey Department of Banking and Insurance approval in connection with the proposed merger of 1st Constitution with and into Lakeland.

The closing of the proposed merger remains subject to the approval of or waiver by the Board of Governors of the Federal Reserve System, the approval of Lakeland’s shareholders at the special meeting of shareholders to be held on December 3, 2021, the approval of 1st Constitution’s shareholders at the special meeting of shareholders to be held on December 3, 2021, and certain other customary closing conditions.

About Lakeland Bancorp, Inc.

Lakeland Bancorp, Inc. has an extensive branch network and commercial lending centers throughout New Jersey and in Highland Mills, New York, and offers business and retail banking products and services. Business services include commercial loans and lines of credit, commercial real estate loans, loans for healthcare services, asset-based lending, equipment financing, small business loans and lines and cash management services. Consumer services include online and mobile banking, home equity loans and lines, mortgage options and wealth management solutions. Lakeland is proud to be recognized as one of New Jersey’s Best-In State Banks by Forbes and Statista, rated a 5-Star Bank by Bauer Financial and named one of New Jersey’s 50 Fastest Growing Companies by NJBIZ. As of September 30, 2021, Lakeland had consolidated total assets, total loans, total deposits and total stockholders’ equity of $8.17 billion, $5.88 billion, $6.93 billion and $814.1 million, respectively.

About 1st Constitution Bancorp

1st Constitution Bancorp is a bank holding company headquartered and maintaining its main office in Cranbury, New Jersey with additional offices in Asbury Park, Fair Haven, Fort Lee, Freehold, Hamilton, Hightstown, Hillsborough, Hopewell, Jackson, Jamesburg, Lawrenceville, Little Silver, Long Branch, Manahawkin, Neptune City, Perth Amboy, Plainsboro, Princeton, Rocky Hill, Rumson, Shrewsbury and Toms River, New Jersey. Founded in 1989, 1st Constitution provides deposit and loan banking services to corporations, individuals, partnerships and other community organizations throughout the central, coastal, and northeastern areas of New Jersey. As of September 30, 2021, 1st Constitution had consolidated total assets, total loans, total deposits and total shareholders’ equity of $1.91 billion, $1.20 billion, $1.64 billion and $199.9 million, respectively. 1st Constitution is proud to be recognized by Newsweek Magazine as the “Best Small Bank in New Jersey!”

Additional Information and Where to Find It

This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval. In connection with the proposed merger, Lakeland filed with the Securities and Exchange Commission (the “SEC”) a registration statement that included a joint proxy statement of Lakeland and 1st Constitution that also constitutes a prospectus of Lakeland. The definitive joint proxy statement/prospectus was mailed to the respective shareholders of Lakeland and 1st Constitution on or about October 20, 2021. INVESTORS AND SECURITY HOLDERS ARE ADVISED TO READ THE JOINT PROXY STATEMENT/PROSPECTUS AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO SUCH DOCUMENTS BECAUSE THESE MATERIALS CONTAIN (OR WILL CONTAIN) IMPORTANT INFORMATION. Investors and security holders may obtain a free copy of the registration statement and other documents filed by Lakeland and 1st Constitution with the SEC at the SEC’s web site at www.sec.gov. These documents may be accessed and downloaded for free at Lakeland’s website at www.lakelandbank.com or by directing a request to Investor Relations, Lakeland Bancorp, Inc., 250 Oak Ridge Road, Oak Ridge, New Jersey 07438 (973-697-2000). 1st Constitution’s documents may be accessed and downloaded for free at 1st Constitution’s website at www.1stconstitution.com or by directing a request to Investor Relations, 1st Constitution Bancorp, 2650 Route 130, P.O. Box 634, Cranbury, New Jersey 08512 (609-655-4500).

Participants in the Solicitation

Lakeland, 1st Constitution and their respective directors and executive officers may be deemed to be participants in the solicitation of proxies from 1st Constitution’s and Lakeland’s shareholders in respect of the proposed merger. Information regarding the directors and executive officers of Lakeland may be found in its definitive proxy statement relating to its 2021 Annual Meeting of Shareholders, which was filed with the SEC on April 9, 2021 and can be obtained free of charge from Lakeland’s website. Information regarding the directors and executive officers of 1st Constitution may be found in its definitive proxy statement relating to its 2021 Annual Meeting of Shareholders, which was filed with the SEC on April 22, 2021 and can be obtained free of charge from 1st Constitution’s website. Other information regarding the participants in the proxy solicitation and a description of their direct and indirect interest, by security holdings or otherwise, is contained in the joint proxy statement/prospectus and other relevant materials filed or to be filed with the SEC, when available.

Cautionary Statements Regarding Forward-Looking Information

This press release contains forward-looking statements with respect to the proposed merger and the timing of consummation of the merger that are made in reliance upon the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. The words “anticipates”, “projects”, “intends”, “estimates”, “expects”, “believes”, “plans”, “may”, “will”, “should”, “could” and other similar expressions are intended to identify such forward looking statements. These forward-looking statements are necessarily speculative and speak only as of the date made, and are subject to numerous assumptions, risks and uncertainties, all of which may change over time. Actual results could differ materially from such forward-looking statements. Additional factors that could cause results to differ materially from those described above can be found in Lakeland’s Annual Report on Form 10-K for the year ended December 31, 2020 and in its subsequent Quarterly Reports on Form 10-Q, including in the respective Risk Factors sections of such reports, as well as in subsequent SEC filings, each of which is on file with the SEC and available in the “Investors Relations” section of Lakeland’s website, www.lakelandbank.com, under the heading “Documents” and in other documents Lakeland files with the SEC, and in 1st Constitution’s Annual Report on Form 10-K for the year ended December 31, 2020 and in its subsequent Quarterly Reports on Form 10-Q, including in the respective Risk Factors sections of such reports, as well as in subsequent SEC filings, each of which is on file with and available in the “Investor Relations” section of 1st Constitution’s website, www.1stconstitution.com, under the heading “SEC Filings” and in other documents 1st Constitution files with the SEC.

Neither Lakeland nor 1st Constitution assumes any obligation for updating any such forward-looking statements at any time.

Contact:

Lakeland Bancorp, Inc.:
Thomas J. Shara
President and CEO
Thomas F. Splaine
EVP & CFO
973-697-2000

1st Constitution Bancorp:
Robert F. Mangano
President and CEO
609-655-4500

Источник: https://finance.yahoo.com/news/lakeland-bancorp-inc-1st-constitution-131500903.html

1st Constitution Bancorp

1st Constitution Bancorp is a bank holding company based in Cranbury, New Jersey that operates 1st Constitution Bank.

History[edit]

1st Constitution Bank was founded in 1989.[1][2]

In 1999, 1st Constitution Bancorp was established as a bank holding company.[1]

In October 2010, the company repaid the $12 million that it received from the Troubled Asset Relief Program.[3]

In 2013, the company acquired Rumson-Fair Haven Bank and Trust for $24.3 million.[4]

In June 2016, the company expanded the size of its board of directors from 5 to 8 members.[5]

In 2017, the company acquired New Jersey Community Bank for $7.6 million.[6]

In June 2019, the company announced its intent to acquire Shore Community Bank in a deal valued at $53.1 million.[7] The deal was approved and closed in November 2019.[8]

References[edit]

External links[edit]

Источник: https://en.wikipedia.org/wiki/1st_Constitution_Bancorp

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1st Constitution Bank

Address: 32 New Amwell Road
Hillsborough, NJ 08844

Business Hours:
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
SundayClosed

Year Established:2011

Contact:Tammy Varelis

Title:Branch Manager


Phone:908-359-1776

Fax:908-359-3191

Email:[email protected]


Website(s):www.1stconstitution.com


Member Profile:

1ST Constitution Bancorp is a diversified financial services holding company and parent company of 1ST Constitution Bank, a state chartered commercial bank.  Recognized for its strong financial performance, prudent risk management, technology, capital generation, and product quality, 1ST Constitution Bank provides a wide range of financial services for consumers, businesses, and government entities.
1ST Constitution's branch network primarily serves Central New Jersey, offering consumer and business banking services, to include credit products for creditworthy borrowers, and deposit products designed to enhance the value of client's assets.
1ST Constitution was founded in 1989 by a small group of business people with the vision and goal to establish a community bank with the means to deliver a superior level of service through a staff of well trained employees, dedicated to a positive customer experience and a commitment to enhance shareholder value.

MISSION STATEMENT
How can we help you today?
Providing a wide range of outstanding financial services to our families, small businesses, mid-size corporations and entrepreneurs is only part of the 1st Constitution Bank's commitment to the communities we serve.
Whether a loan, home equity, an IRA, low-fee checking – the array of services is ideally comprehensive – everything we do is to help our customers. This requires innovative thinking and for that reason 1st Constitution is on the cutting edge of the technological advances of the financial world.
But it is more than products and technology that define us. We pride ourselves on personal service. And that is how our personnel are key elements to our success. Every one of them is trained to see the needs of our customers through their own eyes.
 


Retail locations carrying this member's products:

32 New Amwell Rd

Hillsborough, NJ 08844


Categories:Legal & Financial Services


Источник: https://hba.hillsborough-nj.org/cn/commerce/MemberDetail.cfm?MID=1455&TPID=8085

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Your Journey to Financial Well-Being.

The path to financial security and comfort for you and your family is a journey of small steps. Do you know where you are on the path? Are you taking the right steps to get where you want to be? Let us help you find your place on the path and empower you with the resources and tools you need to keep moving forward.

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    Sharpen practices and streamline operations in preparation for future expansion.

    Expand

    Reap the rewards of smart planning and execution as your business continues its ascent.

You’re one of a kind. Let’s keep it that way.

Identity theft is on the rise. Secure Checking* with IDProtect® includes powerful built-in security tools that help better protect you and your entire family1. Open your secure account today in just 5 minutes.

 

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  • Identity Monitoring4
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  • Coverage for You and Your Entire Family
  • 3-in-1 Credit Report4
  • Identity Theft Expense Reimbursement Coverage2

 

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Spend Life Wisely

Spending Life Wisely means taking small steps towards a life of love and impact. And we’re here to inspire and empower you along the way with information that educates, empowers, and inspires each person to reach their highest purpose and realize their greatest success.

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    Treasure your faith.

    Allow God to guide your heart to a life of meaning and purpose, putting Him at the center of everything you do, inspiring you to serve others with love and compassion.

  • Financial Well-Being

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    Care for your money.

    Be intentional with both your saving and spending to make the most of what you are given, gaining financial peace of mind to support yourself and those you love.

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    Care for your physical, mental, and spiritual health in order to be at your best for yourself and others, living each day to its fullest.

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    Never stop learning and growing so that you may realize your fullest potential, live your purpose, and achieve your greatest success.

How may we help you along your journey?

Contact Us

*  Monthly service charge of $6.95. $100 minimum opening deposit required.

1  Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family Members include your spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2  Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

3  Credit file monitoring may take several days to begin following activation.

4  Registration/Activation Required

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AFT President Randi Weingarten and Secretary-Treasurer Fedrick Ingram at George Floyd Square with activist and AFT member Marcia Howard.

AFT President Randi Weingarten and Executive Vice President Evelyn DeJesus visit P.S. 62 in New York.

AFT Executive Vice President Evelyn DeJesus and TEACH 2019 attendees march in the Lights for Liberty Vigil, Lafayette Park, Washington, D.C.

Dr. Jill Biden and AFT President Randi Weingarten at Payne Elementary School in Washington, D.C. The first lady, an educator, had a chance to visit classrooms where teachers and students are enjoying a mix of authentic learning and summer fun.

AFT members are partnering with Brighter Bites to distribute fresh produce and healthy foods to food-insecure families in Houston.

AFT President Randi Weingarten and Secretary-Treasurer Fedrick C. Ingram in conversation with students and members at Ethel M. Taylor Academy in Cincinnati.

The AFT fights for the freedom to thrive for our members, our families and our communities—by caring, fighting, showing up, teaching and voting.

West Virginia students and AFT President Randi Weingarten at an AFT Back to School / First Book event

Источник: https://www.aft.org/

Founded in 1989, 1st Constitution Bank has assets totaling $1 billion along with deposits totaling $922 million, which makes the institution a medium-size bank. 1st Constitution Bank, whose headquarters are in Cranbury, New Jersey, lacks premium access to support representatives, with no options of live chat or all-day service. It is a conventional brick-and-mortar bank with in-person service, in addition to its online and mobile offerings. With a score of 4.1 out of 5 stars, 1st Constitution Bank should be solidly in contention for your choice of bank. 

1st Constitution Bank has a full array of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs and mortgage products. 1st Constitution Bank has a fair savings rate; other popular banks have higher rates. If you're interested in stress-free personal checking, 1st Constitution Bank's standard checking account does not have a monthly fee. Using the same bank for checking and savings can be ideal for getting the most return on your money while maintaining easy control over your funds.

Service Quality

1st Constitution Bank is a brick-and-mortar bank, with 20 total bank locations in New Jersey. It also offers access to mobile and web apps for a straightforward mobile-banking experience.  

1st Constitution Bank receives poor reviews from users for its online presence: with 10 customer reviews across both iOS and Android platforms, the 1st Constitution Bank mobile app rates a 2.5 out of 5 (compared to the national average of 3.8). 1st Constitution Bank's mobile app allows you to control your bank accounts by reviewing monthly statements, sending and receiving funds and accessing support representatives. 1st Constitution Bank gets an exceptional consumer satisfaction rating due to comparatively few consumer complaints registered with the Consumer Financial Protection Bureau (CFPB), a government financial agency that protects consumers in the financial sector. 

Products Offered

ProductCurrent Terms and RatesMinimum Balance for APY 
Savings Accounts0.20% APY$200Compare Offers
Certificates of Deposit
  • 12 Month: 0.50% APY
  • 24 Month: 2.60% APY
  • 36 Month: 1.00% APY
  • 48 Month: 1.30% APY
  • 60 Month: 1.50% APY
$1,000 for all tiersCompare Offers
Money Market Accounts
  • 10K tier: 0.15% APY
  • 25K tier: 0.25% APY
Compare Offers
Checking Accounts0.15% APY$1,000Compare Offers

1st Constitution Bank has several deposit products which include savings accounts, checking accounts, money market accounts and CDs, providing you with many options to manage your money. It does not have the best savings rate, which means you should consider looking elsewhere for banks that offer more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. 1st Constitution Bank's CD rates are fair as compared against the national average. 

Rates

1st Constitution Bank features a savings rate of 0.20%, which is fair in comparison to the national average. 1st Constitution Bank's one-year CD earns at a rate of 0.50% and the five-year CD earns at a rate of 1.50%, while its highest-yielding money market account earns at an APY of 0.25%. Given its poor savings rate, you should consider choosing another bank to earn more on your deposits.

Compare 1st Constitution Bank to Other Competitive Offers

Fees

1st Constitution Bank has generally extremely low fees in comparison to the national average. With no monthly fee, 1st Constitution Bank is ideal for those who want a simple checking account. 

Financial Health

1st Constitution Bank is a medium-size bank and manages assets totaling $1 billion and $922 million in deposits. 1st Constitution Bank has a very good Texas Ratio of 5.28%, suggesting that 1st Constitution Bank is in fine financial shape and far from failure. Additionally, 1st Constitution Bank is FDIC-insured, meaning that your money is insured (up to $250,000) even in the event of bank failure.

Find a 1st Constitution Bank Near Me

1st Constitution Bank has 20 locations in the U.S.

Источник: https://smartasset.com/checking-account/1st-constitution-bank-nj-banking-review

1st Constitution Bancorp (NJ)

  • TickerFCCY

    Exchange NASDAQ More

  • Industry Regional - Northeast Banks More
  • Sector Financial More
1st Constitution Bancorp (NJ) Logo Image
  • 201-500 Employees
  • Based in Cranbury, New Jersey

1 STConstitution Bancorp, through its primary subsidiary, 1 STConstitution Bank, operates 26 branch banking offices in Asbury Park, Cranbury (2), Fair Haven, Fort Lee, Freehold, Hamilton, Hightstown, Hillsborough, Hopewell, Jackson, Jamesburg, Lawrenceville, Little Silver, Long Branch, Manahawkin, Neptune City, Perth Amboy, Plainsboro, Princeton, Rocky Hill, Rumson, Shrewsbury and Toms…More River (3), New Jersey.

Visit website

1st Constitution Bancorp (NJ)

Most Recent Annual Report

1st Constitution Bancorp (NJ)MOST RECENT2020 Form 10K

Report Locked. 1st Constitution Bancorp (NJ) has reached its limit for free report views.

Источник: https://www.annualreports.com/Company/1st-constitution-bancorp-nj

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1st constitution bank nj
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1st Constitution Bancorp (NJ)

  • TickerFCCY

    Exchange NASDAQ More

  • Industry Regional - Northeast Banks More
  • Sector bmo online banking usa Financial More
1st Constitution Bancorp (NJ) Logo Image
  • 201-500 Employees
  • Based in Cranbury, New Jersey

1 STConstitution Bancorp, through its primary subsidiary, 1 STConstitution Bank, operates 26 branch banking offices in Asbury Park, Cranbury (2), Fair Haven, Fort Lee, Freehold, Hamilton, Hightstown, Hillsborough, Hopewell, Jackson, Jamesburg, Lawrenceville, Little Silver, Long Branch, Manahawkin, Neptune City, Perth Amboy, Plainsboro, Princeton, Rocky Hill, Rumson, Shrewsbury and Toms…More River (3), New Jersey.

Visit website

1st Constitution Bancorp (NJ)

Most Recent Annual Report

1st Constitution Bancorp (NJ)MOST RECENT2020 Form 10K

Report Locked. 1st Constitution Bancorp (NJ) has reached its limit for free 1st constitution bank nj views.

Источник: https://www.annualreports.com/Company/1st-constitution-bancorp-nj

First United Bank

Checking Accounts

We offer account options with features designed for the way you live. 

START HERE

Mortgage

By getting to know you, we can build the right mortgage based on your needs.

START HERE

Spend Life Wisely

We’re here to change the world, one customer, one family, one community at a time.

START HERE

Your Journey to Financial Well-Being.

The path to financial security and comfort for you and your family is a journey of small steps. Do you know where you are on the path? Are you taking the right steps to get where you want to be? Let us help you find your place on the path and empower you 1st constitution bank nj the resources and tools you need to keep moving forward.

  • Personal

    Steps and stages for individuals and families.

    Personal background image

    Start

    Begin your journey on strong financial footing with these important early steps.

    Grow

    The strategies you need to move forward and set yourself up for long term success.

    Enhance

    Are you on track to hit your goals? Employ these strategies to help make it happen.

    Enjoy

    You’ve worked hard to get here. Make sure your money works just as hard to keep you here.

    Secure

    Evaluate your position and create a legacy that lasts.

  • Business

    A map through the stages of healthy business growth.

    Business background image

    Develop

    Laying the groundwork and building the structure of a thriving future company.

    Start-Up

    Essential early steps in planning and finance to set your new business up for success from day one.

    Grow

    Strategies for employee and customer happiness to ensure healthy growth and a vibrant workplace.

    Enhance

    Sharpen practices and streamline operations in preparation for future expansion.

    Expand

    Reap the rewards of smart planning and execution as your business continues its ascent.

You’re one of a kind. Let’s keep it that way.

Identity theft is on the rise. Secure Checking* with IDProtect® includes powerful built-in security tools that help better protect you and your entire family1. Open your secure account today in just 5 minutes.

 

  • Online and Mobile Banking
  • Identity Monitoring4
  • Credit File Monitoring3,4
  • Comprehensive Identity Theft Resolution Services
  • Coverage for You and Your Entire Family
  • 3-in-1 Credit Report4
  • Identity Theft Expense Reimbursement Coverage2

 

Secure your identity, and your family.Get Started

Spend Life Wisely

Spending Life Wisely means taking small steps towards a life of love and impact. And we’re here to inspire and empower you along the way with information that educates, empowers, and inspires each person to reach their highest purpose and realize their greatest success.

  • Faith

     background image

    Treasure your faith.

    Allow God to guide your heart to a life of meaning and purpose, putting Him at the center of everything you do, inspiring you to serve others with love and compassion.

  • Financial Well-Being

     background image

    Care for your money.

    Be intentional with both your saving and spending to make the most of what you 1st constitution bank nj given, gaining financial peace of mind to support yourself and those you love.

  • Health

     background image

    Invest in your wellness.

    Care for your physical, mental, and spiritual health in order to be at your best for yourself and others, living each day to its fullest.

  • Growth

     background image

    Enrich your mind.

    Never stop learning and growing so that you may realize your fullest potential, live your purpose, and achieve your greatest success.

How may we help you along your journey?

Contact Us

*  Monthly service charge of $6.95. $100 minimum opening deposit required.

1  Benefits are available columbia bank nj stock personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family Members include your spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2  Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the 1st constitution bank nj described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

3  Credit file monitoring may take several days to begin following activation.

4  Registration/Activation Required

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1st Constitution Bank

Address: 32 New Amwell Road
Hillsborough, NJ 08844

Business Hours:
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
SundayClosed

Year Established:2011

Contact:Tammy Varelis

Title:Branch Manager


Phone:908-359-1776

Fax:908-359-3191

Email:[email protected]


Website(s):www.1stconstitution.com


Member Profile:

1ST Constitution Bancorp is a diversified financial services holding company and parent company of 1ST Constitution Bank, a state chartered commercial bank.  Recognized for its strong financial performance, prudent risk management, 1st constitution bank nj, capital generation, and product quality, 1ST Constitution Bank provides a wide range of financial services for consumers, businesses, and government entities.
1ST Constitution's branch network primarily serves Central New Jersey, offering consumer and business banking services, to include credit products for creditworthy borrowers, and deposit products designed to enhance the value of client's assets.
1ST Constitution was founded in 1989 by a small group of business people with the vision and goal to establish a community bank with the means to deliver a superior level of service through a staff of well 1st constitution bank nj employees, dedicated to a positive customer experience and a commitment to enhance shareholder value.

MISSION STATEMENT
How can we help you today?
Providing a wide range of outstanding financial services to our families, small businesses, mid-size corporations and entrepreneurs is only part of the 1st Constitution Bank's commitment to the communities we serve.
Whether a loan, home equity, an IRA, low-fee checking – the array of services is ideally comprehensive – everything we do is to help our customers. This requires innovative thinking and for that reason 1st Constitution is on the cutting edge of the technological advances of the financial world.
But it is more than products and technology that define us. We pride ourselves on personal service. And that is how our personnel are key elements to our success. Every one of them is trained to see the needs of our customers through their own eyes.
 


Retail locations carrying this member's products:

32 New Amwell Rd

Hillsborough, NJ 08844


Categories:Legal & Financial Services


Источник: https://hba.hillsborough-nj.org/cn/commerce/MemberDetail.cfm?MID=1455&TPID=8085

News & Events

July 13, 2021

On July 11, 2021, Lakeland Bancorp, Inc., Oak Ridge, New Jersey, and 1st Constitution Bancorp, Cranbury, New Jersey, entered into a definitive merger agreement pursuant to which 1st Constitution Bancorp will merge with and into Lakeland Bancorp, with Lakeland Bancorp as the resulting company in an all-stock transaction valued at approximately $244.4 million. As part of the merger, 1st Constitution Bank will merge with and into Lakeland Bank.

Lakeland Bancorp is the holding company for 1st constitution bank nj Bank and has approximately $7.8 billion in total assets. 1st Constitution Bancorp is the holding company for 1st Constitution Bank and has approximately $1.8 billion in total assets.

Luse Gorman is serving as legal counsel to Lakeland Bancorp in the transaction. The Luse Gorman team consists of John Gorman, Marc Levy, Greg Sobczak, Jeffrey Cardone and Brendan Saxon.

Luse Gorman has acted as counsel on more than 100 bank M&A transactions during the past five years and more bank M&A transactions than any other law firm in the nation over the past 20 years. To learn more about our mergers and acquisitions practice, please visit our website.

 

Источник: https://www.luselaw.com/luse-gorman-is-legal-counsel-to-lakeland-bancorp-inc-in-its-proposed-acquisition-of-1st-constitution-bancorp/

1st Constitution Bancorp

About 1st Constitution Bancorp

1st Constitution Bancorp is the bank holding company, which operates through its subsidiary, 1st Constitution Bank (the Bank). The Bank is a commercial bank, which is engaged in the business of commercial and retail banking. The Company operates through the Community Banking segment. The Community Banking segment consists of construction, commercial, retail and mortgage banking lending operations. As a community bank, the Bank offers a wide range of services (including demand, savings and time deposits and commercial and consumer/installment loans) to individuals, small businesses and not-for-profit organizations principally in the Fort Lee area of Bergen County and in Mercer, Middlesex, Monmouth, Ocean and Somerset Counties of New Jersey. The Bank's 1st constitution bank nj Warehouse Funding Group offers revolving lines of credit that are available to licensed mortgage banking companies.

Executive Leadership

Charles S. Crow

Independent Chairman of the Board

Robert F. Mangano

President, Chief Executive Officer, Director

Stephen J. Gilhooly

Chief Financial Officer, Senior Vice President, Treasurer

John T. Andreacio

Executive Vice President, Chief Lending and Credit Officer

Naqi A. Naqvi

Senior Vice President, Chief Accounting Officer

Key Stats

2.33 mean rating - 3 analysts

Revenue (MM, USD)
EPS (USD)

Price To Earnings (TTM)

11.76

Price To Sales (TTM)

3.30

Price To Book (MRQ)

1.27

Price To Cash Flow (TTM)

10.82

Total Debt To Equity (MRQ)

9.28

LT Debt To Equity (MRQ)

9.28

Return on Investment (TTM)

--

Return on Equity (TTM)

1.15
Источник: https://www.reuters.com/companies/FCCY.O

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