The Netspend Prepaid Visa Card at a Glance · $0 card purchase fee if signing up online. · No minimum balance, no activation fee, no credit check. The PayPal Prepaid Card's mobile app8 has you covered. Check your account balance, review recent transactions, load checks9, find a nearby reload location4. Money can be uploaded to a Netspend card via cash, check and direct deposit. Here's a rundown of the account features: No credit check. Your.