Western federal credit union auto loan rates -
Auto Loans
Let Champion Credit Union simplify the lending process and get you in the car of your dreams with interest rates starting as low as 3.49% APR¹ and terms up to 96 months². We have partnered with dealers across Western North Carolina to offer you financing with Champion Credit Union right at the dealership! Simply ask for us by name.
Find a car, locate a dealer, and much more!
Auto Loans...Simplified
Interested in Refinancing your Auto Loan?
We're giving you 2% cash back³ when you refinance your auto loan from another lender with us! Enjoy your same car with lower payments and cash in your pockets.
Learn More
Lifestyle/Personal Loans
Sometimes the unexpected happens and you find yourself needing extra cash. With a Lifestyle Loan, you will be able to cover those costs - like braces, college, or that vacation you deserve. Regardless of the reason, we'll help you when you need it the most.
Share/Pledge
Instead of dipping into your savings account when something unanticipated occurs, consider getting a share pledge loan. This unique loan is secured by money in an account and offers a lower interest rate compared to a lifestyle/personal loan. The funds are on hold until the loans is repaid.
Credit Builder
Are you looking to start building credit or could you use a little help repairing past credit issues? A credit builder loan might be the right choice for you. This loan is secured by the funds of the loan itself, meaning that the amount you borrow is on hold until the loan has been repaid in full. Once released, the funds can remain in your savings account to earn interest, be withdrawn, or used for a Share/Pledge loan to continue building your credit.
Line of Credit
Similar to a credit card, a line of credit will give you access to needed funds. Offering flexibility and a revolving limit, you can use the funds how and when you wish. You pay interest based on the borrowed amount you have used. A line of credit is also a good resource to use as overdraft protection on your checking account.
Whether you are visiting us in the office or asking for us right at the dealership, let Champion Credit Union introduce you to lending…simplified. When you borrow locally with Champion Credit Union, you are helping to passionately impact your community by helping us to invest where we can.
Already a Member? Apply Now.
New to Champion Credit Union? Apply Now.
Make a Payment
View Rates
¹APR = Annual Percentage Rate. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Rates and terms quoted represent the range of rates and terms available. Not all applicants will qualify for the lowest rate or longest term. Rates and terms are based on the type of loan, collateral, amount of loan, and creditworthiness.
²7.99% APR (APR = Annual Percentage Rate). For example, if you borrow $25,000 for 96 months at 7.99%, your monthly payment would be $355.16. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Not all applicants will qualify for the lowest rate or longest term. Rates and terms are based on type of loan, collateral, amount of loan, and creditworthiness.
³Cash back is 2% of the loan balance up to $1,000. Cash back incentive program is only available for auto loans not currently financed with CCU. Existing auto loans currently financed with CCU do not qualify for this incentive program. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Rates, payment, and other terms are based on the type of loan, collateral, amount of loan, and creditworthiness. Not all members will qualify for the lowest rate and payment may not be lower for every member. Amounts earned may be reported to the IRS.
Consumer Rates
AUTO & RECREATIONAL
Scroll to the right to view the rest of the table.
| Loan Type* | Annual Percentage Rate (APR) | Terms | Additional Information |
|---|---|---|---|
| New or Used Auto & Motorcycle | 3.49%-17.25% | 48-84 Months | See below for details. |
| RV, Boat, Motor home | 6.00%-16.50% | 36-180 Months | See below for details. |
| Bike, Raft, Kayak | 6.99%-14.99% | 36 Months | See below for details. |
PERSONAL LOANS
Loan Type* | Annual Percentage Rate (APR) | Terms | Additional Information |
|---|---|---|---|
| Credit Improvement: Secured | 14.99%-16.49% | 12-60 Months | Great way to establish a positive credit history. Loan is secured with funds deposited in a Western Rockies account. |
| Credit Builder: Secured | 7.99% | 12-60 Months | Great way to build a positive credit history. Loan is secured with funds deposited in a Western Rockies account. |
| Credit Builder: Unsecured | 15% | 3-18 Months | Great way to build a positive credit history. |
*APR = Annual percentage rate. Loan rates are based on your credit history. Loan amount limits apply. Ask a Loan Officer for details. Restrictions may apply. Rates subject to change without notice.
Scroll to the right to view the rest of the table.
| Loan Type* | Annual Percentage Rate (APR) | Additional Information |
|---|---|---|
| Overdraft Line of Credit | 14% | Personal line of credit. You only pay interest on the money you use; payment amount based on the amount you owe. |
*APR = Annual percentage rate. Loan rates are based on your credit history. Loan amount limits apply. Ask a Loan Officer for details. Restrictions may apply. Rates subject to change without notice.
Scroll to the right to view the rest of the table.
MortgageS
Scroll to the right to view the rest of the table.
| Loan Type* | Annual Percentage Rate (APR) | Additional Information |
|---|---|---|
| First Mortgage | 2.75-3.50% | 120 - 360 month terms. See below for details. |
| 2nd Mortgage | 5.750% | See below for details. |
| Unimproved Property | 8.50% | See below for details. |
| Home Equity Line of Credit (HELOC) | Based on 2.00% above prime index Subject to change January and July | See below for details. |
*APR = Annual percentage rate. Loan rates are based on your credit history. Ask a Loan Officer for details. Restrictions may apply. Rates subject to change without notice. Home Equity Lines of Credit are subject to a floor rate. Prime Rate as published in the Wall Street Journal. Maximum APR possible is 18%.
Rates as of 09/01/2019
Products & Rates
Unsecured Loans (Signature)
Personal Loan 6.5%APR 24 months $100.00 minimum; $5,000.00 maximum
Personal Loan 7.5%APR 24 months $5,000.00 minimum; $7,500.00 maximum
Personal Loan 11.5%APR 36 months $7,500.00 minimum; $10,000.00 maximum
Vehicle Loans
The U.S. Department of Energy and U.S. Environmental Protection Agency has developed www.fueleconomy.gov to encourage fuel economy awareness. The website features updated fuel economy data for new and used passenger vehicles, allows side-by-side vehicle comparisons and contains vehicle-specific air pollution emissions information and safety ratings to aid members in making informed automotive purchase decisions.
New Car Loan 1.9%APR 48 months Maximum New Car Loan $55,000.00
New Car Loan 1.9%APR 60 months
New Car Loan 2.9%APR 72 months
Used Car Loan 4.9%APR 48 months 1 - 3 years old
Used Car Loan 5.9%APR 36 months 4 or more years old
*All rates are subject to change at any time, and may vary based on Credit Rating. All loans are subject to approval. Apply by email or mail using our Loan Application Form at the bottom of the page. Please include a copy of a recent payroll/income verification for faster turnaround.
Deposit Account Fees: Basic Savings--None
Loan Account Fees: All--None
Miscellaneous Fees: All--None
Effective January 1, 2021
Rates subject to change without notice
CLICK HERE FOR MORTGAGE LOANS
| Motor Vehicle, Motor Home, Camper | ||
| Effective Date: Tuesday, June 1, 2021 | ||
Loan Rates As Low As... | ||
| Year | APR | Term |
| 2017-2021 | 2.99% | 0-48 Months |
| 2017-2021 | 3.49% | 49-60 Months |
| 2017-2021 | 3.99% | 61-72 Months |
| 2017-2021 | 4.49% | 73-78 Months |
| 2016 & Older | 4.49% | 0-48 Months |
| 2016 & Older | 4.99% | 49-60 Months |
| 2016 & Older | 5.49% | 61-72 Months |
| 2016 & Older | 5.99% | 73-78 Months |
| Payment for $10,000 loan at 48 month term at a rate of 2.99% = $221.29 | ||
| The term in months may vary from that shown above based on the applicant's credit profile, or the type, mileage, and condition of the vehicle. | ||
Click here for Auto Loans
| Share Secured | |
| Effective Date: Tuesday, June 1, 2021 | |
| APR | Term |
| 2.99% APR fixed | 84 month maximum term |
Click here for Share Secured Loans
| Signature Loans |
| Effective Date: Tuesday, June 1, 2021 |
Loan Rates As Low As... |
| APR |
| 7.99% APR |
Click here for Personal Loans
| Equipment Loans | |
| Effective Date: Tuesday, June 1, 2021 | |
Loan Rates As Low As... | |
| APR | Maximum Term |
| 9.90% | 84 months |
Click here for Equipment Loans
| Credit Cards | |
| Effective Date: Tuesday, June 1, 2021 | |
Loan Rates As Low As... | |
| Name | APR |
| Visa | 9.90% |
Click here for Credit Cards
*The above rates are based on approved credit and applicant's Auto FICO score of 700 or higher.
Rates may vary based on individual credit worthiness.
Terms and conditions subject to change without notice.
Buying a new vehicle is exciting! It can also be stressful.
You’ve calculated the interest rates and planned a monthly payment you can afford. Then you have to wait nervously to see if the dealer can get you approved for what you need to make it all work.
Take the stress out of the equation and apply for an auto loan from VacationLand Federal Credit Union!
Your Loan Specialist will walk through every step of the process with you and get you pre-approved for an auto loan that meets your specific needs. There won’t be any surprises or additional charges, and you’ll have all the negotiating power you need to get the vehicle you want, at the rate and terms you’re comfortable with.
Benefits of a VLFCU Auto Loan
Getting pre-approved for an Auto Loan at VLFCU lets you focus on what counts most – the total sale price of the vehicle.
Other benefits include:
- Competitive interest rates
- Flexible terms
- Easy repayment plans
- Local, personal attention
- Fast, reliable service
You must be a member of VacationLand Federal Credit Union to take advantage of our Auto Loan, but it’s easy to join!
Just fill out the form below and one of our local Loan Specialists will contact you within two business days to enroll you as a member and/or complete your Auto Loan application.
Products & Rates
Unsecured Loans (Signature)
Personal Loan 6.5%APR 24 months $100.00 minimum; $5,000.00 maximum
Personal Loan 7.5%APR 24 months $5,000.00 minimum; $7,500.00 maximum
Personal Loan 11.5%APR 36 months $7,500.00 minimum; $10,000.00 maximum
Vehicle Loans
The U.S. Department of Energy and U.S. Environmental Protection Agency has developed www.fueleconomy.gov to encourage fuel economy awareness. The website features updated fuel economy data for new and used passenger vehicles, allows side-by-side vehicle western federal credit union auto loan rates and contains vehicle-specific air pollution emissions information and safety ratings to aid members in making informed automotive purchase decisions.
New Car Loan 1.9%APR 48 months Maximum New Car Loan $55,000.00
New Car Loan western federal credit union auto loan rates 1.9%APR capital one corporate email address 60 months
New Car Loan 2.9%APR 72 months
Used Car Loan western federal credit union auto loan rates 4.9%APR 48 months 1 - 3 years old
Used Car Loan western federal credit union auto loan rates 5.9%APR 36 months 4 or more years old
*All rates are subject to change at any time, and may vary based on Credit Rating. All loans are subject to approval. Apply by email western federal credit union auto loan rates mail using our Loan Application Form at the bottom of the page. Please include a copy of a recent payroll/income verification for faster turnaround.
Deposit Account Fees: Basic Savings--None
Loan Account Fees: All--None
Miscellaneous Fees: All--None
Buying a new vehicle is exciting! It can also be stressful.
You’ve calculated the interest rates and planned a monthly payment you can afford. Then you have to wait nervously to see if the dealer can get you approved for what you need to make it all work.
Take the stress out of the equation and apply for an auto loan from VacationLand Federal Credit Union!
Your Loan Specialist will walk through every step of the process with you and get you pre-approved for an auto loan that meets your specific needs. There won’t be any surprises or additional charges, and you’ll have all the negotiating power you need to get the vehicle you want, at the rate and terms you’re comfortable with.
Benefits of a VLFCU Auto Loan
Getting pre-approved for an Auto Loan at VLFCU lets you focus on what counts most – the total sale price of the vehicle.
Other benefits include:
- Competitive interest rates
- Flexible terms
- Easy repayment plans
- Local, personal attention
- Fast, reliable service
You must be a member of VacationLand Federal Credit Union to take advantage of our Auto Loan, but it’s easy to join!
Just fill out the form below and one of our local Loan Specialists will contact you within two business days to enroll you as a member and/or complete your Auto Loan application.
Auto Loans
Let Champion Credit Union simplify the lending process and get you in the car of your dreams with interest rates starting as low as 3.49% APR¹ and terms up to 96 months². We have partnered with dealers across Western North Carolina to offer you financing with Champion Credit Union right at the dealership! Simply ask western federal credit union auto loan rates us by name.
Find a car, locate a dealer, and much more!
Auto Loans.Simplified
Interested in Refinancing your Auto Loan?
We're giving you 2% cash back³ when you refinance your auto loan from another lender with us! Enjoy your same car with lower payments and cash in your pockets.
Learn More
Lifestyle/Personal Loans
Sometimes the unexpected happens and you find yourself needing extra cash. With a Lifestyle Loan, you will be able to cover those costs - like braces, college, or that vacation you deserve. Regardless of the reason, we'll help you when you need it the most.
Share/Pledge
Instead of dipping into your savings account when something unanticipated occurs, consider getting a share pledge loan. This unique loan is secured by money in an account and offers a lower interest rate compared to a lifestyle/personal loan. The funds are on hold until the loans is repaid.
Credit Builder
Are you looking to start 2 bedroom homes for sale in houston tx credit or could you use a little help repairing past credit issues? A credit builder loan might be the right choice for you. This loan is secured by the funds of the loan itself, meaning that the amount you borrow is on hold until the loan has been repaid in full. Once released, the funds can remain in your savings account to earn interest, be withdrawn, or used for a Share/Pledge loan to continue building your credit.
Line of Credit
Similar to a credit card, a line of credit will give you access to needed sears gold mastercard login. Offering flexibility and a revolving limit, you can use the funds how and when you wish. You pay interest based on the borrowed amount you have used. A line of credit is also a good resource to use as overdraft protection on your checking account.
Whether you are visiting us in the office or asking for us right at the dealership, let Champion Credit Union introduce you to lending…simplified. When you borrow locally with Champion Credit Union, you are helping to passionately impact your community by helping us to invest where we can.
Already a Member? Apply Now.
New to Champion Credit Union? Apply Now.
Make a Payment
View Rates
¹APR = Annual Western federal credit union auto loan rates Rate. Minimum loan amount $5,000. All loan approvals are home remedies for migraines during pregnancy to normal underwriting guidelines. Rates and terms quoted represent the range of rates and terms available. Not all applicants will qualify for the lowest rate or longest term. Rates and terms are based on the type of loan, collateral, amount of loan, and creditworthiness.
²7.99% APR (APR = Annual Percentage Rate). For example, if you borrow $25,000 for 96 months at 7.99%, your monthly payment would be $355.16. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Not all applicants will qualify for the lowest rate or longest term. Rates and terms are based on type of loan, collateral, amount of loan, and creditworthiness.
³Cash back is 2% of the loan balance up to $1,000. Cash back incentive program is only available for auto loans not currently financed with CCU. Existing auto loans currently financed with CCU do not qualify for this incentive program. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Rates, payment, and other terms are based on the type of loan, collateral, amount of loan, and creditworthiness. Not all members will qualify for the lowest rate and payment may not be lower for every member. Amounts earned may be reported to the IRS.
Go electric and drive away with big savings on your auto loan
1Additional benefits may be available for our Premier and Wealth Management customers. Contact your banker for more information.
Automatic Payment rate discount of 0.25% is valid only for applications submitted directly to Bank of the West via western federal credit union auto loan rates Apply Now link, at a branch, or over the phone to a Bank of the West Call Center. Cannot be combined with other relationship discounts.
APR is the Annual Percentage Rate. Subject to consumer loan program guidelines and hsbc usa login personal banking approval. Certain fees, closing costs and restrictions may apply.
APR applied to the loan is the APR in effect on the date the application is received and is valid until 30 days from application date.
APRs may vary with loan term.
Maximum loan term is based on loan amount.
Rates and terms are subject to change without notice.
Actual rate and term may vary based on collateral age, loan amount, Loan to Value, Term and Credit Score.
Credit score may vary depending on credit reporting agency.
Personal Banking
Fewer fees, more freedom. Accounts to fit your lifestyle.
Learn more ›
Business Banking
Financial services you can rely on.
Learn more ›
WHEN YOU’RE A MEMBER, YOU GET THE RIGHT RATE
Simply put, we don't have stockholders. The money we earn goes back to our western federal credit union auto loan rates in the form of higher rates on deposit accounts and lower rates on loans. That's why we say - it's banking, only better.
As low as:
car
2.74% APR*
CAR LOAN
A great car with an even better payment. Learn More
creditcard
7.24% APR*
CREDIT CARD
Choose your card and your rewards. Learn More
home
3.00% APR*
HELOC
Break walls, not the bank.
Learn More
Related Videos
Where to find the best Auto Loan APR rate ? (Former Dealer Explains)Western federal credit union auto loan rates -
Products & Rates
Unsecured Loans (Signature)
Personal Loan 6.5%APR 24 months $100.00 minimum; $5,000.00 maximum
Personal Loan 7.5%APR 24 months $5,000.00 minimum; $7,500.00 maximum
Personal Loan 11.5%APR 36 months $7,500.00 minimum; $10,000.00 maximum
Vehicle Loans
The U.S. Department of Energy and U.S. Environmental Protection Agency has developed www.fueleconomy.gov to encourage fuel economy awareness. The website features updated fuel economy data for new and used passenger vehicles, allows side-by-side vehicle comparisons and contains vehicle-specific air pollution emissions information and safety ratings to aid members in making informed automotive purchase decisions.
New Car Loan 1.9%APR 48 months Maximum New Car Loan $55,000.00
New Car Loan 1.9%APR 60 months
New Car Loan 2.9%APR 72 months
Used Car Loan 4.9%APR 48 months 1 - 3 years old
Used Car Loan 5.9%APR 36 months 4 or more years old
*All rates are subject to change at any time, and may vary based on Credit Rating. All loans are subject to approval. Apply by email or mail using our Loan Application Form at the bottom of the page. Please include a copy of a recent payroll/income verification for faster turnaround.
Deposit Account Fees: Basic Savings--None
Loan Account Fees: All--None
Miscellaneous Fees: All--None
Effective January 1, 2021
Rates subject to change without notice
CLICK HERE FOR MORTGAGE LOANS
| Motor Vehicle, Motor Home, Camper | ||
| Effective Date: Tuesday, June 1, 2021 | ||
Loan Rates As Low As... | ||
| Year | APR | Term |
| 2017-2021 | 2.99% | 0-48 Months |
| 2017-2021 | 3.49% | 49-60 Months |
| 2017-2021 | 3.99% | 61-72 Months |
| 2017-2021 | 4.49% | 73-78 Months |
| 2016 & Older | 4.49% | 0-48 Months |
| 2016 & Older | 4.99% | 49-60 Months |
| 2016 & Older | 5.49% | 61-72 Months |
| 2016 & Older | 5.99% | 73-78 Months |
| Payment for $10,000 loan at 48 month term at a rate of 2.99% = $221.29 | ||
| The term in months may vary from that shown above based on the applicant's credit profile, or the type, mileage, and condition of the vehicle. | ||
Click here for Auto Loans
| Share Secured | |
| Effective Date: Tuesday, June 1, 2021 | |
| APR | Term |
| 2.99% APR fixed | 84 month maximum term |
Click here for Share Secured Loans
| Signature Loans |
| Effective Date: Tuesday, June 1, 2021 |
Loan Rates As Low As... |
| APR |
| 7.99% APR |
Click here for Personal Loans
| Equipment Loans | |
| Effective Date: Tuesday, June 1, 2021 | |
Loan Rates As Low As... | |
| APR | Maximum Term |
| 9.90% | 84 months |
Click here for Equipment Loans
| Credit Cards | |
| Effective Date: Tuesday, June 1, 2021 | |
Loan Rates As Low As... | |
| Name | APR |
| Visa | 9.90% |
Click here for Credit Cards
*The above rates are based on approved credit and applicant's Auto FICO score of 700 or higher.
Rates may vary based on individual credit worthiness.
Terms and conditions subject to change without notice.
Auto Loans
Let Champion Credit Union simplify the lending process and get you in the car of your dreams with interest rates starting as low as 3.49% APR¹ and terms up to 96 months². We have partnered with dealers across Western North Carolina to offer you financing with Champion Credit Union right at the dealership! Simply ask for us by name.
Find a car, locate a dealer, and much more!
Auto Loans...Simplified
Interested in Refinancing your Auto Loan?
We're giving you 2% cash back³ when you refinance your auto loan from another lender with us! Enjoy your same car with lower payments and cash in your pockets.
Learn More
Lifestyle/Personal Loans
Sometimes the unexpected happens and you find yourself needing extra cash. With a Lifestyle Loan, you will be able to cover those costs - like braces, college, or that vacation you deserve. Regardless of the reason, we'll help you when you need it the most.
Share/Pledge
Instead of dipping into your savings account when something unanticipated occurs, consider getting a share pledge loan. This unique loan is secured by money in an account and offers a lower interest rate compared to a lifestyle/personal loan. The funds are on hold until the loans is repaid.
Credit Builder
Are you looking to start building credit or could you use a little help repairing past credit issues? A credit builder loan might be the right choice for you. This loan is secured by the funds of the loan itself, meaning that the amount you borrow is on hold until the loan has been repaid in full. Once released, the funds can remain in your savings account to earn interest, be withdrawn, or used for a Share/Pledge loan to continue building your credit.
Line of Credit
Similar to a credit card, a line of credit will give you access to needed funds. Offering flexibility and a revolving limit, you can use the funds how and when you wish. You pay interest based on the borrowed amount you have used. A line of credit is also a good resource to use as overdraft protection on your checking account.
Whether you are visiting us in the office or asking for us right at the dealership, let Champion Credit Union introduce you to lending…simplified. When you borrow locally with Champion Credit Union, you are helping to passionately impact your community by helping us to invest where we can.
Already a Member? Apply Now.
New to Champion Credit Union? Apply Now.
Make a Payment
View Rates
¹APR = Annual Percentage Rate. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Rates and terms quoted represent the range of rates and terms available. Not all applicants will qualify for the lowest rate or longest term. Rates and terms are based on the type of loan, collateral, amount of loan, and creditworthiness.
²7.99% APR (APR = Annual Percentage Rate). For example, if you borrow $25,000 for 96 months at 7.99%, your monthly payment would be $355.16. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Not all applicants will qualify for the lowest rate or longest term. Rates and terms are based on type of loan, collateral, amount of loan, and creditworthiness.
³Cash back is 2% of the loan balance up to $1,000. Cash back incentive program is only available for auto loans not currently financed with CCU. Existing auto loans currently financed with CCU do not qualify for this incentive program. Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Rates, payment, and other terms are based on the type of loan, collateral, amount of loan, and creditworthiness. Not all members will qualify for the lowest rate and payment may not be lower for every member. Amounts earned may be reported to the IRS.
Auto Loan Rates
Auto Loan Rates for New & Used Cars and Trucks
APR* As Low As:
- Up to 24 months 1.99%
- 25 to 36 months 2.29%
- 37 to 48 months 2.49%
- 49 to 60 months 2.49%
- 61 to 72 months 2.99%
- 73 to 84 months 4.25%
Rates apply to new and used vehicles, or a refinanced auto loan from another lender. Used vehicles are financed at NADA Retail Book Value, plus taxes.
APPLY NOW
*APR = Annual Percentage Rate. Advertised rate is “as low as” and is determined by the credit-worthiness of each applicant. Rates are subject to change without notice. Rates are for new BSCU loans, current BSCU loans are not eligible for refinancing. At 2.49% APR you will make 60 monthly payments of $17.75 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.
*73-84 month term is for vehicles 4 years old or newer and for loans of $25,000 or more.
New & Used Recreational Vehicles
APR* As Low As:
- up to 24 months 4.25%
- 25 to 36 months 4.75%
- 37 to 48 months 5.00%
- 49 to 60 months 5.50%
- 61 to 120 months 6.50%
- 121 to 180 months 7.00%
Rates apply to new and used boats, RVs or motorcycles, or a refinanced loan from another lender. Used vehicles are financed at NADA Retail Book Value, plus taxes.
APPLY NOW
*Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. For RV Loans with terms up to 36 months, the APR is 4.75%. For terms from 37 to 120 months, check out Rates page. Rates are subject to change without notice. At 4.25% APR with a 24-month term, you will make 24 monthly payments of $43.55 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.
Make Your New Ride Affordable with Our Auto Loan Rates
Whether you're looking for new car loan rates, used car loan rates or RV loan rates, BSCU can help you get the terms and auto loan rates that make sense for your budget.
Let's Talk
Buying a new vehicle is exciting! It can also be stressful.
You’ve calculated the interest rates and planned a monthly payment you can afford. Then you have to wait nervously to see if the dealer can get you approved for what you need to make it all work.
Take the stress out of the equation and apply for an auto loan from VacationLand Federal Credit Union!
Your Loan Specialist will walk through every step of the process with you and get you pre-approved for an auto loan that meets your specific needs. There won’t be any surprises or additional charges, and you’ll have all the negotiating power you need to get the vehicle you want, at the rate and terms you’re comfortable with.
Benefits of a VLFCU Auto Loan
Getting pre-approved for an Auto Loan at VLFCU lets you focus on what counts most – the total sale price of the vehicle.
Other benefits include:
- Competitive interest rates
- Flexible terms
- Easy repayment plans
- Local, personal attention
- Fast, reliable service
You must be a member of VacationLand Federal Credit Union to take advantage of our Auto Loan, but it’s easy to join!
Just fill out the form below and one of our local Loan Specialists will contact you within two business days to enroll you as a member and/or complete your Auto Loan application.
Personal Banking
Fewer fees, more freedom. Accounts to fit your lifestyle.
Learn more ›
Business Banking
Financial services you can rely on.
Learn more ›
WHEN YOU’RE A MEMBER, YOU GET THE RIGHT RATE
Simply put, we don't have stockholders. The money we earn goes back to our members in the form of higher rates on deposit accounts and lower rates on loans. That's why we say - it's banking, only better.
As low as:
car
2.74% APR*
CAR LOAN
A great car with an even better payment. Learn More
creditcard
7.24% APR*
CREDIT CARD
Choose your card and your rewards. Learn More
home
3.00% APR*
HELOC
Break walls, not the bank.
Learn More