citi cashreturns mastercard login

Log in to your Discover Card account securely. Check your balance, pay bills, review transactions and more using the Discover Account Center, 24 hours a day. I'll keep using the Citi Double Cash to earn 2% cash back and I think it's a great 'gateway' card if you're new to credit card rewards. Citi Double Cash is more than just a rewards card, too. It can also help new applicants save on existing credit card debt with attractive.

Citi cashreturns mastercard login -

Citi Launches New 5% Cash-Back Credit Card

On June 10, Citi launched a brand-new credit card to compete with the small contingent of cards that offer rotating bonus rewards categories. Like the Chase Freedom Flex and Discover it Cash Back, the new Citi Custom Cash Card offers 5% cash back on select categories, but the categories are slightly less arbitrary than those of its competitors. 

Key Takeaways

  • The Citi Custom Cash Card is the bank's answer to rotating cash-back credit cards that offer 5% cash back on select categories of the bank's choosing.
  • Cardholders can enjoy a little more flexibility with the new Citi card over similar cards, but there are still limitations.
  • Other benefits may make the card a decent alternative to the Freedom Flex and Discover it, depending on your spending habits.

How the Citi Custom Cash Card Works

The new Citi Custom Cash Card offers 5% cash back on up to $500 per month in purchases made in your top spending category from the following list: 

  • Restaurants
  • Gas stations
  • Grocery stores
  • Select travel and transit
  • Select streaming services
  • Drugstores
  • Home improvement stores
  • Fitness clubs
  • Live entertainment

Unlike the Freedom Flex and Discover it, the Custom Cash Card doesn't rotate bonus categories every few months, and it doesn't require you to activate your bonus every quarter. Instead, it offers its impressive cash-back rate based on how you spend your money, albeit with some limitations. All other purchases will net you just 1% back.

While it'd be difficult to spend $500 per month on some of the card's bonus categories—such as streaming services and fitness clubs—it may be easy to max out the bonus every month at grocery stores or restaurants, depending on how you spend your money.

While the card is technically billed as a cash-back credit card, you'll actually earn your rewards in the form of Citi ThankYou Points, which is similar to how the Chase Freedom cards work. This gives you more flexibility than if you were to earn simple cash back because the points can be of greater value if redeemed, for example, for travel.

The card also offers an introductory 0% APR for 15 months, after which the APR jumps to the card’s ongoing variable rate, which is based on your creditworthiness. New cardholders will also get $200 cash back—or 20,000 points—when they spend $750 in the first three months from account opening.

Should You Apply for the New Citi Card?

The new Citi Custom Cash Card is a solid alternative to the Chase Freedom Flex and Discover it Cash Back, especially for credit card users who prefer ThankYou Points. The $500 monthly spending limit may seem low, but it lines up with rotating cash-back credit cards, which limit bonus rewards to $1,500 spent per quarter. 

Also, the $200 bonus is in line with some of the best cash-back credit cards that, like the Custom Cash Card, don't charge an annual fee.

If you plan to apply for the new card, consider pairing it with another card that offers a better base rewards rate. For example, you might use the Citi Custom Cash Card to max out its 5% category, while using the Citi Double Cash Card, which offers a flat 2% back on everything, for all of your other purchases. That will make it easier to maximize your rewards across the board.

Источник: https://www.investopedia.com/citi-launches-new-5-percent-cash-back-credit-card-5188749

Citi® Double Cash Card review

Snapshot

Bankrate rating

      Best for up to 2% cash back

      Citi® Double Cash Card

      Rewards rate

      2%

      Intro bonus

      N/A

      Regular APR

      13.99% - 23.99% (Variable)

      Recommended Credit Score

      Good to Excellent  (670 - 850)

      Citi is an advertising partner

      Citi® Double Cash Card Overview

      “Practical” and “constructive” comes to mind when analyzing the Citi® Double Cash Card. This cash back credit card offers a few concrete ways in which you can better your financial situation, improve your credit card habits and enjoy cash back rewards without the fuss of tracking rotating categories — all while doubling as an excellent zero-interest card with no annual fee.

      Here’s a breakdown of the Citi Double Cash’s card offerings, who it’s ideal for, the best cards to pair it with and more.

      What are the pros and cons?

      Pros

      • Unlimited 1 percent as you buy, 1 percent as you pay cash back rewards structure
      • No annual fee
      • 18-month introductory 0 percent APR on balance transfers (13.99 percent to 23.99 percent variable APR after)

      Cons

      • No welcome bonus offer or introductory APR on purchases
      • Intro Balance transfer fee of 3 percent of each transfer or $5, whichever is greater, on transfers completed within the first four months of account opening
      • 3 percent foreign transaction fee

      A deeper look into the current card offer

      Quick highlights

      • Rewards rate: Unlimited 1 percent as you buy, plus another 1 percent when you pay for your purchases
      • Welcome offer: None
      • Annual fee: $0
      • Purchase intro APR: None
      • Balance transfer intro APR: 0 percent introductory APR for 18 months
      • Regular APR: 13.99 percent to 23.99 percent variable

      Rewards rate

      Besides being one of the best flat-rate cash back cards on the market with its desirable up to 2 percent cash back, the Citi Double Cash can help keep your spending habits in check with its earn-as-you-pay rewards structure.

      In order to receive an additional 1 percent cash back rewards for your purchases (on top of the automatic 1 percent cash back you earn), you must pay off the balance you owe.

      Earning cash back

      The value you extract from the Citi Double Cash depends on how wisely you use it. In other words, make sure you’re paying at least the minimum due on time each month or, ideally, the full amount. You’ll only earn the full potential cash back if you pay off what you owe, and incurring interest can quickly eat through the rewards you earn.

      There’s no cap on the amount of cash back rewards you can receive with the Citi Double Cash, so feel free to swipe and earn as you please.

      Redeeming cash back

      Redemption options for your cash back rewards include statement credits, direct deposit, check and ThankYou points.

      Check, statement credit and direct deposit redemptions start at $25, meaning you must have at least $25 in cash back rewards in your account to redeem. Converting your rewards to ThankYou points requires a much lower $1 cash back rewards balance.

      If you choose to redeem your rewards for points, a ThankYou account is automatically created for you. This allows you to further redeem your points for gift cards, travel through Citi or Shop with Points on Amazon or PayPal. Just keep in mind that these are considered “basic” ThankYou points and can’t be transferred to a Citi travel partner without a premium Citi travel card.

      You can redeem rewards by logging into your online account or calling Citi at 1 (855) 473-4583. Cash back rewards expire after 12 months of card inactivity, meaning you haven’t earned cash back on purchases or payments for one year.

      How much are rewards worth?

      Generally, you can expect cash back to be worth 1 cent per percentage point back. In the case of the Citi Double Cash card, if you spend $500 a month with the card and pay off the full amount, you’ll earn $120 in cash back rewards by the end of12 months.

      The Citi Double Cash isn’t marketed as a ThankYou point-earning Citi credit card, considering you earn cash back, not points. You can, though, easily convert your cash back to ThankYou points as a redemption option. However, The Points Guy discovered that ThankYou points earned from Citi’s no annual fee cards are considered “basic” and can’t be transferred to travel partner programs for a rate higher than Citi’s base 1 cent value. In order to transfer “basic” points, you can pool them with one of Citi’s premium travel cards, like the Citi Premier® Card, to reach The Points Guy’s latest valuation of up to 1.7 cents each.

      Citi Double Cash: Details and benefits

      The Citi Double Cash is pretty simplistic in terms of additional card benefits, but that doesn’t mean those the card does offer aren’t useful.

      0 percent APR offer

      In addition to being a cash back card, the Citi Double Cash also acts as a balance transfer credit card. The 18-month 0 percent introductory APR offer on balance transfers (13.99 percent to 23.99 percent variable APR after) is one of the longest balance transfer periods currently available. Keep in mind, if you take advantage of the offer, you’ll still pay either $5 or a 3 percent intro balance transfer fee, whichever is greater on transfers completed within the first four months. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after four months of account opening.

      For reference, if you had $2,000 in credit card debt and transferred it to the Citi Double Cash, you could pay just over $111 a month for 18 months and completely wipe out your debt—all without paying a dime in interest. Bear in mind, you’d also owe a $60 balance transfer fee.

      Security and protection perks

      In addition to a solid flat-rate rewards structure and lengthy introductory APR offer, the Citi Double Cash extends a myriad of security and fraud protections.

      Get $0 fraud liability, 24-hour fraud protection, Citi Identity Theft Solutions and Lost Wallet Service—meaning Citi will replace your lost card within 24 hours and provide you with emergency cash in the meantime.

      Citi Entertainment

      Citi Entertainment gets you access to presale tickets, events and more, whether it be a music festival, professional football game or high-end restaurant experience. For more information, read Citi Entertainment’s FAQ page.

      Rates and Fees

      Источник: https://www.bankrate.com/finance/credit-cards/reviews/citi-double-cash-card/

      iPhone Screenshots

      Description

      Simpler
      All Mobile Account*: Open a checking or savings account right from the app without setting foot in a bank branch

      Card Replacement: Request a new card if your original is lost, stolen or damaged
      Citi Mobile® Snapshot: Quickly review key account info – without having to sign in every time

      Zelle®: A fast, fee-free way within the Citi Mobile App to pay and easily split payments with people you trust.** 

      Mobile Check Deposit: Quickly and easily deposit checks from anywhere
      ATM Finder: Easily locate one of more than 60,000 fee-free ATMs in the U.S.
      Account Information: View your statements, check balances and recent activity
      Make same-day or scheduled payments easily

      Smarter 

      Aggregation*: Link virtually all your bank accounts, credit cards and investment accounts for a more holistic financial view to managing your finances
      Spending insights*: Track your spending habits and trends across your accounts 

      Bill management*: View and manage your bills and recurring payments in one place
      FICO® Score : Citi credit card customers can view their FICO® Score for free
      Make payments, including automatic payments, and transfers.
      Dispute credit card transactions if ever needed and track the status
      Stay informed with Account Alerts: Choose the alerts you want and even when you want them
      Change your credit card due date: Choose the beginning, middle, or end of a month
      Secure 

      Citi® Quick Lock: Lock or unlock your lost or misplaced card 

      PIN Reset: Reset your debit card PIN from your mobile device 

      Enable Touch ID® or Face ID® for a fast and safe way to access your account
      * Features are available today on a limited basis.
      **Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
      Your trust and confidence in how we collect, use, and share information about you is a priority. Review our privacy notice at https://online.citi.com/JRS/portal/template.do?ID=Privacy and our notice at collection at https://online.citi.com/JRS/portal/template.do?ID=Privacy#notice-at-collection to learn more about privacy at Citi. Additionally, California residents may submit requests in connection with the California Consumer Privacy Act at https://online.citi.com/dataprivacyhub.

      Version 9.46.0

      The Citi Mobile App has the tools and features you need for managing your account virtually, anytime, anywhere. If needed, you can get help from a Citi representative right from the app. Go to “Help & Support” then “Message Us” and we'll send a notification when a representative replies.

      This update also includes various bug fixes and performance improvements.

      Ratings and Reviews

      4.9 out of 5

      2.7M Ratings

      Fixed Now

      They fixed it, updating to five stars.

      ---
      I've used this app for years and it's done me well but I got a new phone (iPhone SE) a couple weeks and the app is a pain now to use to the point of being totally useless. It no longer offers me the option for a Thumbprint sign in. And if I try to sign in manually via my saved password I get stuck in a loop because it won't fill in both the password and user login. At this point in order to access my account I've just memorized my complicated password. I input both that and my user manually (in the correct order or each time you fill in one the other will get deleted). I've tried restarting and making sure my app is up to date. I've compared the app on my new and old phone and on my old phone there is definitely the Thumbprint option both on the sign in page and under options in the security section. The app on my new phone doesn't show these options. And please, don't even think about using the stupid quick view or snap shot or whatever it's called, it will create even more trouble for you when you try to sign in. I'll update my review when the issue is fixed. When the app was working before it was my favorite cc app.

      DO NOT get this! DO NOT!!!

      We have two accounts and have been with CITI for over 12 years. Every month, we go online and pay both accounts through our separate payment account. Then tried to use this app. Could not link, so we called technical support. Finally got one account activated before leaving on trip. The following day, before departure, we tried to pay both accounts. By setting up the mobile app, both accounts became unlinked, as well as the payment information. After well over an hour online with a rep that could only read from a script (she did not listen to our problem), she said that the account was pending and to try back in 24-48 hrs and enter in the information again. How is that pending as we are redoing the process? So we leave and the day after we get home, we go through the process again. After even more hours on the phone with tech support, then customer service (I was steamed), only to be switched back the tech support (who tried to help but was unsuccessful), we were told that a ticket would be written and we could expect an email to resolve the issue. Every time we were talking with tech support, they could only walk us through the same steps. As a work around, we have had to establish two separate accounts AND now have them sending us two separate paper statements so that they could get paid. Waiting to see the email to see if this is resolved, otherwise, we are canceling our accounts.

      Almost there

      I love the app and how simple it is to navigate the features, including the free updates on your credit score. You can also live chat with someone during regular working hours, it’s great! My only reason for giving it a 4 out of 5 would be customer service and miscommunication. I had a fraud alert early August. They notified me quickly to go over the charges and so forth. They closed my account immediately and communicated that a replacement would be on its way. Not stating as to when it would arrive, but soon. It’s already been more than two weeks and this shopaholic is experiencing credit withdrawals. I am very much accustomed to a certain company that will fed ex your replacement within two days! I called and asked about the shipment , one month USPS. I’m over here like.... “You guys obviously don’t want me to spend?” What’s a girl gotta do to get this envelope?! Losing my patience and most definitely contemplating a switch. This con so far is outweighing the pros. On another note, they need to reconsider the quality of their Costco Citi Visa. The sides fringe after use. It looks like they plastered a sticker on their that might easily peel off.

      The developer, Citibank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

      Data Linked to You

      The following data may be collected and linked to your identity:

      • Financial Info
      • Location
      • Contact Info
      • Contacts
      • User Content
      • Identifiers
      • Usage Data
      • Diagnostics

      Privacy practices may vary, for example, based on the features you use or your age. Learn More

      Information

      Seller
      Citibank, N.A.

      Size
      247.7 MB

      Category
      Finance

      Compatibility
      iPhone
      Requires iOS 12.3 or later.
      iPod touch
      Requires iOS 12.3 or later.

      Age Rating
      4+

      Location
      This app may use your location even when it isn’t open, which can decrease battery life.

      Copyright
      © 2018 Citibank, N.A. Member FDIC

      Price
      Free

      Supports

      • Wallet

        Get all of your passes, tickets, cards, and more in one place.

      • Family Sharing

        With Family Sharing set up, up to six family members can use this app.

      • Siri

        Get things done within this app using just your voice.

      More By This Developer

      You Might Also Like

      Источник: https://apps.apple.com/us/app/citi-mobile/id301724680

      Great Finds come with a Bonus

      Earning rewards with no annual fee§ adds even more fun to every buy. Find out if you’re approved for an eBay Mastercard® within seconds.

      Open a new eBay Mastercard® and earn a $60 bonus statement credit when you spend $300 or more on eBay within 30 days of account opening.

      Offer ends December 12, 2021 at 11:59pm PT.

      Apply Now*

      Not logged in? Log in to apply.

      You must have an eBay account in order to apply for an eBay Mastercard account. Current eBay Extras Mastercard cardholders are not eligible for a new eBay Mastercard.

      eBay Mastercard

      Rack up points on every purchase

      Your points add up every time you use your eBay Mastercard to make a purchase. With no annual fee.§

      5X points

      Earn 5X points for the rest of the year after you spend $1,000 on eBay in a calendar year.

      3X points

      Until then, earn 3X points per $1 spent up to $1,000 on eBay in a calendar year.

      2X points

      Earn 2X points per $1 spent on gas, restaurant, and groceries.

      1X points

      Earn 1X points per $1 spent on all other Mastercard purchases.

      Shop Worry-Free With Mastercard Benefits

      lock

      Identity Theft Resolution

      Get peace of mind with 24/7 protection of your personal information.

      check

      Zero-Liability Protection

      Simply call the number on the back of your card if you suspect any unauthorized activity.

      diamond

      Priceless Cities

      Enjoy hidden-gem experiences and special-access events worldwide.

      See Mastercard Guide to Benefits for details.

      Get More of Everything You Love

      Use points when you check out to make the perfect eBay finds even better. Redeem $10 at checkout for every 1,500 points earned.

      Apply Now*

      Current eBay Extras Mastercard cardholders are not eligible for a new eBay Mastercard.

      Manage Your eBay Mastercard

      Log In

      eBay Mastercard

      Manage Your eBay Extras Mastercard

      Log In

      eBay Extras Mastercard

      Current eBay Mastercard or eBay Extras Mastercard cardholders are not eligible for a new eBay Mastercard.

      Purchases subject to credit approval.

      * Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.

      This offer applies to new eBay Mastercard accounts opened November 18, 2021 through December 12, 2021. Receive a $60 bonus statement credit when you spend $300 or more on eBay (minus any returns or adjustments during the promotional period) with your new eBay Mastercard within 30 days of account opening. Purchases must post to your account within 7 days after the 30 day offer period. Please allow up to 1-2 billing statement cycles after the promotional period ends for your statement credit to post to your eBay Mastercard account. Account must remain open, be in good standing and not become delinquent at the time the statement credit is applied. Offer is valid for newly opened eBay Mastercard accounts only and maximum of one statement credit can be earned per account. Valid November 18, 2021 at 5:00AM PT to December 12, 2021, at 11:59PM PT. Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.

      § For New Accounts: Variable Purchase APR is 19.99%, 23.99% or 26.99%. The APRs are accurate as of 3/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00 for all types of cards in any billing cycle in which you owe interest.

      Purchases subject to credit approval. To earn 5 points per $1 spent on eBay, account holder must make purchases totaling $1,000 on eBay that post to their account in the calendar year. At the beginning of each calendar year, the Reward Points that will be earned on eBay purchases is reset to 3 Reward Points until the $1,000 purchase threshold is met. Purchases made on eBay from international merchants and purchases that are not made in US dollars will earn 1 Reward Point and will not count toward the $1,000 purchase threshold. Every 1,500 Reward Points earned will equate to $10. You may only redeem your Reward Points for purchases on www.eBay.com. Accrued Reward Points that are not redeemed will be forfeited in certain circumstances. See the Rewards Program Terms for details.

      The eBay Mastercard and eBay Extras Mastercard are issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

      Quick Links

      Источник: https://pages.ebay.com/creditcard/

      Earn 2% cash back* on every purchase with the PayPal Cashback Mastercard®.

      Shop anywhere Mastercard is accepted and earn cash back on every purchase. Plus, enjoy the added bonus of no annual fee.**

      Apply Now†

      You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.

      Already have this card? Discover the benefits of the PayPal Cashback Mastercard


      mobie-image

      Shop Anywhere

      Use your PayPal Cashback Mastercard everywhere Mastercard is accepted and when checking out with PayPal.

      Earn 2% Cash Back

      With no exceptions, purchase restrictions, or rotating categories, earn cash back on every purchase.

      Redeem Anytime

      Your Cash Rewards never expire, so you can redeem them right to your PayPal balance*** whenever you want–no minimum required.

      Watch your cash back add up.

      $400.00 in monthly groceries = $8.00 cash back

      For illustrative purposes only.

      Identity Theft ProtectionTM

      From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we're there for you 24/7.

      Microchip technology

      EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.

      Contactless Payment

      Check out without your card ever leaving your hand. Just Tap & Go® wherever you see the universal Contactless Symbol.

      editorialimage
      Get a credit decision in seconds and start earning 2% cash back on every purchase.

      Apply Now†

      You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.

      *Purchases subject to credit approval. See Rewards Program Terms for details on earning Cash Rewards. To earn Cash Rewards, you must have an open account with PayPal in good standing to which your Card Account is linked. If your account with PayPal is closed for any reason, or if your Card Account is no longer linked to your account with PayPal, your Card Account will be closed and any Cash Rewards earned, but not redeemed, will be forfeited.

      **For New Accounts: Variable Purchase APR is 19.99%, 23.99% or 26.99%. The APRs are accurate as of 9/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00 for all types of cards in any billing cycle in which you owe interest.

      †Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.

      ***Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to transfer your Cash Rewards to your PayPal balance. If you do not have that account, you can transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.

      The benefits and services as further described in the Mastercard Guide to Benefits are provided solely by Mastercard International Incorporated. PayPal and Synchrony Bank do not endorse, recommend, warrant or take responsibility for these offered benefits.

      The Contactless Indicator mark and Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

      The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

      Quick Links

      Rewards Program Terms

      Mastercard Guide to Benefits

      Frequently Asked Questions

      We’ll use cookies to improve and customize your experience if you continue to browse. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies

      Источник: https://www.paypal.com/us/webapps/mpp/credit-card/2-percent-cash-back-mastercard

      Pay a friend or a group in a snap

      Send money to a friend or start a group to split expenses for dinner, bills, rent, and more. Google Pay will help you do the math and keep track of who’s paid.

      Private

      Send and request money in private groups.

      Connected

      Plan, split, and make group payments right from your phone.

      Convenient

      Easily find your friends and make a fast payment.

      Stay connected with
      your favorite businesses

      See where you’ve made the most recent transactions, right on your home screen. Find past purchases, loyalty cards, offers - even online ordering - all in one place.

      Keep your cards and accounts within tapping distance

      Keep credit cards, debit cards, transit passes, and more on your phone for quick, easy access.

      Learn more about transit with Clipper

      Get a fuller
      picture of your
      finances

      Bring your accounts together for a clearer view of what you have, what you’ve spent, and recent activity.

      Get insights

      Learn about your spending patterns and where you can save money.

      Sync accounts

      Easily check your balance and spending across all of your linked accounts.

      Stay in the know

      As money goes in and out, see it reflected in one simple view.

      Search your spending the easy way with Google Pay

      Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions.

      Make purchases
      more rewarding

      Earn cashback rewards when you activate offers from your favorite businesses and make everyday purchases.

      Warby Parker logo

      Your rewards are real money

      Get cashback rewards you can use to pay anyone or any business that accepts Google Pay.

      Burger King logo

      Double down on rewards

      Earn additional cashback on top of your existing credit card rewards or loyalty programs.

      Target logo

      Save where you shop

      Get valuable offers from your favorite brands.

      A safer way to pay, every day

      With privacy and security built into every payment, using Google Pay is safer than swiping your card or paying with cash.

      Learn more about privacy 

      Transparency

      Google Pay will never sell your personal information to third parties or share your transaction history with any other Google service for targeting ads.

      Control

      Google Pay has easy-to-use tools that put you in control so you can choose the privacy settings that are right for you.

      Security

      Google Pay keeps your money and private information safe with built-in authentication, transaction encryption, and fraud protection.

      Источник: https://pay.google.com/about/

      Citi Double Cash Review: 2% on Everything Is Tough to Beat

      The Citi® Double Cash Card – 18 month BT offer is a valuable workhorse among credit cards. With superior flat-rate cash back, it’s ideal for consumers who want low-hassle cash rewards on everything they charge. What it lacks in sizzle, it makes up for in daily dependability. It’s a Honda Accord in a credit card market that's lately gotten jammed with Lamborghini wannabes.

      Most of what you need to know: The card gives you 2% cash back on every purchase — 1% when you make it, and another 1% back when you pay it off. Rewards are unlimited, and the annual fee is $0.

      The Citi® Double Cash Card – 18 month BT offer stands up well on its own, but it also makes an ideal companion to a bonus-category credit card for those who use a two-card strategy to maximize cash back.

      On the downside, it offers no sign-up bonus or ways to earn more than its base rewards rate.

      Even so, to get good, reliable rewards with minimum effort (or cost), this card should be among the top few you consider.

      » MORE: Credit cards that earn 2% cash back or more on purchases

      Citi® Double Cash Card: Basics

      Card type:Cash back.

      Annual fee:$0.

      Sign-up bonus: None.

      Rewards: 2% cash back on purchases, distributed in two stages:

      • 1% back for every dollar spent.

      • 1% back for every dollar paid off.

      Redemption options: Statement credit, bank account deposit or a check. Minimum redemption amount: $25.

      Nerdy tip: The Citi Double Cash is a cash-back credit card, but it also allows you to convert your cash rewards to Citi ThankYou points at an effective 1:1 ratio. Redemption options for ThankYou points include travel, gift cards and more. See here for more information.

      Interest rate:0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 13.99%-23.99% Variable APR.

      Balance transfer fee: 3% of the amount transferred or $5 (whichever is greater) for transfers completed within the first four months of account opening; 5% fee or $5, whichever is greater, after that.

      Foreign transaction fee: 3%.

      » MORE:Citi credit cards mobile app review

      Benefits of the Citi® Double Cash Card

      High rewards rate

      The industry standard for cash back used to be 1%. As its name implies, the Citi® Double Cash Card – 18 month BT offer essentially doubles that rate, paying 1% back on purchases and 1% after paying the bill. The sooner you pay your balance, the sooner you earn the second half of the rewards. That's a powerful incentive to pay your credit card bill in full every month, which we recommend you do anyway to avoid interest.

      While we still think this is a fine card, it’s not quite the industry unicorn it used to be. Other cards also offer 2% cash back or more on purchases.

      Nerdy tip: When you redeem cash back for a credit on your statement, you don’t earn the second 1%. That’s because you’re not actually paying off that amount; it’s just subtracted from your bill. But that’s a minor consideration. Redeeming a hefty $1,000 per year would mean forgoing $10 in rewards for the convenience of taking the money in the form of a statement credit. That’s still very close to a 2% return on spending, assuming you pay your bill in full every month.

      » MORE: Citi Flex Plan: What it is and how it works

      Simplicity

      Many cash-back cards offer bonus categories — some of them permanent, some that change every month. They allow you to earn extra rewards in featured spending categories, such as gas stations, restaurants and home improvement stores. They can be a hassle to keep track of. Some limit the amount of spending eligible for bonus rewards, and all spending over that limit earns a mundane 1% cash back.

      With the Citi® Double Cash Card – 18 month BT offer, you can be a lazy optimizer and whip out the same card all the time, without thinking about where you’re using the card and whether you’ve reached the limit for a bonus spending category.

      Flexibility

      The Citi® Double Cash Card – 18 month BT offer features the flexibility to earn cash back, or convert your rewards to ThankYou points.

      ThankYou points can be valuable, especially for travelers. But the ThankYou rewards program is not as straightforward as others and requires a little know-how to navigate in order to get the best value. Cash back earned from the Citi® Double Cash Card – 18 month BT offer converts to ThankYou points at a 1:1 ratio, at a penny per point. This means you could turn $100 in cash rewards into 10,000 ThankYou points. Then, you could redeem points for travel, gift cards, purchases at eligible retailers and other options.

      Depending on your credit card strategy and travel goals, this conversion flexibility can potentially increase the value of your rewards.

      If you hold only the Citi Double Cash, you'll only have the ability to transfer ThankYou points to JetBlue Airways. But if you also have the Citi Premier® Card or Citi Prestige® Card, you could combine points and transfer them to any of Citi’s multiple airline partners.

      » READ:Citi trifecta: Earn 2% to 5% on every purchase

      Drawbacks to consider

      No sign-up bonus

      A sign-up bonus can be a big part of a card's value in the short term, like the first few years. That’s why you might consider a different card that offers a bonus for new cardholders.

      The most direct competitor is the Wells Fargo Active Cash℠ Card.

      This card also earns 2% cash back in rewards, but it has a sign-up bonus: New! Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. It also has an intro 0% APR offer with an annual fee of $0.

      » MORE:Wells Fargo Active Cash vs. Citi Double Cash

      No bonus categories

      Double cash on all purchases is great, but it’s less than you’ll find on cards that offer elevated rewards on spending at certain places, like restaurants, supermarkets or gas stations.

      Indeed, some cards offer 5% back on bonus categories that change quarterly. In the past, categories have included gas stations, restaurants, supermarkets, Amazon.com and PayPal. Good examples are the Chase Freedom Flex℠ and the Discover it® Cash Back. Both offer 5% back on categories that you activate, on up to $1,500 in spending per quarter (equal to $75 in cash back), and 1% on all other spending.

      Other cash-back cards have bonus categories that don't change. The Blue Cash Everyday® Card from American Express is a good example. The card offers 3% cash back at U.S. supermarkets on up to $6,000 a year in spending (then 1%); 2% cash back at U.S. gas stations and select U.S. department stores; and 1% cash back everywhere else. Terms apply (To view rates and fees of the Blue Cash Everyday® Card from American Express, see this page.). It has an annual fee of $0.

      Nerdy tip: For optimizers, the decision is not either-or, but both. Boost cash rewards by using a bonus-categories card to get higher earnings on certain purchases, and use the Citi® Double Cash Card – 18 month BT offer for everything else. That reaps a superior return with a little more effort.

      And some cards offer a combination: a good flat rate on most purchases, a sign-up bonus and bonus categories. Example: The Chase Freedom Unlimited®.

      • Flat rate: 1.5%

      • Bonus category rewards: 3% cash back on dining at restaurants and drugstore purchases and 5% on travel purchased through Chase Ultimate Rewards®.

      • Sign-up bonus:Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

      » MORE:NerdWallet’s best rewards credit cards

      No intro APR on purchases

      The intro APR offer for this card is: 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 13.99%-23.99% Variable APR.

      Noticeably absent is an intro APR rate on purchases. Why is that important? After you transfer a balance to this card, future purchases you charge to it will begin accruing interest immediately. You won’t have a grace period, even if you pay off your new purchases in full. You only get the grace period back if you also completely pay off the balance transfer amount. That’s why many other cards feature an intro APR offer, often for the same number of months, for both balance transfers and purchases.

      » MORE:NerdWallet's best 0% intro APR cards

      Balance transfer fee

      The lengthy no-interest period on balance transfers is competitive, and the introductory 3% balance transfer fee with a minimum of $5 is typical. But the fee still hurts. That amounts to a $300 fee on $10,000 transferred. And after the first four months, the balance transfer fee is 5% or $5, whichever is greater.

      Foreign transaction fee

      Its 3% fee for foreign transactions means this is a poor choice of card to use abroad. To be fair, this fee is more common on cash-back cards, but rarer on travel cards.

      » MORE:NerdWallet's best no foreign transaction fee credit cards

      Reward expiration

      Citi says cash rewards balances “expire” if you don’t earn cash back from purchases or payments for 12 months. If you quit using the card, be sure to first redeem eligible rewards — or make a minor purchase with the card at least once a year to reset the clock on expiration.

      Is it right for you?

      If you want a low-hassle, flat-rate rewards card, the Citi® Double Cash Card – 18 month BT offer fits the bill because its rewards apply to all spending and have no limit. Your return rate can be even better if you use it in conjunction with a bonus-categories card.

      Need more information to help you compare your cash-back credit card options? Our best credit cards page can help.

      » MORE: Benefits of the Citi Double Cash

      To view rates and fees of the Blue Cash Everyday® Card from American Express, see this page.

      Источник: https://www.nerdwallet.com/reviews/credit-cards/citi-double-cash

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      Citi Launches New 5% Cash-Back Credit Card

      On Citi cashreturns mastercard login 10, Citi launched a brand-new credit card to compete with the small contingent of cards that offer rotating bonus rewards categories. Like the Chase Freedom Flex and Discover it Cash Back, the new Citi Custom Cash Card offers 5% cash back on select categories, but the categories are slightly less arbitrary than those of its competitors. 

      Key Takeaways

      • The Citi Custom Cash Card is the bank's answer to rotating cash-back credit cards that offer 5% cash back on select citi cashreturns mastercard login of the bank's choosing.
      • Cardholders can enjoy a little more flexibility with the new Citi card over similar cards, but there are still limitations.
      • Other benefits may make the card a decent alternative to the Freedom Flex and Discover it, depending on your spending habits.

      How the Citi Custom Cash Card Works

      The new Citi Custom Cash Card offers 5% cash back on up to $500 per month in purchases made in your top spending category from the following list: 

      • Restaurants
      • Gas stations
      • Grocery stores
      • Select travel and transit
      • Select streaming services
      • Drugstores
      • Home improvement stores
      • Fitness clubs
      • Live entertainment

      Unlike the Freedom Flex and Discover it, the Custom Cash Card doesn't rotate bonus categories every few months, and it doesn't require you to activate your bonus every quarter. Instead, it offers its impressive cash-back rate based on how you spend your money, albeit with some limitations. All other purchases will net you just 1% back.

      While it'd spectrum pay my bill by phone difficult to spend $500 per month on some of the card's bonus categories—such as streaming services and fitness clubs—it may be easy to max out the bonus every month at grocery stores or restaurants, depending on how you spend your money.

      While the card is technically billed as a cash-back credit card, you'll actually earn your rewards in the form of Citi ThankYou Points, which is similar to how the Chase Freedom cards work. This gives you more flexibility than if you were to earn simple cash back because the points can be of greater value if redeemed, for example, for travel.

      The card also offers an introductory 0% APR for 15 months, after which the APR jumps to the card’s ongoing variable rate, which is based on your creditworthiness. New cardholders will also get $200 cash back—or 20,000 points—when they spend $750 in the first three months from account opening.

      Should You Apply for the New Citi Card?

      The new Citi Custom Cash Card is a solid alternative to the Chase Freedom Flex and Discover it Cash Back, especially for credit card users who prefer ThankYou Points. The $500 monthly spending limit may seem low, but it lines up with rotating cash-back credit cards, which limit bonus rewards to $1,500 spent per quarter. 

      Also, the $200 bonus is in line with some of the best cash-back credit cards that, like the Custom Cash Card, don't charge an annual fee.

      If you plan to apply for the new card, consider pairing it with another card that offers a better base rewards rate. For example, you might use the Citi Custom Cash Card to max out its 5% category, while using the Citi Double Cash Card, which offers a flat 2% back on everything, for all of your other purchases. That will make it easier to maximize your rewards across the board.

      Источник: https://www.investopedia.com/citi-launches-new-5-percent-cash-back-credit-card-5188749

      Enroll in Paperless Statements and Letters

      To enroll in paperless for your account, start by reading the terms and conditions below. You are agreeing to receive your statements electronically only and some of your legal notices electronically only. If you city of edmond landfill not wish to enroll, choose Cancel and deselect the Paperless Statements and Letters checkbox.

      Enrollment in Credit Card Paperless Statements and E-Communications

      We send cardholders various types of legal notices, including notices of increases or decreases in credit lines, privacy notices, account updates and statements. Currently, we can provide some of these legal notices, including statements, electronically. We are working towards being able to provide all of these legal notices electronically. When we are able to provide all legal notices electronically, we will notify you by email. In the meantime, if you choose to receive legal notices electronically, you will need to monitor both your U.S. postal mailbox and your email inbox for legal notices.

      To receive your legal notices electronically, your computer must be capable of printing or storing email, web pages and documents in PDF format and your browser must meet minimum system requirements.

      Minimum System Requirements

      Your privacy and security are important to us. That is why we require you to use a browser with 128-bit security encryption to proceed with your application. This protection helps to ensure that the information you send and receive will remain confidential.

      Getting Paper Copies

      If you choose to receive legal notices and statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you.

      Cancelling Paperless Statements and E-Communications

      You may cancel through account online or by calling us at the number on the back of your card.

      Updating Email Address

      We will send notifications regarding the availability of your statement online and legal notices to the email address you provided to 5th third bank customer service phone number until you contact us to change it. It is your responsibility to update promptly any changes in this information. If your email address changes, please update it through Account Online or call us at the number on the back of your card.

      Credit Card Paperless Statements and E-Communications Authorization

      I agree to receive my billing statements and other legal notices electronically as available. I understand that when I receive an electronic notice it will replace a paper copy. I also understand that I will need to check both my U.S. postal mailbox and email inbox for legal notices until you let me know by email that all legal 5th third bank customer service phone number will be citi cashreturns mastercard login electronically.

      You will receive paperless notifications at the email address currently associated with your account.

      Источник: https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLOC_SHELL

      Pay a friend or a group in a snap

      Send money to a friend or start a group to split expenses for dinner, bills, rent, and more. Google Pay will help you do the math and keep track of who’s paid.

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      Easily check your balance and spending across all of your linked accounts.

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      As money goes in and out, see it reflected in one simple view.

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      Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions.

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      Google Pay will never sell your personal information to third parties or share your transaction history with any other Google service for targeting ads.

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      Google Pay has easy-to-use tools that put you in control so you can choose the privacy settings that are right for you.

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      Google Pay keeps your money and private information safe with built-in authentication, transaction encryption, and fraud protection.

      Источник: https://pay.google.com/about/

      Earn 2% cash back* on every purchase with the PayPal Cashback Mastercard®.

      Shop anywhere Mastercard is accepted and earn cash back on every purchase. Plus, enjoy the added bonus of no annual fee.**

      Apply Now†

      You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be citi cashreturns mastercard login to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.

      Already have this card? Discover the benefits of the Citi cashreturns mastercard login Cashback Mastercard


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      Your Cash Rewards never expire, so you can redeem them right to your PayPal balance*** whenever you want–no minimum required.

      Watch your cash back add up.

      $400.00 in monthly groceries = $8.00 cash back

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      You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.

      *Purchases subject to credit approval. See Rewards Program Terms for details on earning Cash Rewards. To earn Cash Rewards, you must have an open account with PayPal in good standing to which your Card Account is linked. If your account with PayPal is closed for any reason, or if your Card Account is no longer linked to your account with PayPal, your Card Account will be closed and any Cash Rewards earned, but not redeemed, will be forfeited.

      **For New Accounts: Variable Purchase APR is 19.99%, 23.99% or 26.99%. The APRs are accurate as of 9/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00 for all types of cards in any billing cycle in which you owe interest.

      †Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.

      ***Important information on redeeming Cash Rewards: You need to have citi cashreturns mastercard login PayPal Balance account to transfer your Cash Rewards to your PayPal balance. If you do not have that account, you can transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.

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      Источник: https://www.paypal.com/us/webapps/mpp/credit-card/2-percent-cash-back-mastercard

      Citi Double Cash Review: 2% on Everything Is Tough to Beat

      The Citi® Double Cash Card – 18 month BT offer is a valuable workhorse among credit cards. With superior flat-rate cash back, it’s ideal for consumers who want low-hassle cash rewards on everything they charge. What it lacks in sizzle, it makes up for in daily dependability. It’s a Honda Accord in a credit card market that's lately gotten jammed with Lamborghini wannabes.

      Most of what you need to know: Citi cashreturns mastercard login card gives you 2% cash back on every purchase — 1% when you make it, and another 1% back when you pay it off. Rewards are unlimited, and the annual fee is $0.

      The Citi® Double Cash Card – 18 month BT offer stands up well on its own, but it also makes an ideal companion to a bonus-category credit card for those who use a two-card strategy to maximize cash back.

      On the downside, it offers no sign-up bonus or ways to earn more than its purina one large breed puppy feeding chart rewards rate.

      Even so, to get good, reliable rewards with minimum effort (or cost), this card should be among the top few you consider.

      » MORE: Credit cards that earn 2% cash back or more on purchases

      Citi® Double Cash Card: Basics

      Card type:Cash back.

      Annual fee:$0.

      Sign-up bonus: None.

      Rewards: 2% cash back on purchases, distributed in two stages:

      • 1% back for every dollar spent.

      • 1% back for every dollar paid off.

      Redemption options: Statement credit, bank account deposit or a check. Minimum redemption amount: $25.

      Nerdy tip: The Citi Double Cash citi cashreturns mastercard login a cash-back credit card, but it also allows you to convert your cash rewards to Citi ThankYou points at an effective 1:1 ratio. Redemption options for ThankYou points include travel, gift cards and more. See here one driver login more information.

      Interest rate:0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 13.99%-23.99% Variable APR.

      Balance transfer fee: 3% of the amount transferred or $5 (whichever is greater) for transfers completed within the first four months of account opening; 5% fee or $5, whichever is greater, after that.

      Foreign transaction fee: 3%.

      » MORE:Citi credit cards mobile app review

      Benefits of the Citi® Double Cash Card

      High rewards rate

      The industry standard for cash back used to be 1%. As its name implies, the Citi® Double Cash Card – 18 month BT offer essentially doubles that rate, paying 1% back on purchases and 1% after paying the bill. The sooner you pay your balance, the sooner you earn the second half of the rewards. That's a powerful incentive to pay your credit card bill in full every month, which we recommend you do anyway to avoid interest.

      While we still think this is a fine card, it’s not quite the industry unicorn it used to be. Other cards also offer 2% cash back or more on purchases.

      Nerdy tip: When you redeem cash back for a credit on your statement, you don’t earn the second 1%. That’s because you’re not actually paying off that amount; it’s just subtracted from your bill. But that’s a minor consideration. Redeeming a hefty $1,000 per year would mean forgoing $10 in rewards for the convenience of taking the money in the form of a statement credit. That’s still very close to a 2% return on spending, assuming you pay your bill in full every month.

      » MORE: Citi Flex Plan: What it is and how it works

      Simplicity

      Many cash-back cards offer bonus categories — some of them permanent, some that change every month. They allow you to earn extra rewards in featured spending categories, such as gas stations, restaurants and home improvement stores. They can be a hassle to keep track of. Some limit the amount of spending eligible for bonus rewards, and all spending over that limit earns a mundane 1% cash back.

      With the Citi® Double Cash Card – 18 month BT offer, you can be a lazy optimizer and whip out the same card all the time, without thinking about where you’re using the card and whether you’ve reached the limit for a bonus spending category.

      Flexibility

      The Citi® Double Cash Card – 18 month BT offer features the flexibility to earn cash back, or convert your rewards to Credit one platinum pre approved points.

      ThankYou points can be valuable, especially for travelers. But the ThankYou rewards program is not as straightforward as others and requires a little know-how to navigate in order to get the best value. Cash back earned from the Citi® Double Cash Card – 18 month BT offer converts to ThankYou points at a 1:1 ratio, at a penny per point. This means you could turn $100 in cash rewards into 10,000 ThankYou points. Then, you could redeem points for travel, gift cards, purchases at eligible retailers and other options.

      Depending on your credit card strategy and travel goals, this conversion flexibility can potentially increase the value of your rewards.

      If you hold only the Citi Double Cash, you'll only have the ability to transfer ThankYou points to JetBlue Airways. But if you also have the Citi Premier® Card or Citi Prestige® Card, you could combine points and transfer them to any of Citi’s multiple airline partners.

      » READ:Citi trifecta: Earn 2% to 5% on every purchase

      Drawbacks to consider

      No sign-up bonus

      A sign-up bonus can be a big part of a card's value in the short term, like the first few years. That’s why you might consider a different card that offers a bonus for new cardholders.

      The most direct competitor is the Wells Fargo Active Cash℠ Card.

      This card also earns 2% cash back in rewards, but it has a sign-up bonus: New! Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. It also has an intro 0% APR offer with an annual fee of $0.

      » MORE:Wells Fargo Active Cash vs. Citi Double Cash

      No bonus categories

      Double cash on all purchases is great, but it’s less than you’ll find on cards that offer elevated rewards on spending at certain places, like restaurants, supermarkets or gas stations.

      Indeed, some cards offer 5% back on bonus categories that change quarterly. In the past, categories have included gas stations, restaurants, supermarkets, Amazon.com and PayPal. Good examples are the Chase Freedom Flex℠ and the Discover it® Cash Back. Both offer 5% back on categories that you activate, on up to $1,500 in spending per quarter (equal to $75 in cash back), and 1% on all other spending.

      Other cash-back cards have bonus categories that don't change. The Blue Cash Everyday® Card from American Express is a good example. The card offers 3% cash back at U.S. supermarkets on up to $6,000 a year in spending (then 1%); 2% cash back at U.S. gas stations and select U.S. department stores; and 1% cash back everywhere else. Terms apply (To view rates citi cashreturns mastercard login fees of the Blue Cash Everyday® Card from American Express, see this page.). It has an annual fee of $0.

      Nerdy tip: For optimizers, the decision is not either-or, but both. Boost cash rewards by using a bonus-categories card to get higher earnings on certain purchases, and use the Citi® Double Cash Card – 18 month BT offer for everything else. That reaps a superior return with a little more effort.

      And some cards offer a combination: a good flat rate on most purchases, a sign-up bonus and bonus categories. Example: The Chase Freedom Unlimited®.

      • Flat rate: 1.5%

      • Bonus category rewards: 3% cash back on dining at restaurants and drugstore purchases and 5% on travel purchased through Chase Ultimate Rewards®.

      • Sign-up bonus:Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

      » MORE:NerdWallet’s best rewards credit cards

      No intro APR on purchases

      The intro APR offer for this card is: 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 13.99%-23.99% Variable APR.

      Noticeably absent is an intro APR rate on purchases. Why is that important? After you transfer a balance to this card, future grow financial credit union cd rates you charge to it will begin accruing interest immediately. You won’t have a grace period, even if you pay off your new purchases in full. You only get the grace period back if you also completely pay off the balance transfer amount. That’s why many other cards feature an intro APR offer, often for the same number of months, for both balance transfers and purchases.

      » MORE:NerdWallet's best 0% intro APR cards

      Balance transfer fee

      The lengthy no-interest 5th third bank customer service phone number on balance transfers is competitive, and the introductory 3% balance transfer fee with a minimum of $5 is typical. But the fee still hurts. That amounts to a $300 fee on $10,000 transferred. And after the first four months, the balance transfer fee is 5% or $5, whichever is greater.

      Foreign transaction fee

      Its 3% fee for foreign transactions means this is a poor choice of card to use abroad. To be fair, this fee is citi cashreturns mastercard login common on cash-back cards, but rarer on travel cards.

      » MORE:NerdWallet's best no foreign transaction fee credit cards

      Reward expiration

      Citi says cash rewards balances “expire” if you don’t earn cash back from purchases or payments for 12 months. If you quit using the card, be sure to first redeem eligible rewards — or make a minor purchase with the card at least once a year to reset the clock on expiration.

      Is it right for you?

      If you want a low-hassle, flat-rate rewards card, the Citi® Double Cash Card – 18 month BT offer fits the bill because its rewards apply to all spending and have no limit. Your return rate can be even better if you use it in conjunction with a bonus-categories card.

      Need more information to help you compare your cash-back credit card options? Our best credit cards page can help.

      » MORE: Benefits of the Citi Double Cash

      To view rates and fees of the Blue Cash Everyday® Card from American Express, citi cashreturns mastercard login this page.

      Источник: https://www.nerdwallet.com/reviews/credit-cards/citi-double-cash
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      Citi® Double Cash Card review

      Snapshot

      Bankrate rating

          Best for up to 2% cash back

          Citi® Double Cash Card

          Rewards rate

          2%

          Intro bonus

          N/A

          Regular APR

          13.99% - 23.99% (Variable)

          Recommended Credit Score

          Good to Excellent  (670 - 850)

          Citi is an advertising partner

          Citi® Double Cash Card Overview

          “Practical” and “constructive” comes to mind when analyzing the Citi® Double Cash Card. This cash back credit card offers a few concrete ways in which you can better your financial situation, improve your credit card habits and enjoy cash back rewards without the fuss of tracking rotating categories — all while doubling as an excellent zero-interest card with no annual fee.

          Here’s a breakdown of the Citi Double Cash’s card offerings, who it’s ideal for, the best cards to pair it with and more.

          What are the pros and cons?

          Pros

          • Unlimited 1 percent as you buy, 1 percent as you pay cash back rewards structure
          • No annual fee
          • 18-month introductory 0 percent APR on balance transfers (13.99 percent to 23.99 percent variable APR after)

          Cons

          • No welcome bonus offer or introductory APR on purchases
          • Intro Balance transfer fee of 3 percent of each transfer or $5, whichever is greater, on transfers completed within the first four months of account opening
          • 3 percent foreign transaction fee

          A deeper look into the current card offer

          Quick highlights

          • Rewards rate: Unlimited 1 percent as you buy, plus another 1 percent when you pay for your purchases
          • Welcome offer: None
          • Annual fee: $0
          • Purchase intro APR: None
          • Balance transfer intro APR: 0 percent introductory APR for 18 months
          • Regular APR: 13.99 percent to 23.99 percent variable

          Rewards rate

          Besides being one of the best flat-rate cash back cards on the market with its desirable up to 2 percent cash back, the Citi Double Cash can help keep your spending habits in check with its earn-as-you-pay rewards structure.

          In order to receive an additional 1 percent cash back rewards for your purchases (on top of the automatic 1 percent cash back you earn), you must pay off the balance you owe.

          Earning cash back

          The value you extract from the Citi Double Cash depends on how wisely you use it. In other words, make sure you’re paying at least the minimum due on time each month or, ideally, the full amount. You’ll only earn the full potential cash back if you pay off what you owe, and incurring interest can quickly eat through the rewards you earn.

          There’s no cap on the amount of cash back rewards you can receive with the Citi Double Cash, so feel free to swipe and earn as you please.

          Redeeming cash back

          Redemption options for your cash back rewards include statement credits, direct deposit, check and ThankYou points.

          Check, statement credit and direct deposit redemptions start at $25, meaning you must have at least $25 in cash back rewards in your account to redeem. Converting your rewards to ThankYou points requires a much lower $1 cash back rewards balance.

          If you choose to redeem your rewards for points, a ThankYou account is automatically created for you. This allows you to further redeem your points for gift cards, travel through Citi or Shop with Points on Amazon or PayPal. Just keep in mind that these are considered “basic” ThankYou points and can’t be transferred to a Citi travel partner without a premium Citi travel card.

          You can redeem rewards by logging into your online account or calling Citi at 1 (855) 473-4583. Cash back rewards expire after 12 months of card inactivity, meaning you haven’t earned cash back on purchases or payments for one year.

          How much are rewards worth?

          Generally, you can expect cash back to be worth 1 cent per percentage point back. In the case of the Citi Double Cash card, if you spend $500 a month with the card and pay off the full amount, you’ll earn $120 in cash back rewards by the end of12 months.

          The Citi Double Cash isn’t marketed as a ThankYou point-earning Citi credit card, considering you earn cash back, not points. You can, though, easily convert your cash back to ThankYou points as a redemption option. However, The Points Guy discovered that ThankYou points earned from Citi’s no annual fee cards are considered “basic” and can’t be transferred to travel partner programs for a rate higher than Citi’s base 1 cent value. In order to transfer “basic” points, you can pool them with one of Citi’s premium travel cards, like the Citi Premier® Card, to reach The Points Guy’s latest valuation of up to 1.7 cents each.

          Citi Double Cash: Details and benefits

          The Citi Double Cash is pretty simplistic in terms of additional card benefits, but that doesn’t mean those the card does offer aren’t useful.

          0 percent APR offer

          In addition to being a cash back card, the Citi Double Cash also acts as a balance transfer credit card. The 18-month 0 percent introductory APR offer on balance transfers (13.99 percent to 23.99 percent variable APR after) is one of the longest balance transfer periods currently available. Keep in mind, if you take advantage of the offer, you’ll still pay either $5 or a 3 percent intro balance transfer fee, whichever is greater on transfers completed within the first four months. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after four months of account opening.

          For reference, if you had $2,000 in credit card debt and transferred it to the Citi Double Cash, you could pay just over $111 a month for 18 months and completely wipe out your debt—all without paying a dime in interest. Bear in mind, you’d also owe a $60 balance transfer fee.

          Security and protection perks

          In addition to a solid flat-rate rewards structure and lengthy introductory APR offer, the Citi Double Cash extends a myriad of security and fraud protections.

          Get $0 fraud liability, 24-hour fraud protection, Citi Identity Theft Solutions and Lost Wallet Service—meaning Citi will replace your lost card within 24 hours and provide you with emergency cash in the meantime.

          Citi Entertainment

          Citi Entertainment gets you access to presale tickets, events and more, whether it be a music festival, professional football game or high-end restaurant experience. For more information, read Citi Entertainment’s FAQ page.

          Rates and Fees

          Источник: https://www.bankrate.com/finance/credit-cards/reviews/citi-double-cash-card/

          Citi Launches New 5% Cash-Back Credit Card

          On June 10, Citi launched a brand-new credit card to compete with the small contingent of cards that offer rotating bonus rewards categories. Like the Chase Freedom Flex and Discover it Cash Back, the new Citi Custom Cash Card offers 5% cash back on select categories, but the categories are slightly less arbitrary than those of its competitors. 

          Key Takeaways

          • The Citi Custom Cash Card is the bank's answer to rotating cash-back credit cards that offer 5% cash back on select categories of the bank's choosing.
          • Cardholders can enjoy a little more flexibility with the new Citi card over similar cards, but there are still limitations.
          • Other benefits may make the card a decent alternative to the Freedom Flex and Discover it, depending on your spending habits.

          How the Citi Custom Cash Card Works

          The new Citi Custom Cash Card offers 5% cash back on up to $500 per month in purchases made in your top spending category from the following list: 

          • Restaurants
          • Gas stations
          • Grocery stores
          • Select travel and transit
          • Select streaming services
          • Drugstores
          • Home improvement stores
          • Fitness clubs
          • Live entertainment

          Unlike the Freedom Flex and Discover it, the Custom Cash Card doesn't rotate bonus categories every few months, and it doesn't require you to activate your bonus every quarter. Instead, it offers its impressive cash-back rate based on how you spend your money, albeit with some limitations. All other purchases will net you just 1% back.

          While it'd be difficult to spend $500 per month on some of the card's bonus categories—such as streaming services and fitness clubs—it may be easy to max out the bonus every month at grocery stores or restaurants, depending on how you spend your money.

          While the card is technically billed as a cash-back credit card, you'll actually earn your rewards in the form of Citi ThankYou Points, which is similar to how the Chase Freedom cards work. This gives you more flexibility than if you were to earn simple cash back because the points can be of greater value if redeemed, for example, for travel.

          The card also offers an introductory 0% APR for 15 months, after which the APR jumps to the card’s ongoing variable rate, which is based on your creditworthiness. New cardholders will also get $200 cash back—or 20,000 points—when they spend $750 in the first three months from account opening.

          Should You Apply for the New Citi Card?

          The new Citi Custom Cash Card is a solid alternative to the Chase Freedom Flex and Discover it Cash Back, especially for credit card users who prefer ThankYou Points. The $500 monthly spending limit may seem low, but it lines up with rotating cash-back credit cards, which limit bonus rewards to $1,500 spent per quarter. 

          Also, the $200 bonus is in line with some of the best cash-back credit cards that, like the Custom Cash Card, don't charge an annual fee.

          If you plan to apply for the new card, consider pairing it with another card that offers a better base rewards rate. For example, you might use the Citi Custom Cash Card to max out its 5% category, while using the Citi Double Cash Card, which offers a flat 2% back on everything, for all of your other purchases. That will make it easier to maximize your rewards across the board.

          Источник: https://www.investopedia.com/citi-launches-new-5-percent-cash-back-credit-card-5188749

          Earn 2% cash back* on every purchase with the PayPal Cashback Mastercard®.

          Shop anywhere Mastercard is accepted and earn cash back on every purchase. Plus, enjoy the added bonus of no annual fee.**

          Apply Now†

          You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.

          Already have this card? Discover the benefits of the PayPal Cashback Mastercard


          mobie-image

          Shop Anywhere

          Use your PayPal Cashback Mastercard everywhere Mastercard is accepted and when checking out with PayPal.

          Earn 2% Cash Back

          With no exceptions, purchase restrictions, or rotating categories, earn cash back on every purchase.

          Redeem Anytime

          Your Cash Rewards never expire, so you can redeem them right to your PayPal balance*** whenever you want–no minimum required.

          Watch your cash back add up.

          $400.00 in monthly groceries = $8.00 cash back

          For illustrative purposes only.

          Identity Theft ProtectionTM

          From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we're there for you 24/7.

          Microchip technology

          EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.

          Contactless Payment

          Check out without your card ever leaving your hand. Just Tap & Go® wherever you see the universal Contactless Symbol.

          editorialimage
          Get a credit decision in seconds and start earning 2% cash back on every purchase.

          Apply Now†

          You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.

          *Purchases subject to credit approval. See Rewards Program Terms for details on earning Cash Rewards. To earn Cash Rewards, you must have an open account with PayPal in good standing to which your Card Account is linked. If your account with PayPal is closed for any reason, or if your Card Account is no longer linked to your account with PayPal, your Card Account will be closed and any Cash Rewards earned, but not redeemed, will be forfeited.

          **For New Accounts: Variable Purchase APR is 19.99%, 23.99% or 26.99%. The APRs are accurate as of 9/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00 for all types of cards in any billing cycle in which you owe interest.

          †Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.

          ***Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to transfer your Cash Rewards to your PayPal balance. If you do not have that account, you can transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.

          The benefits and services as further described in the Mastercard Guide to Benefits are provided solely by Mastercard International Incorporated. PayPal and Synchrony Bank do not endorse, recommend, warrant or take responsibility for these offered benefits.

          The Contactless Indicator mark and Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

          The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

          Quick Links

          Rewards Program Terms

          Mastercard Guide to Benefits

          Frequently Asked Questions

          We’ll use cookies to improve and customize your experience if you continue to browse. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies

          Источник: https://www.paypal.com/us/webapps/mpp/credit-card/2-percent-cash-back-mastercard

          Review: Costco Anywhere Visa® Card by Citi benefits and features

          Costco Anywhere Visa® Card by Citi

          • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
          • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
          • 3% cash back on restaurants and eligible travel purchases
          • 2% cash back on all other purchases from Costco and Costco.com
          • 1% cash back on all other purchases
          • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
          • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
          • The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.

          + see card details

          Since you're already paying an annual membership fee to be a Costco member, you instantly gain the ability to apply for the Costco Anywhere Visa® Card by Citi. With a $0 annual fee, Costco shoppers will be able to enjoy even greater returns on their already-low-priced merchandise.

          Earn with a lucrative rewards rate

          The Costco Anywhere Visa® Card by Citi comes with a remarkable rewards rate: 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter, 3% on restaurants & travel, 2% at Costco & Costco.com, 1% on all other purchases.

          In the categories where it earns more than 1%, the Costco Anywhere Visa® Card by Citi produces far better returns than many other credit cards. The 4% rewards rate on gas alone makes this card one of the best credit cards for gas purchases. The 3% rewards rate on travel outperforms some of the top travel credit cards — although you're not earning miles, giving you fewer opportunities to maximize your rewards.

          We've compared the estimated annual savings based on an average household budget between the Costco Anywhere Visa® Card by Citi and the Citi® Double Cash Card – 18 month BT offer, which lets you Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

          Gas: $3,000$120$60
          Dining: $2,625$79$53
          Groceries: $3,977$80$80
          General: $664$7$13
          TOTAL:$286$206

          By our estimates, the average shopper will come out $80 ahead on their everyday purchases with the Costco Anywhere Visa® Card by Citi, compared to the Citi® Double Cash Card . In general, you'll earn more cash back on gas, dining and grocery purchases with this card than with most other cards.

          No sign-up bonus

          One small drawback to note about the Costco Anywhere Visa® Card by Citi is the lack of a sign-up bonus. While this won't matter in the long run, welcome bonuses attract many consumers to reward credit cards — boosting the short-term value tremendously. For example, the Chase Freedom Flex℠ lets you Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

          Redeem your Costco Cash Rewards for cash or Costco purchases

          Another major downside of the Costco Anywhere Visa® Card by Citi is that it restricts reward redemption to just once per year. All the cash back you earn is provided in the form of an annual certificate in February, and you have until Dec. 31 of each year to complete the redemption before your certificate expires.

          Worse yet, if your account gets canceled, all the rewards will be gone. You won't have a chance to cash them out.

          If you decide to close your account, the rewards will be forfeited and not mailed to you. However, despite this hurdle in redemption, we believe that the Costco Anywhere Visa® Card by Citi is still highly valuable for frequent Costco shoppers.

          Cover your items with purchase protection

          An underrated perk of the Costco Anywhere Visa Card by Citi are its purchase protection benefits. If your item is damaged or stolen within 120 days of purchase (90 days for New York residents), you can submit a claim with Citi to cover the cost of repair or a refund. This benefit applies to all purchases — not just at Costco.

          Enjoy Citi exclusive benefits

          One of the added benefits is access to Citi Entertainment, a feature that comes with most Citi cards. Citi Entertainment offers exclusive access to thousands of events, including presale tickets to concerts and sporting events and special dining experiences in.

          Is it worth signing up for a Costco membership just for the credit card?

          If the Costco Anywhere Visa® Card by Citi appeals to you, but you aren't a member of the wholesale store, it may be worthwhile to sign up to get the card. The most basic Costco membership costs $60 per year, providing you with unlimited shopping privileges at Costco locations and Costco.com. If we treat that as the credit card's annual fee, the issue boils down to whether this card will get you enough cashback rewards to still come out ahead. If you spend $2,000 on restaurants and dining alone, the Costco Anywhere Visa® Card by Citi will earn you rewards that will compensate for the basic membership fee.

          But you'll need to be certain that you won't charge more to the card than you can afford each month. The card's standard APR is 15.24% (Variable) and applies to balance transfers. If you don't pay your statement in full, the savings you enjoy from this card could end up being meaningless.

          How does the Costco Anywhere Visa® Card by Citi compare against other credit cards?

          If you're seeking flexibility on receiving and redeeming cash back, there are many other highly rewarding cashback cards. Below we compare how the Costco Anywhere Visa® Card by Citi performs against other top cashback credit cards.

          Costco Anywhere Visa® Card by Citi vs. Chase Freedom Flex℠

          The Chase Freedom Flex℠ is a great new cashback credit card from Chase. The card lets you Earn 5% cash back on eligible purchases in rotating categories, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases. Gas stations and grocery stores are typically included in Chase's rotating categories throughout the year, though this card's 5% quarterly bonus category is limited to $1,500 in purchases per quarter. Ultimate Rewards points are credited to your account each month.

          One major drawback for Costco shoppers: the Chase Freedom Flex℠ is a Mastercard, which currently isn't accepted at Costco stores (though you can use it for purchases online). However, you're best off using it for its 5% categories, which generally won't apply to Costco.

          As mentioned above, the Chase Freedom Flex℠ comes with an easy-to-earn sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. We like that you can accumulate and redeem rewards on this card in a variety of ways.

          This card comes with purchase protection against damage or theft and extended warranty protection. But for consumers looking to optimize their rewards, our recommendation is to get both cards. Use the Chase Freedom Flex℠ whenever you can get 5% cash back on rotating categories and 3% on drugstores, and the Costco Anywhere Visa® Card by Citi in all other circumstances.

          Costco Anywhere Visa® Card by Citi vs. Citi® Double Cash Card – 18 month BT offer

          The Citi® Double Cash Card is a prime example of a fixed-rate cashback card. Those who use it will Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. The purchasing power of the Citi® Double Cash Card – 18 month BT offer comes through on categories beyond gas, restaurants and travel. If you significantly spend outside of these categories — such as on entertainment or retail purchases — the Citi® Double Cash Card is the better option.

          Like the Chase Freedom Flex℠, the Citi® Double Cash Card is Mastercard and so won't work within Costco stores. However, you might consider using it as your go-to card for purchases that don't fall under the Costco Anywhere Visa® Card by Citi's categories. Since neither card comes with an annual fee, you always have the option of signing up for both cards and using the card that offers a better rate on a particular purchase.

          Like the Costco Anywhere Visa® Card by Citi, there's no sign-up bonus with the Citi® Double Cash Card . However, for long-term cardholders, the card's rewards could exceed the value of a card with a sign-up bonus.

          Costco Anywhere Visa® Card by Citi vs. Discover it® Cash Back Card

          Similar to the Chase Freedom Flex℠, the Discover it® Cash Back Card offers 5% cash back at different places each quarter up to the quarterly maximum when you activate, 1% unlimited cash back on all other purchases - automatically. And, like the Chase Freedom Flex℠, this bonus is limited to $1,500 in purchases per quarter (all other purchases get 1% cash back).

          Some consumers may prefer the Discover it® Cash Back Card over the Costco Anywhere Visa® Card by Citi, as it typically includes wholesale clubs in Q2. Other categories that may be enticing include grocery stores, gas stations and Amazon.com. You can also redeem your rewards each month, rather than waiting on a certificate to be mailed out at the end of the year.

          Another reason to consider the Discover it® Cash Back Card over the Costco Anywhere Visa® Card by Citi is the introductory offer: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. If you're a high spender, this could significantly boost your short-term savings.

          Like the other cards above, you won't be able to use the Discover it® Cash Back Card for in-store purchases at Costco. However, you can use it everywhere else to earn a large amount of cash back through the Cashback Match in your first year.

          ValuePenguin's verdict

          The Costco Anywhere Visa® Card by Citi offers some of the highest returns for life's most common purchase categories. Although there's a $0 annual fee, this card is only reserved for Costco members. If you've been thinking about purchasing a Costco membership, then the Costco Anywhere Visa® Card by Citi could help you maximize your savings each year.

          The information related to Discover it® Cash Back has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

          Источник: https://www.valuepenguin.com/costco-anywhere-visa-credit-card

          iPhone Screenshots

          Description

          Simpler
          All Mobile Account*: Open a checking or savings account right from the app without setting foot in a bank branch

          Card Replacement: Request a new card if your original is lost, stolen or damaged
          Citi Mobile® Snapshot: Quickly review key account info – without having to sign in every time

          Zelle®: A fast, fee-free way within the Citi Mobile App to pay and easily split payments with people you trust.** 

          Mobile Check Deposit: Quickly and easily deposit checks from anywhere
          ATM Finder: Easily locate one of more than 60,000 fee-free ATMs in the U.S.
          Account Information: View your statements, check balances and recent activity
          Make same-day or scheduled payments easily

          Smarter 

          Aggregation*: Link virtually all your bank accounts, credit cards and investment accounts for a more holistic financial view to managing your finances
          Spending insights*: Track your spending habits and trends across your accounts 

          Bill management*: View and manage your bills and recurring payments in one place
          FICO® Score : Citi credit card customers can view their FICO® Score for free
          Make payments, including automatic payments, and transfers.
          Dispute credit card transactions if ever needed and track the status
          Stay informed with Account Alerts: Choose the alerts you want and even when you want them
          Change your credit card due date: Choose the beginning, middle, or end of a month
          Secure 

          Citi® Quick Lock: Lock or unlock your lost or misplaced card 

          PIN Reset: Reset your debit card PIN from your mobile device 

          Enable Touch ID® or Face ID® for a fast and safe way to access your account
          * Features are available today on a limited basis.
          **Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
          Your trust and confidence in how we collect, use, and share information about you is a priority. Review our privacy notice at https://online.citi.com/JRS/portal/template.do?ID=Privacy and our notice at collection at https://online.citi.com/JRS/portal/template.do?ID=Privacy#notice-at-collection to learn more about privacy at Citi. Additionally, California residents may submit requests in connection with the California Consumer Privacy Act at https://online.citi.com/dataprivacyhub.

          Version 9.46.0

          The Citi Mobile App has the tools and features you need for managing your account virtually, anytime, anywhere. If needed, you can get help from a Citi representative right from the app. Go to “Help & Support” then “Message Us” and we'll send a notification when a representative replies.

          This update also includes various bug fixes and performance improvements.

          Ratings and Reviews

          4.9 out of 5

          2.7M Ratings

          Fixed Now

          They fixed it, updating to five stars.

          ---
          I've used this app for years and it's done me well but I got a new phone (iPhone SE) a couple weeks and the app is a pain now to use to the point of being totally useless. It no longer offers me the option for a Thumbprint sign in. And if I try to sign in manually via my saved password I get stuck in a loop because it won't fill in both the password and user login. At this point in order to access my account I've just memorized my complicated password. I input both that and my user manually (in the correct order or each time you fill in one the other will get deleted). I've tried restarting and making sure my app is up to date. I've compared the app on my new and old phone and on my old phone there is definitely the Thumbprint option both on the sign in page and under options in the security section. The app on my new phone doesn't show these options. And please, don't even think about using the stupid quick view or snap shot or whatever it's called, it will create even more trouble for you when you try to sign in. I'll update my review when the issue is fixed. When the app was working before it was my favorite cc app.

          DO NOT get this! DO NOT!!!

          We have two accounts and have been with CITI for over 12 years. Every month, we go online and pay both accounts through our separate payment account. Then tried to use this app. Could not link, so we called technical support. Finally got one account activated before leaving on trip. The following day, before departure, we tried to pay both accounts. By setting up the mobile app, both accounts became unlinked, as well as the payment information. After well over an hour online with a rep that could only read from a script (she did not listen to our problem), she said that the account was pending and to try back in 24-48 hrs and enter in the information again. How is that pending as we are redoing the process? So we leave and the day after we get home, we go through the process again. After even more hours on the phone with tech support, then customer service (I was steamed), only to be switched back the tech support (who tried to help but was unsuccessful), we were told that a ticket would be written and we could expect an email to resolve the issue. Every time we were talking with tech support, they could only walk us through the same steps. As a work around, we have had to establish two separate accounts AND now have them sending us two separate paper statements so that they could get paid. Waiting to see the email to see if this is resolved, otherwise, we are canceling our accounts.

          Almost there

          I love the app and how simple it is to navigate the features, including the free updates on your credit score. You can also live chat with someone during regular working hours, it’s great! My only reason for giving it a 4 out of 5 would be customer service and miscommunication. I had a fraud alert early August. They notified me quickly to go over the charges and so forth. They closed my account immediately and communicated that a replacement would be on its way. Not stating as to when it would arrive, but soon. It’s already been more than two weeks and this shopaholic is experiencing credit withdrawals. I am very much accustomed to a certain company that will fed ex your replacement within two days! I called and asked about the shipment , one month USPS. I’m over here like.... “You guys obviously don’t want me to spend?” What’s a girl gotta do to get this envelope?! Losing my patience and most definitely contemplating a switch. This con so far is outweighing the pros. On another note, they need to reconsider the quality of their Costco Citi Visa. The sides fringe after use. It looks like they plastered a sticker on their that might easily peel off.

          The developer, Citibank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

          Data Linked to You

          The following data may be collected and linked to your identity:

          • Financial Info
          • Location
          • Contact Info
          • Contacts
          • User Content
          • Identifiers
          • Usage Data
          • Diagnostics

          Privacy practices may vary, for example, based on the features you use or your age. Learn More

          Information

          Seller
          Citibank, N.A.

          Size
          247.7 MB

          Category
          Finance

          Compatibility
          iPhone
          Requires iOS 12.3 or later.
          iPod touch
          Requires iOS 12.3 or later.

          Age Rating
          4+

          Location
          This app may use your location even when it isn’t open, which can decrease battery life.

          Copyright
          © 2018 Citibank, N.A. Member FDIC

          Price
          Free

          Supports

          • Wallet

            Get all of your passes, tickets, cards, and more in one place.

          • Family Sharing

            With Family Sharing set up, up to six family members can use this app.

          • Siri

            Get things done within this app using just your voice.

          More By This Developer

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          Источник: https://apps.apple.com/us/app/citi-mobile/id301724680

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