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KEMBA Financial Credit Union auto loan calculators enable users to quickly determine how large of a loan they might qualify for, payment amortization details, and interest rate/term lengths of a loan. Click here to learn more about the various personal lending services provided to members of KEMBA Financial Credit Union.

Rates

KEMBA Financial Credit Union (FCU) auto loan rates are available on this webpage. Rates are representative, actual rates will vary according to an applicant’s credit history and current financial circumstances. Click here to apply for an auto loan online, or call (1-614-235-2395).

KEMBA FCU Auto Loan Rates

Calculators

How to Calculate

Will determine how much the monthly payments will be on an auto loan. Enter the following inputs into the calculator’s entry fields:

• Loan amount
• APR
• Loan term length in months

Press the ‘Calculate’ button. The result will display within the ‘Monthly Payment’ input field.

Determines the term length of a loan, based on the following inputs:

• Loan amount
• APR
• Monthly payment amount

Click the ‘Calculate’ button. The result will display within the ‘Term Length’ input field.

Calculates how large of a loan the user might be able to qualify for, based on the following inputs:

• APR
• Term length in months
• Monthly payment amount

Press the ‘Calculate’ button. The result will display within the ‘Amount of Loan’ input field.

Determines the APR of a loan, based on the following inputs:

• Loan amount
• APR
• Monthly payment amount

Click the ‘Calculate’ button. The result will display within the ‘APR’ input field.

NEW VEHICLES Rates As Of March 18, 2021

3 Years as low as  1.99% APR*

4 Years as low as  1.99% APR*

5 Years as low as  1.99% APR*

5 1/2 Years*** as low as  2.49% APR*

6 Years*** as low as  2.49% APR*

***Retail Value must be $25,000 or more.

USED VEHICLES Rates As Of March 18, 2021

2021 60 Months as low as  1.99% APR*

2020 60 Months as low as  1.99% APR*

2019 60 Months as low as  1.99% APR*

2018 60 Months as low as  1.99% APR*

2017 54 Months as low as  2.19% APR*

2016 48 Months as low as  2.19% APR*

2015 42 Months as low as  2.19% APR*

2014 36 Months as low as  2.19% APR*

All Vehicle Rates posted are for borrowing 100% or Less of  NADA Retail Value 1.99% Financing is subject to individual's credit score. Rate includes .50% reduction for Membership Rewards benefit.

RV's, Boats, Motorcycles, Campers, ETC., are subject to new & used car rates as stated above.

Sure, the financial world is going full-on digital, automatic, and mobile. But when it comes right down to it, we believe this business is still all about people. Because a computer can’t help you choose the right checking account, or fill out a loan application. And a mobile phone can’t sponsor events in the community, or shake your hand when you close on your first mortgage. Nope. Only people can do that. People helping people. That’s who we are at Jefferson Credit Union.

Become A Member

Home Loans

Auto Loans

Who Will Finance Me?

You have several options for rebuilding your credit, but financing a car may be the best option. You need transportation and we can put you in a new or late model vehicle at the lowest possible interest rate, regardless of your credit history. We work with over 35 lenders to help customers with all sorts of credit situations including local credit unions like Wright-Patt Credit Union and KEMBA Financial Credit Union as well as nationally established lenders including Capital One, Huntington, Wells Fargo, Key Bank, and Chase. We do also have specialized lenders that help customers that have previous repossessions, previous evictions, low credit scores, no credit established at all, limited income, and even open Chapter 7 and 13 bankruptcies.

What About My Car?

You do not have to drive a car that is old, unattractive, or unreliable. We are not a buy-here, pay-here lot. We have a proven track record with national lenders who have options for financing you with lower payments than you can receive elsewhere.

Where Can I Get Information?

We will provide you with all the information and assistance needed to begin re-establishing your credit. We will see to it that you understand your options so that you can make the best decision for you own unique situation.

We can advise you on the value of your current vehicle. Is it worth keeping, or should you purchase a new vehicle and begin to re-establish your credit?

Why Should I Choose Buckeye Ford of London to Rebuild My Credit?

We have programs available with as little as $0 down and our streamlined finance programs can help make sure you’re not at the dealership all day. Filling out your secured credit application at BuckeyeSaysYes.com before you come in ensures the following:

1. Your delivery process will be expedited.
2. You will know if you’re pre-approved before you come in.
3. You will know your payments and if your vehicle of interest fits in your budget.

How Do I Rebuild My Credit?

We offer a unique credit re-establishment program. We monitor your payment history and reward consistent payments with interest rate reduction by refinancing your current loan. All of our lenders report to the three credit bureaus monthly and will keep your credit current!

Can You Help Customers That Have an Open Bankruptcy?

Yes! We are one of the only dealers in the Columbus and Dayton area to help customers get financed that have open and closed Chapter 7 and Chapter 13 bankruptcy cases. We have select inventory designed to help customers in this situation get approved. If this does apply for you, come in, we’ll review the inventory that qualifies with you, have you test drive that vehicle, then submit paperwork over to your attorney for approval. This process can take as little as 10 days!

Call Our Credit Rebuild Team at (740) 852-3673 today to get this started!

OPA Partners with KEMBA Financial Credit Union to Offer New Benefit to OPA Members

Our partnership with KEMBA was entered into carefully and thoughtfully, to provide you with maximum benefit. KEMBA isn’t a bank – they are a financial cooperative owned by their members. Their not-for-profit status means that they don’t focus on their bottom line, but rather on your financial well-being.

When you join KEMBA, you will enjoy all the products and services you would at a traditional bank, but with better rates and lower fees. The more you use KEMBA for your all banking needs, the more value you’ll get in return.

Plus, as an OPA member, you are eligible for exclusive offers and promotions, in addition to the everyday great rates KEMBA offers. 

For a full list of products and services, or to find a Credit Union branch or ATM near you, visit www.kemba.org. For additional information on KEMBA, or to join the Credit Union, please feel free to contact our personal KEMBA representative, Ray Campbell, at 614.729.1393 or [email protected].

Let KEMBA show you why they are a better way to bank.

Become a Member Today!

At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial literacy and counseling services.

It’s easy! To learn more, call us at 614.235.2395, option 4, or visit one of our ten local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hilliard, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender. KEMBA membership is required.

USA Patriot Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

A short history of Kemba Financial CU

Since its inception in 1933 the Kemba Financial Credit Union has been serving its members in the GAHANNA, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gerald Guy, the Kemba Financial CU has grown its membership to over 94,282 with assets of more than $1,202,989,502. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (614) 235-2395 or email them at [email protected] to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GAHANNA, OH.

General Information For Kemba Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Kemba Financial Credit Union To Other Local Credit Unions

Kemba Financial Credit Union Financial Performance Charts

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Financial Data

Kemba Financial Credit Union Lowest Loan Rates With State and USA Rankings

Kemba Financial Credit Union Highest Deposit Rates With State and USA Rankings

Kemba Financial Credit Union Loans and Leases

Kemba Financial Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

OTHER REAL ESTATE

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Kemba Financial Credit Union Member Offerings

Become a Member Today!

At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial literacy and counseling services.

It’s easy! To learn more, call us at 614.235.2395, option 4, or visit one of our ten local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hilliard, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender. KEMBA membership is required.

USA Patriot Act
Customer Identification Program Notification: Kemba financial credit union auto loans law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Who Will Finance Kemba financial credit union auto loans have several options for rebuilding your credit, but financing a car may be the best option. You need transportation and we can put you in a new or late model kemba financial credit union auto loans at the lowest possible interest rate, regardless of your credit history. We work with over 35 lenders to help customers with all sorts of credit situations including local credit unions like Wright-Patt Credit Union and KEMBA Financial Credit Union as well as nationally established lenders including Capital One, Huntington, Wells Fargo, Key Bank, and Chase. We do also have specialized lenders that help customers that have previous repossessions, previous evictions, low credit scores, no credit established at all, limited income, and even open Chapter 7 and 13 bankruptcies.

What About My Car?

You do not have to drive a car that is old, unattractive, or unreliable. We are not a buy-here, pay-here lot. We have a proven track record with national lenders who have options for financing you with lower payments than you can receive elsewhere.

Where Can I Get Information?

We will provide you with all the information and assistance needed to begin re-establishing your credit. We will see to it that you understand your options so that you can make the best decision for you own unique situation.

We can advise you on the value of your current vehicle. Is it worth keeping, or should you purchase a new vehicle and begin to re-establish your credit?

Why Should I Choose Buckeye Ford of London to Rebuild My Credit?

We have programs available with as little as $0 down and our streamlined finance programs can help make sure you’re not at the dealership all day. Filling out your secured credit application at BuckeyeSaysYes.com before you come in ensures the following:

1. Your kemba financial credit union auto loans process will be expedited.
2. You will know if you’re pre-approved before you come in.
3. You will know your payments and if your vehicle of interest fits in your budget.

How Do I Rebuild My Credit?

We offer a unique credit re-establishment program. We monitor kemba financial credit union auto loans payment history and reward consistent payments with interest rate reduction by refinancing your current loan. All of our lenders report to the three credit bureaus monthly and will keep your credit current!

Can You Help Customers That Have an Open Bankruptcy?

Yes! We are one of the only dealers in the Columbus and Dayton area to help customers get financed that have open and closed Chapter 7 and Chapter 13 bankruptcy cases. We have select inventory designed to help customers in this situation get approved. If this does apply for you, come in, we’ll review the inventory that qualifies with you, have you test drive that vehicle, then submit paperwork over to your attorney for approval. This process can take as little as 10 days!

Call Our Zions bank hurricane utah Rebuild Team at (740) 852-3673 today to get this started!