american first finance merchants

11 American First Finance jobs available in Irving, TX on Indeed.com. Apply to Compliance Officer, Territory Representative, Merchant and more! American First Finance is a leading consumer financial technology company that provides alternatives to traditional retail lending and designs solutions to. American First Finance Inc. provides turn-down retail financing to consumers purchasing goods and services from merchants at the.

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American First Finance - A Better YES!

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Credit Not Required*

*Approvals are subject to verification and are possible without a FICO® Score, but your credit history may be checked.

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PAY AS YOU GO

Get approved for up to $5,000 with affordable and flexible payment options.

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TOTAL TRANSPARENCY

Whichever payment solution you choose, you will see your contract rates, terms and conditions before signing.

A Better YES!

Want to learn more about our payment options?

A Better YES!

Want to learn more about our payment options?

Where To Apply

Apply in store or online

IN STORE & ONLINE

Apply inside participating retail locations or from their website.

Text a keyword to apply

TEXT-TO-APPLY

Text "Shop" to 41806 to apply with our partners

Apply online while checking out

SHOPPING CART

Apply ‘in-cart’ with participating eCommerce merchants.

New for Merchants

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A fast way to expand your purchasing options for online shoppers.

New for Customers

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For qualified customers in eligible states.

Happy Customers

“My car broke down at a bad time for my finances and AFF came to my rescue and took away a big headache.” –C. Dieye

“It was easy to apply for credit and got quick results. The customer service was great!” –S. Martinez

“Very courteous and helpful with the knowledge to go with it. A great experience.” –S. Dunn

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Want to see if American First Finance can help your business?

We have service offerings for a multitude of industries including

  • Furniture & Home Décor
  • Mattresses
  • Appliances & Electronics
  • Flooring
  • Home Improvement
  • Plumbing & HVAC
  • Water Purification Systems
  • Lawncare
  • Pets
  • Veterinarian Services
  • Automotive Repair
  • Tires & Wheels
  • Mobile Phone Repair
  • PC Repair
  • Dental Care
  • Teeth Alignment
  • Elective Medical
  • Jewelry & Body Art
  • Medical Devices
  • Landscaping Equipment

Start your future now!

Become the newest member of our team.

Источник: https://americanfirstfinance.com/

Merchant Services

Bonus Offer

Offer is valid on new accounts only. To qualify, company must spend $3,000 within the first three months of account opening to receive the bonus. 10,000 bonus points will be credited within 60 days of qualification under the description: Commercial Spend Bonus.

Earning Points

Base Rewards Tier: Earns (i) one (1) point for each dollar you spend for net retail purchases (gross retail purchases less any returns or credits), (ii) three (3) points for each dollar you spend for net mrs dc america 2019 purchases in the follow rewards category: gas stations (2 additional points on top of the 1 point per dollar earned on net retail purchases), (iii) two (2) points for each dollar you spend for net retail purchases in american first finance merchants following rewards categories: restaurants and travel (airlines, auto rental, and lodging) (1 additional point on top of the 1 point per dollar earned on net retail purchases).

Rewards Categories: Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making reward offers to you. We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category.

Businesses may earn up to 10,000 points per calendar month, excluding bonus points. Points earned are available for redemption for a 3 year term. Points expiring during the year will be cleared from the Program Account on the last day of the month in which they expire.

Rewards Redemption

Businesses in the Base Rewards Tier may redeem points for (i) cash back to a First Citizens checking or savings account or credit card statement credits, (ii) credit towards a First Citizens personal loan or mortgage principal, (iii) Pay Me Back statement credits, (iv) travel rewards, including airline tickets, hotel, car rentals, cruises and tours, (v) retail gift cards and certificates and (vi) merchandise and (vii) donations.

These Terms are only a summary. Other restrictions and requirements apply. The full First Citizens Rewards® Program Rules will be provided upon enrollment and are accessible via the program website at FirstCitizensRewards.com at log in.

Program Rules are subject to change or cancellation without notice.

Источник: https://www.firstcitizens.com/small-business/cash-management/payment-acceptance/merchant-services
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American First Finance Inc.(AFF) provides financing services for industries including--Furniture & Mattresses, Car Repair, Tires & Rims, Flooring, Appliances & Electronics, Jewelry, Medical Devices, Plumbing & HVAC, Water Purification Systems and Veterinarian Services through an unique, customer-friendly, long term-short term  "Lease-To-Own" (LTO) programs, processes.

American First Finance provides up to $5,000 by approving up to 120% of the applicant's income with 12 to 24 months-time periods options and many more inventive ways….so the valued customer get easy access & to repay.

Establishment:

April 12, 2013

      Management:

    

        1) Mr. Doug Rippel, CEO
       2)Mr. Howard F. Hambleton, President
       3)Mr. Steve Spencer, CFO.

Website:

americanfirstfinance.com








Headquarter:  


American First Finance, Inc.3515 N Ridge Rd # 200 Wichita, KS  67205

Others Locations: 

1)American First Finance, PO Box 565848, Dallas, TX 75356

2) American First Finance, Inc. 8585 N Stemmons Fwy Dallas, TX 75247

3) American First Finance, 10466 Redwood Ave Fontana, CA 92337






Contact:

Customer Service for 7 Days a Week.

Mon - Fri 8am to 10pm CST.

Saturday 8am to 7pm CST.

Sunday 8am to 6pm CST.

Call     1-855-721-1188

Or  send mail at   [email protected]

Or Get Consumer request Form.  click here

Complaint Contact:

Ms. Crystal Gallegos (Principal & customer support)

Service Area:

If you think an alternative financing program could help you grow your business, American First Finance(AFF) can meet all of your needs, where you need it, how you need it, and when you need it the most.

Provided available AFF services in the sectors-- Furniture & Mattresses, Car Repair, Tires & Rims, Flooring, Appliances & Electronics, Jewelry, Medical Devices, Plumbing & HVAC, Water Purification Systems, Veterinarian Services.

Home Page

Features & Benefits:


1) Provides MOBILE FIRST consumer application for today’s mobile marketplace.

2) Provides offer of early payoff and early buyout options.

3) Provides Plug and Play for Merchants/Dealers: 100% browser-based portal to convert applications  into sales.

4) Facilitate  in In-store, kiosk, at home, mobile, shopping cart, landing pages, Storis, Versatile, Lendpro, customer marketing campaigns, reporting tools.

5) Easy Dealer/Merchant Log in and Customer Log in.













Career & Opportunities:

You can Join American First Finance(AFF) as a glowing career and can get facilities such as—

Full-time positions, Competitive Base Salary, Monthly Bonus Potential, Basic Life Insurance, Long Term Disability, Paid Training, Diverse & collaborative work environment, Career advancement, On-site fitness center, Healthcare Benefits, 401K with company match, Paid Holidays.









Complaints; Reviews; BBB reviews:

Click Here




American First Finance Inc.American First Finance Inc.Reviewed by San Jarvis Indiaon August 23, 2019 Rating: 5
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    First Data

    American payments company

    First Data Corporation is a financial services company headquartered in Atlanta, Georgia, United States. The company's STAR Network provided nationwide domestic debit acceptance at more than 2 million retail POS, ATM, and Online outlets for nearly a third of all U.S. debit cards.

    First Data has six million merchants, the largest in the payments industry.[3] The company handles 45% of all US credit and debit transactions, including handling prepaid gift card processing for many US brands such as Starbucks.[3][4] It processes around 2,800 transactions per second and $2.2 trillion in card transactions annually,[5] with an 80% market share in gas and groceries in 2014.[6] First Data's SpendTrend Report is a key shopping metric for national news networks such as WSJ, USA Today, ESPN, The New York Times, Vox Media,[7][8][9][10] and Bloomberg.[11]

    In October 2015, First Data returned to public markets, selling 160 million shares in the New York Stock Exchange’s biggest IPO of that year.

    On January 16, 2019, Fiserv announced a deal to acquire First Data in all-stock deal with equity value of $22 billion. Fiserv completed the acquisition of First Data on Monday July 29, 2019.[12]

    History[edit]

    In 1969, the Mid-America Bankcard Association (MABA) was formed in Omaha, Nebraska, as a non-profit bankcard processing cooperative. Two years later, First Data Resources (FDR) was founded in Omaha, Nebraska in June 1971.[13] It started off by providing processing services to american first finance merchants Mid-America Bankcard Association (MABA). In 1976, First Data became the first processor of Visa and MasterCard bank-issued credit cards. In 1980, American Express Information Services Corporation (ISC) bought 80% of First Data. The american first finance merchants 20% was purchased in 5% increments each subsequent year until June 1983. First Data Corporation was incorporated on the 7th of April, 1989.

    First Data Corporation spun off from American Express and went public in 1992. In 1995, the company merged with First Financial Management Corp. (FFMC) and was then organized into three major business units serving card issuers, merchants and consumers. Western Union became part of First Data as a result of the merger with FFMC.

    Expansion[edit]

    From 2001 through 2005, a period of expansion occurred as First Data acquired companies around the globe and in the US, including, in 2001, the acquisition of PaySys International and their VisionPLUS Payment Software System. VisionPLUS was followed by a $6.6 billion merger with Concord EFS, Inc. in 2004, which added the STAR Network and PIN-based debit acceptance at more than 1.9 million ATM and retail locations. Additional acquisitions and strategic relationships included GovOne, eONEGlobal, Paymap, Inc., and Taxware. Nevertheless, First Data eventually divested, closed down or absorbed these businesses.

    On January 26, 2006, First Data announced its intention to spin off Western Union into an independent publicly traded company through a tax-free spin-off of 100% of Western Union to First Data shareholders. The spin off occurred as planned on September 29, 2006.[14]

    On April 2, 2007, it was announced that Kohlberg Kravis Roberts (KKR) had entered an agreement to acquire First Data[15] in one of the largest leveraged buy-outs in history,[16] and on October 1, 2007, KKR officially took over the First Data Corporation. Ric Duques retired, and Michael Capellas, previously the CEO of MCI Inc., the president of Hewlett-Packard Company, and also the chairman/CEO of the Compaq Computer Corporation was appointed CEO. As a privately owned company, First Data's stock was taken off the New York Stock Exchange on September 24, 2007. However, the company's LBO was financed with $24 billion in debt, and it remains heavily leveraged.[16] In June 2014, First Data raised a historic $3.5 billion private placement. $1.2 billion of the placement came from KKR; however the majority, $2.3 billion, was from hedge funds, mutual funds and institutions.[17] With this action the company reduced total debt by $3.3 billion, improving net leverage by 1.3 turns and significantly reducing annual cash interest payments.[18][19] The company continues to maintain investor relations pages on its web site and to publish quarterly financial results. Within two months of the KKR acquisition, the company laid off 1,700 employees across North America, Europe and Australia, about 6% of its workforce.[20]

    First Data provided Go-Tag (contactless and mobile payment technology) stickers to delegates and media representatives at the 2008 Democratic National Convention in Denver, who used them to buy food and beverages. These stickers possessed NFC chips which were read by First Data scanners, which through its back-end system deducted the purchase sum from the Go-Tag ID's balance.[21][22] First Data also provided the trusted service manager that provisioned accounts to the new mobile Google Wallet system.[23][24]

    First Data entered the Ireland market in a joint venture with Allied Irish Banks PLC named AIB Merchant Services on January 18, 2008.[25] First Data also acquired ICICI Bank's merchant services business in 2009 for 4 billion Indian rupees (US$80 million).[26] It also partnered with Bank of America in 2009 to form Bank of America Merchant Services.[27]

    First Data and KKR vetted more than 60 startups before, in October 2013, announcing it had acquired POS startup Clover,[28] cardless mobile loyalty startup Perka.[29] and Gyft in 2014.[30]

    In March american first finance merchants, Joe Forehand took over as chairman and interim CEO.[31] In September that same year, Jonathan Judge assumed those roles until his early retirement in January 2013,[32] after which Edward Labry covered the interim post.[33]

    Under Frank Bisignano[edit]

    In April 2013, First Data's Board of Directors announced that former JPMorgan Chase Co-COOFrank Bisignano had been named Chief Executive Officer of the company. In March 2014, Bisignano assumed the role of Chairman.[34] Upon taking office, Bisignano launched an equity ownership plan for all 24,000 of First Data owner-associates.[35]

    In 2014, Bisignano promoted notable additions to the company's staff, such as Sanjiv Das, Himanshu Patel, Guy Chiarello, Cindy Armine-Klein, Andrew Gelb, Adam Rosman, Carmen Menendez-Puerto, Joseph Plumeri, Christopher Augustin and Michael Manos.[36][37][38][39][40]

    In early 2014, First Data's STAR ATM Network adopted the Visa and MasterCard common application IDs for EMV-compliant debit transactions.[41]

    Since joining, Bisignano has tried to "transform First Data into a provider of new technology for small- and medium-sized american first finance merchants In June 2014, First Data introduced the Insightics solution for small and medium size businesses. Insightics is a cloud-based software that enables small and medium size businesses to monitor key business metrics.[42][43] First Data created Insightics with Palantir.[17]

    In August 2014, First Data expanded its presence in Brazil with Bin, the company's acquiring solution developed specifically for the local market.[44] In September 2014, First Data announced it would provide encryption technology for Apple Pay.[17] Apple Pay allows payment with a single touch. With its integration into First Data's STAR Network, the company became a token service provider, supporting safe POS transactions in Apple Pay. Such transactions are used in venues such as all McDonald's restaurants in the US.[45]

    In October 2014, First Data announced the Enhanced TransArmor Solution for small businesses. First Data's TransArmor Solution protects payment card data throughout the transaction process, incorporating several security and compliance products into one multi-layered solution.[46]

    In late 2014, First Data announced its collaboration with Capgemini to develop new solutions based on First Data's AccessPLUS and VisionPLUS products, planning to offer new technologies in the second quarter of 2015.[47] The company also announced its partnership with Verifone, wherein merchants using integrated point-of-sale systems that process payments will have a security option when using terminals made by VeriFone Systems Inc.[48] In 2015, Samsung announced its Samsung Pay mobile system in conjunction with First Data. Samsung Pay uses NFC to make payments at POS systems that accept First Data's technology.[49]

    In February 2015, First Data reported its first profitable quarter in 29 quarters since its 2007 privatization.[50] In July 2015, First Data acquired Transaction Wireless, a provider of gift card solutions.[51] In September that year, First Data Corporation acquired Spree Commerce, an open source e-commerce platform. Details of the transaction were not disclosed.[52]

    In the biggest U.S. IPO of 2015 according to Bloomberg, First Data planned to seek a minimum of $2.5 billion, even up to $3.2 billion (according to Bloomberg) or $3.7 billion (according to the Wall Street Journal).[53][54][55] In October that year, First Data sold 160 million shares for $16 apiece, after offering them for $18 and $20.[56] It raised $2.56 billion. According to Bloomberg: "lowering First Data's debt level will be an important step for the company bb piano it will free up money to invest in the business".[57]

    2016 and 2017[edit]

    First Data and Alipay announced a partnership in October 2016 to bring Alipay's mobile payment processing to the United States.[58] Later in 2017, First Data and Alipay announced the implementation of the "point-of-sale" technology,[59] and that Clover would be the first point-of-sale to accept the mobile payment method.[60]

    In 2017 First Data announced the launch of their Integrated Solutions Group (ISG), with Edward Jackson to lead the new business segment.[61] Later that February, First Data announced its first ISG partner, ShopKeep, a technology company that allows an iPad to be used as a cash register.[62] In March 2017 First Data announced the acquisition of Acculynk, an ecommerce technology company focused on debit payments.[63]

    In May 2017 First Data announced their Global PFAC product, which provided payment facilitators with access to a single integration interface.[64] On May 29, 2017 First Data announced its plans to acquire CardConnect, a provider of payment processing which processed approximately $26 billion of volume annually, for $750 million.[65]

    In June 2017, First Data launched Fraud Detect, which uses artificial intelligence and machine learning, fraud scoring, cybersecurity intelligence, and information from the "Dark Web" to identify potentially fraudulent transactions.[66] On October 20, 2017, First Data announced plans to acquire BluePay, a technology-enabled payment processor with about $19 billion in annual volume, for $760 Million.[67]

    Expansion in India[edit]

    First Data has the tie up with ICICI Bank, India's largest private bank in the dealing of merchant services, ICICI Merchant Services is proving the domestic and international Merchant account to Indian registered companies having a bank account with ICICI Bank. ICICI Merchant Services with First Data is offering 3D Secure merchant services along with MOTO Machine to merchant and store to process payment by credit card.

    Acquisition/Merger[edit]

    On January 16, 2019, First Data announced it would be acquired by Fiserv in an all stock transaction valued at $22 billion. The deal was scheduled to be finalized in the second half of 2019.[68] Fiserv completed the acquisition of First Data on July 29, 2019.[12]

    Headquarters[edit]

    First Data's original headquarters, where the company remained based until 1992, were in Omaha, Nebraska. First Data's headquarters were located in Greenwood Village, Colorado.[69][70] In 2009 First Data announced that it was moving its headquarters from Greater Denver to Atlanta.[71] While the official First Data headquarters are located in Atlanta, Georgia,[72][73] First Data's principal executive offices are in New York City.

    Philanthropy[edit]

    In October 2014, First Data launched First Data Salutes. First Data Salutes is the company-wide military engagement strategy aimed at helping the veteran-owned business community and service members and their families transitioning to civilian careers.[74]

    In 2015, First Data made a seven-year, $7 million commitment to the Institute for Veterans and Military Families at Syracuse University to fund education, research, training and other opportunities for transitioning veterans entering the business community.[75] The company was listed on DiversityInc's 25 Noteworthy Companies for 2015.[76] In May 2017 First Data was recognized as the #1 company on the Military Times annual “Best for Vets: Employers 2017” list.[77]

    References[edit]

    1. ^"First Data Corporation 2017 Annual Report (Form 10-K)". U.S. Securities and Exchange Commission. February 21, 2018. Retrieved August 26, 2018.
    2. ^"First Data Corporation 2017 Quarterly Report, Q3 2018 (Form 10-Q)". U.S. Securities and Exchange Commission. October 31, 2018. Retrieved November 25, 2018.
    3. ^ abFlamm, Matthew (30 November 2014). "Apple Pay pays off for First Data". Crain's. Retrieved 12 February 2015.
    4. ^"First Data's ValueLink, Starbucks extend agreement". Denver Business Journal. Retrieved 5 March 2015.
    5. ^Jack Henry & Associates announces strategic partnerships with First Data and PSCU, CUINsight
    6. ^Carney, Michael (30 July 2014). "Payments giant First Data acquires Gyft in an effort to bring digital gift cards to the masses". Pando daily. Retrieved 5 March 2015.
    7. ^Malcolm, Hadley. "Prolonged holiday shopping boosts season sales". USA Today. Retrieved 5 March 2015.
    8. ^Rovell, Darren (6 February 2015). "Analysis: 3.1 percent growth in 'Zona". ESPN. Retrieved 5 March 2015.
    9. ^D'Innocenzio, Anne. "Sales for Holiday Shopping Season Come Down to the Wire". The New York Times. Retrieved 5 March 2015.
    10. ^Yglesias, Matthew (6 February 2015). "Super Bowl XLIX seems to have been a bit of an economic bust". Vox. Retrieved 5 March 2015.
    11. ^Retailers Drop as Bad News Keeps Piling Up on 2017's Worst StocksBloomberg
    12. ^ abhttps://financefeeds.com/fiserv-completes-acquisition-first-data/
    13. ^"First Data Resources, LLC: Private Company Information - Bloomberg". www.bloomberg.com. Retrieved 2018-04-24.
    14. ^Crane, Mary. "First Data Announces Western Union Spin-Off". Forbes. Retrieved 12 February 2015.
    15. ^"K.K.R. Offer of $26 Billion is Accepted by First Data". The New York Times. 3 April 2007.
    16. ^ ab"What went wrong with First Data?". Archived from the original on 2010-01-06. Retrieved 2010-01-14.
    17. ^ abcdCarey, David. "KKR Banks on Bisignano Forging Apple Deal at First Data". Bloomberg L.P. Retrieved 12 February american first finance merchants, Cole. "Omaha is 'the heart and soul' of First Data, CEO says". Omaha.com. Retrieved 12 February 2015.
    18. ^Bajpai, Prableen. "The Most Famous Leveraged Buyouts". Investopedia. Retrieved 12 February 2015.
    19. ^Stempel, Jonathan (November 15, 2007). "U.S. payment processor First Data cuts 1,700 jobs". Reuters. Retrieved 2010-01-14.
    20. ^Swedberg, Claire. "At Democratic Convention, First Data Corp. Showed Off Its GO-Tag". RFID Journal. Retrieved 5 March 2015.
    21. ^R. Kelly Rainer; Casey G. Cegielski (12 April 2010). Introduction to Information Systems: Enabling and Transforming Business. John Wiley & Sons. pp. 1–. ISBN .
    22. ^Aamoth, Doug (26 May 2011). "How the New 'Google Wallet' Mobile Payment System Works". Time. Retrieved 5 March 2015.
    23. ^Fitzgerald, Kate (7 June 2011). "With Google Wallet, First Data Takes On 'Trust' Role". Payments Source. Retrieved 5 March 2015.
    24. ^"Allied Irish Bank And First Data Announce Launch Of AIB Merchant Services". Archived from the original on 2010-12-30. Retrieved 2010-01-14.
    25. ^"ICICI Bank sells POS business to First Data for $80 million". The Times of India. December 24, 2009. Archived from the original on July 11, 2012. Retrieved 2011-06-26.
    26. ^Ensign, Rachel Louise (26 September 2017). "Bank of America Venture Trims 10% of Staff as Part of Digital Push". The Wall Street Journal. Retrieved 22 January 2018.
    27. ^"First Data Quietly Buys Payments Startup Clover; Launches Point Of Sale Platform For Merchants". TechCrunch.
    28. ^"First Data Acquires Cardless Customer Loyalty Startup Perka". allthingsd.com.
    29. ^"Payments enabler First Data enters gift card business with Gyft acquisition". VentureBeat. 31 July 2014.
    30. ^"First Data Corp. names Joe Forehand as interim CEO". Denver Post. 11 March 2010. Retrieved 5 March 2015.
    31. ^"First Data hires Jonathan Judge as CEO". Atlanta Business Chronicle. Retrieved 5 March 2015.
    32. ^"Ed Labry named interim CEO of First Data". Memphis Business Journal. Retrieved 5 March 2015.
    33. ^Stewart, John. "First Data Chief Bisignano Hails New Spirit of Innovation, Asks To Be 'Graded'". Digital Transactions. Retrieved 12 February 2015.
    34. ^Roumeliotis, Greg (19 June 2014). "KKR doubles down on First Data, leading $3.5 billion investment". Reuters. Retrieved 12 February 2015.
    35. ^Carey, David. "KKR's First Data Hires Former Citigroup Banker Gelb, Rosman". Bloomberg L.P. Retrieved 12 February 2015.
    36. ^Miller, Rich (4 April 2014). "Mike Manos Moves From AOL to First Data". Data Center Knowledge. Retrieved 12 February 2015.
    37. ^Burger, Kathy. "Impact of Chiarello's Departure on JPMorgan Chase's IT Strategy Unclear". InformationWeek. Banks Systems & Technology. Archived from the original on 12 February 2015. Retrieved 12 February 2015.
    38. ^"First Data Appoints Gretchen Garrigues as Chief Marketing Officer". Reuters. Archived from the original on 12 February 2015. Retrieved 12 February 2015.
    39. ^"Christopher Augustin Joins First Data As Chief Information Officer". YahooFinance. Businesswire. Retrieved 12 February 2015.
    40. ^Heun, David (26 February 2014). "First Data to Use Visa's Common Application ID for EMV Debit Routing". Payments Source. Retrieved 5 March 2015.
    41. ^Primack, Dan. "Why KKR is doubling down on First Data". Fortune. Retrieved 12 February 2015.
    42. ^Sender, Henny. "KKR seeks to make the numbers work at First Data". Financial Times. Retrieved 12 February 2015.
    43. ^"First Data Launches Bin, the New Electronic Payment Solution for Brazil". YahooFinance. Businesswire. Retrieved 12 February 2015.
    44. ^Woodward, Kevin. "Payment Processors Hold Key Tokenization Role In Apple Pay". Digital Transactions. Retrieved 5 March 2015.
    45. ^"Enhanced TransArmor® Solution for Small Businesses Means More Protection for Customers at the Swipe". YahooFinance. Businesswire. Retrieved 12 February 2015.
    46. ^Macinas, Melanie (10 February 2015). "First Data Teams up with Capgemini to Develop Next Generation Payment Solutions". Payment Week. Retrieved 5 March 2015.
    47. ^Woodward, Kevin. "VeriFone and First Data Team Up on Integrated POS System Security Effort". Digital Transactions. Retrieved 5 March 2015.
    48. ^Gokey, Malarie. "Samsung Pay will work with or without NFC — as long as you have a Galaxy S6". Digital Trends. Retrieved 5 March 2015.
    49. ^
    50. ^Schuman, Evan. "First Data's Gift Card Deal Adds Data Power to Its Digital Offering". PaymentsSource. Retrieved 16 October 2015.
    51. ^Lunden, Ingrid. "First Data Buys Spree Commerce To Move Into Open Source Payments Technology". TechCrunch. Retrieved 16 October 2015.
    52. ^Demos, Telis; Beilfuss, Lisa. "First Data to Raise Up to $3.7 Billion in IPO". Wall Street Journal. American first finance merchants 16 October 2015.
    53. ^Barinka, Alex. "First Data Seeks to Raise as Much as $3.2 Billion in IPO". Bloomberg L.P. Retrieved 16 October 2015.
    54. ^Barinka, Alex. "First Data Said to Seek $2.5 Billion in Year's Biggest U.S. IPO". Bloomberg L.P. Retrieved 16 October 2015.
    55. ^Barinka, Alex. "First Data, Albertsons Revise IPO Ambitions as Investors Balk". Bloomberg L.P. Retrieved 15 October 2015.
    56. ^Barinka, Alex. "First Data, Albertsons Revise IPO Ambitions as Investors Balk". Bloomberg L.P. Retrieved 16 October 2015.
    57. ^Ant Financial partners with First Data and Verifone as part of its global expansionTechCrunch
    58. ^Alipay, China's top mobile payment service, expands to the U.S.TechCrunch
    59. ^First Data to Power Alipay in North America First Data
    60. ^"First Data Opens Up the Future of Global Commerce with Broadened Collaboration, Expanded Developer Tools". Archived from the original on 2017-09-27. Retrieved 2017-07-26.
    61. ^First Data Expands ShopKeep Partnership Paymnts.com
    62. ^First Data Acquisition Expands Online Debit CapabilityForbes
    63. ^First Data Launches Tools For Gig Economy PayFacs Pymnts.com
    64. ^Payment Processor First Data to Buy CardConnect for $750 MillionThe New York Times
    65. ^Fraud Detect
    66. ^Linnane, Ciara. "First Data to acquire BluePay for $760 million in cash". MarketWatch. Retrieved 11 December 2017.
    67. ^Systems, eZ. "Fiserv to Acquire First Data in $22 Billion Deal / Fresh Today / CUToday.info - CU Today". CUToday. Retrieved 2019-01-17.
    68. ^"Contact Us". firstdata.com. Archived from the original on 19 June 2000.
    69. ^"City Boundary Map". American first finance merchants of Greenwood Village. Retrieved December 9, 2009.
    70. ^"First Data moving HQ to Atlanta". Denver Business Journal.
    71. ^"City Council Districts"(PDF). City of Sandy Springs. Archived from the original(PDF) on January 17, 2010. Retrieved July 4, 2009.
    72. ^"Contact". Archived from the original on 2009-12-13. Retrieved 2009-12-09.
    73. ^"(Press Release) U.S. Chamber of Commerce Foundation Announces 4th Annual American first finance merchants Our Heroes Award Winners". US Chamber of Commerce Foundation. Retrieved 12 February 2015.
    74. ^Botnick, Mark. "First Data Chairman and CEO Frank Bisignano Announces $7 Million Partnership with the Institute for Veterans and Military Families Housed at Syracuse University". Syracuse University. Retrieved 16 October 2015.
    75. ^"DiversityInc's 25 Noteworthy Companies". DiversityInc. Archived from the original on 22 October 2015. Retrieved 16 October 2015.
    76. ^Best for Vets: Employers 2017Military Times

    External links[edit]

    Wikimedia Commons has media related to First Data.
    Источник: https://en.wikipedia.org/wiki/First_Data

    American First Finance One Year Anniversary Celebration

    Empereon-Constar

    Latest News

    News

    American First Finance One Year Anniversary Celebration

    In November, Empereon-Constar and American First Finance celebrated our One Year Anniversary onsite at Constar International. Celebrating in a big way, American First Finance provided a day of recognition culminating with a company sponsored American Style BBQ!

    During the celebration.

    • Marisela Lopez, Operation Manager, Constar International, made the introductions, cried, and thanked her team for all their efforts!
    • Howard Hambleton, PresidentAmerican First Finance, to our pleasant surprise addressed the team in their call bank mobile vibe customer service tongue, Spanish!
    • Tom Nusspickel, Chief Operating Officer, American First Finance, acknowledged our partnership and thanked the Constar International team.
    • Myk Edwards, Senior Director, Constar International, talked of partnership and an exciting future of continued growth.

    The following team members were recognized for their 1-year anniversary:

    • Ray Benitez, PSS Supervisor
    • Aldo Corona, Nesting Supervisor
    • Carlos Naranjo, PSS TL
    • Jesus Ramirez, Agent

    Constar International has been an excellent partner for American First Finance and we recently celebrated our one-year anniversary at the Baja site. We’ve grown that site to roughly 120 team members, with plans to add another 100 team members in 2020. Constar has been with us hand-in-hand from Day 1. They’re invested and dedicated in learning how AFF conducts business. They meet our expectations for excellent service and demonstrate what it means to be a true partner and not just a “vendor”. We view our partnership as one of our greatest achievements in 2018/2019, and it has helped AFF continue its stellar growth and goal of providing world-class service to our customers. It was a pleasure to be onsite to celebrate on November 5th, and we look forward to our continued partnership with Constar and their stellar leadership team.” ~ Tom Nusspickel, American First Finance, Chief Operating Officer

    american first financeFounded in 2013 and headquartered in Dallas, Texas, American First Finance is a leading consumer financial technology company that provides alternatives to traditional retail lending and designs solutions to support both businesses and their financially underserved or overlooked customers.

    In 2018, American First Finance entered into a partnership with Empereon-Constar for nearshore account servicing at our Constar International location where our highly skilled Constar International team delivers a full range of Customer Life Cycle Solutions, including: Application Verifications, Customer Service, Merchant Care, and Collections.

    {gallery}galleries/news/aff-anniversary{/gallery}

    We Simply Outperform
    We Simply Outperform
    Источник: https://jobs.empereon-constar.com/recruitment-blog/american-first-finance-anniversary-celebration.html

    American first finance merchants -

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    Helping clients build a treasury of the future and powering software partners to enhance their offerings

    We serve a broad range of companies, organizations, and institutions through our financing, investing, execution and advisory capabilities.

    We provide insights, guidance, and services to help you achieve your financial and investing goals.

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    Transforming insights into opportunities that are perfected and personalized to your investing needs across public and private markets

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    An API-first platform that enables companies to offer our award-winning consumer financial products directly within their digital experience

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    Insights, analytics, platforms, and client service combine to offer unmatched execution

    The Evolution of Capital Markets in Europe

    Investment Banking

    Advice and financing to serve corporations, institutions, and governments

    The Evolution of Capital Markets in Europe

    Liquidity Investing

    Providing liquidity investment products and digital trading solutions to banks, corporates, and other institutional investors

    The Evolution of Capital Markets in Europe

    Marquee

    Delivering leading market intelligence and analytics to help you refine market views, hedge risk, and execute your trading strategies

    The Evolution of Capital Markets in Europe

    Transaction Banking

    Helping clients build a treasury of the future and powering software partners to enhance their offerings

    Goldman Sachs Research

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    BRIEFINGS

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    Merchant Services

    Bonus Offer

    Offer is valid on new accounts only. To qualify, company must spend $3,000 within the first three months of account opening to receive the bonus. 10,000 bonus points will be credited within 60 days of qualification under the description: Commercial Spend Bonus.

    Earning Points

    Base Rewards Tier: Earns (i) one (1) point for each dollar you spend for net retail purchases (gross retail purchases less any returns or credits), (ii) three (3) points for each dollar you spend for net retail purchases in the follow rewards category: gas stations (2 additional points on top of the 1 point per dollar earned on net retail purchases), (iii) two (2) points for each dollar you spend for net retail purchases in the following rewards categories: restaurants and travel (airlines, auto rental, and lodging) (1 additional point on top of the 1 point per dollar earned on net retail purchases).

    Rewards Categories: Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making reward offers to you. We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category.

    Businesses may earn up to 10,000 points per calendar month, excluding bonus points. Points earned are available for redemption for a 3 year term. Points expiring during the year will be cleared from the Program Account on the last day of the month in which they expire.

    Rewards Redemption

    Businesses in the Base Rewards Tier may redeem points for (i) cash back to a First Citizens checking or savings account or credit card statement credits, (ii) credit towards a First Citizens personal loan or mortgage principal, (iii) Pay Me Back statement credits, (iv) travel rewards, including airline tickets, hotel, car rentals, cruises and tours, (v) retail gift cards and certificates and (vi) merchandise and (vii) donations.

    These Terms are only a summary. Other restrictions and requirements apply. The full First Citizens Rewards® Program Rules will be provided upon enrollment and are accessible via the program website at FirstCitizensRewards.com at log in.

    Program Rules are subject to change or cancellation without notice.

    Источник: https://www.firstcitizens.com/small-business/cash-management/payment-acceptance/merchant-services
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    American First Finance Inc.(AFF) provides financing services for industries including--Furniture & Mattresses, Car Repair, Tires & Rims, Flooring, Appliances & Electronics, Jewelry, Medical Devices, Plumbing & HVAC, Water Purification Systems and Veterinarian Services through an unique, customer-friendly, long term-short term  "Lease-To-Own" (LTO) programs, processes.

    American First Finance provides up to $5,000 by approving up to 120% of the applicant's income with 12 to 24 months-time periods options and many more inventive ways….so the valued customer get easy access & to repay.

    Establishment:

    April 12, 2013

          Management:

        

            1) Mr. Doug Rippel, CEO
           2)Mr. Howard F. Hambleton, President
           3)Mr. Steve Spencer, CFO.

    Website:

    americanfirstfinance.com








    Headquarter:  


    American First Finance, Inc.3515 N Ridge Rd # 200 Wichita, KS  67205

    Others Locations: 

    1)American First Finance, PO Box 565848, Dallas, TX 75356

    2) American First Finance, Inc. 8585 N Stemmons Fwy Dallas, TX 75247

    3) American First Finance, 10466 Redwood Ave Fontana, CA 92337






    Contact:

    Customer Service for 7 Days a Week.

    Mon - Fri 8am to 10pm CST.

    Saturday 8am to 7pm CST.

    Sunday 8am to 6pm CST.

    Call     1-855-721-1188

    Or  send mail at   [email protected]

    Or Get Consumer request Form..  click here

    Complaint Contact:

    Ms. Crystal Gallegos (Principal & customer support)

    Service Area:

    If you think an alternative financing program could help you grow your business, American First Finance(AFF) can meet all of your needs, where you need it, how you need it, and when you need it the most.

    Provided available AFF services in the sectors-- Furniture & Mattresses, Car Repair, Tires & Rims, Flooring, Appliances & Electronics, Jewelry, Medical Devices, Plumbing & HVAC, Water Purification Systems, Veterinarian Services.

    Home Page

    Features & Benefits:


    1) Provides MOBILE FIRST consumer application for today’s mobile marketplace.

    2) Provides offer of early payoff and early buyout options.

    3) Provides Plug and Play for Merchants/Dealers: 100% browser-based portal to convert applications  into sales.

    4) Facilitate  in In-store, kiosk, at home, mobile, shopping cart, landing pages, Storis, Versatile, Lendpro, customer marketing campaigns, reporting tools.

    5) Easy Dealer/Merchant Log in and Customer Log in.













    Career & Opportunities:

    You can Join American First Finance(AFF) as a glowing career and can get facilities such as—

    Full-time positions, Competitive Base Salary, Monthly Bonus Potential, Basic Life Insurance, Long Term Disability, Paid Training, Diverse & collaborative work environment, Career advancement, On-site fitness center, Healthcare Benefits, 401K with company match, Paid Holidays.









    Complaints; Reviews; BBB reviews:

    Click Here




    American First Finance Inc.American First Finance Inc.Reviewed by San Jarvis Indiaon August 23, 2019 Rating: 5
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      '; for (var i = 0; i < data.feed.entry.length; i++) { for (var j = 0; j < data.feed.entry[i].link.length; j++) { if (data.feed.entry[i].link[j].rel == "alternate") { posturl = data.feed.entry[i].link[j].href; break } } var posttitle = data.feed.entry[i].title.$t; var author = data.feed.entry[i].author[0].name.$t; var get_date = data.feed.entry[i].published.$t, year = get_date.substring(0, 4), month = get_date.substring(5, 7), day = get_date.substring(8, 10), date = text_month[parseInt(month, 10)] + ' ' + day + ', ' + year; var content = data.feed.entry[i].content.$t; var $content = $('
      ').html(content); if (i == 0) { var re = /<\S[^>]*>/g; var postcontent = content.replace(re, ""); if (postcontent.length > 100) { postcontent = '' + postcontent.substring(0, 85) + '...' } if (content.indexOf("http://www.youtube.com/embed/") > -1

      On the surface, the “I agree” button on clickwrap agreements seems pretty straightforward--all customers need to do is click a button or check a box to express their consent. For organizations, however, managing these standard, non-negotiable, and often high-volume agreements can be quite complex. In fact, organizations who don’t have the proper clickwrap processes and solutions in place can open themselves up to legal risk, such as class action lawsuits or loss of intellectual property.

      This is increasingly important as more and more customers engage with your business online - it’s vital to capture and document consent to your terms-and-conditions, privacy policy, terms-of-use, and more to protect your business. That’s why our customers, such as American First Finance, are using the DocuSign Agreement Cloud to modernize their agreement processes, enhance their customer experience, and mitigate legal risk.

      Digitizing agreements at American First Finance

      American First Finance Inc. is a consumer financial services company with a unique business model, entering into consumer rental purchase agreements, purchasing retail installment sale contracts, and servicing loans originated by a third-party bank. Over the past few years, American First Finance has been rapidly growing and expanding their sales teams; thus, investing in their infrastructure to scale and support growth has been a key company initiative. The legal and IT teams recognized the importance of leveraging new technology to improve customer experiences and streamline internal processes. They traditionally had manual processes when it came to creating, reviewing and negotiating agreements but have taken strides in digitizing and automating their business processes with the DocuSign Agreement Cloud.

      A new solution for clickwrap agreements

      DocuSign Click was a natural next step in their Agreement Cloud journey. American First Finance was previously using a proprietary clickwrap solution to capture customer consent to their standard terms and DocuSign eSignature for consumer contracts. When the legal and IT teams saw that DocuSign was offering a new clickwrap solution, they were interested to see how DocuSign could help them manage version control and document evidence of consent of their clickwrap agreements. DocuSign Click is an easy-to-use, simple-to-deploy clickwrap solution, helping organizations securely capture customer consent to standard terms. With DocuSign Click, American First Finance has visibility into a detailed audit trail. The company can easily version their agreements, set up deployment using Click’s automatically generated code snippet and ensure customers have consented to the latest updates.

      Leveraging the DocuSign Agreement Cloud

      For American First Finance, Click is ideal for consumer financing and leasing applications, and eSignature and the eSignature API will continue to be used for agreements with dynamic fields. Customers can apply for these applications via an electronic application on desktop, mobile and in authorized merchant’s retail locations. As part of the application, customers would need to agree to American First Finance’s standard Application Terms & Conditions, Privacy Policy and Arbitration Agreement using DocuSign Click. The customer’s identity is then authenticated, and if the application is approved, American First Finance will send a contract with the terms of the agreement using DocuSign eSignature. And finally, it uses the eSignature API to return signing events back to their systems. For American First Finance, the DocuSign Agreement Cloud is helping accelerate the speed of business, minimize legal risk, and improve the customer experience.

      American First Finance and DocuSign

      Best practices from American First Finance

      The legal team at American First Finance offers these tips in implementing a new solution for clickwrap agreements:

      • Ensure you have the underlying clickwrap agreements saved in an editable format and in a location your legal team can easily access to manage version control.
      • Mock-up how you want the clickwrap to be presented to your end-users so your team has a clear picture of how it should be designed.
      • Think outside the box to identify clickwrap use cases (i.e. consent-based agreements without dynamic fields such as terms-of-service, end-user license agreements, marketing communications consent and more).

      To hear more about American First Finance’s Agreement Cloud journey, and see a live demo of DocuSign Click, view our on-demand webinar Capture Customer Consent Online with a Single Click.

      by Mindy Park, Product Marketing Manager at DocuSign.

      Источник: https://www.docusign.com/blog/capturing-consent-consumer-financing-leasing-applications
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      Credit Card Processing Solutions For Business Banking

      No matter what kind of business you operate, accepting credit cards is essential to your bottom line. From traditional terminals to mobile systems, we have a solution that’s right for your business.

      To get started, we’ll need to know a little bit of information like your expected average sales amount and your estimated total monthly credit card sales. The application process is quick and easy because we do all the work. Approval time is typically within 24 hours. From there, we’ll get equipment ordered and programmed and you’ll be ready to accept credit card payments from VISA, MasterCard, Discover, and American Express.

      First Financial Bank offers several credit card processing solutions:

      • Traditional terminals connected to a phone line or an internet connection
      • Web-hosted processing, which is ideal if your business has recurring payments
      • Mobile solutions for devices with Apple or Android* operating systems
      • Wireless terminals**
      • DialPay with no equipment required. While DialPay is more expensive per transaction, it can be just right for businesses with few or infrequent transactions

      Advantages of choosing First Financial merchant services include:

      • No contract
      • Help desk support available all day, every day
      • 100% funding within 24 hours for batches submitted by 5 p.m. on any business day
      • A single statement for all card types, including American Express

      Optional services include:

      • Check Verification/Guarantee Program
      • Gift/Loyalty Card Program – a cost-effective way to attract new customers and grow relationships with existing ones

      For more information about credit card processing for your business, contact us by calling 855-381-2265 or emailing [email protected]

      * depending on the model of phone and the cell phone provider
      **dependent on cell phone coverage where sales are captured
      Источник: https://ffin.com/en-us/business-banking/manage/treasury-management/merchant-services/
      american first finance merchants

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