columbia bank online

Now that i am older, i realize how bad of a decision that was. 1) Their technology (website, atms etc) would have competed with other banks maybe 10 years ago. Log in to Columbia Bank. User ID. Remember My User ID. Next. Sign In. SWITCH TO PASSWORD. Forgot your user ID? New user? Create account. PRIVACY. Welcome to Horizon Bank. We're here to support you with personal and business banking services. We'd love to get to know you! Find your new account.

Columbia bank online -

Columbia Bank

Columbia Connect offers all of the features and tools you'd expect with an online banking system, and there are a few more on the way. Manage account funds Move money easily between your accounts at Columbia and those you may have at other financial institutions with Bank2Bank.

13. First Columbia Bank and Trust Columbia Bank

online banking login . As a community-supported bank and locally operated business, we are proud to offer flexible and rewarding banking options to local small business owners. We work in your neighborhood, we know your business and we want you to succeed. That’s the beautiful thing about business banking with Columbia Bank .

9. Columbia Credit Union

Payment example: If you borrow $20,000 for 60 months at 2.24% APR, your monthly payment would be $352.66. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 2.24% APR.

10. Columbia Bank

Columbia Bank

11. Bank of Columbia – Local Banking with 24/7 Access

The Bank of Columbia strives to provide you with the best customer service & digital banking experience. We offer Online and Mobile Banking for your personal AND business accounts, as well as Mobile Deposit Capture to help you manage all of your accounts 24/7 !

12. Personal Digital Banking First Columbia Bank & Trust

First Columbia Bank and Trust’s online banking system contains a strong login safeguard in the form of a phone call or text to retrieve a one-time secure code. What is a Secure Code? This feature ensures that you are the person actually accessing your accounts online by contacting you at a number on file with the bank whenever your computer ...


Welcome to TD Personal Banking

  COVID-19: We're ready to help you move forward with digital banking solutions and timely advice. Learn more.

Explore TD Canada Trust and related products and services

For daily spending, making bill payments and more

Accounts to help you grow your savings

TD credit cards offer a host of benefits and features

Get specialized advice to help with your home ownership journey

Registered plans and investments to help you reach your goals

Find a borrowing option that fits your life

TD Direct Investing – innovative tools for self-directed investors

Goals-based planning and advice with a TD Wealth advisor

Current rates for borrowing & investing products

Check your financial health

Try the Financial Health Assessment Tool. This tool can help assess your financial health and provide tips and information by answering a few questions.

It's never been more important to bank digitally

Credit Card Details

Easy, safe and secure banking from home

At this time, we encourage you to bank digitally.

Credit Card Details

Bank from anywhere with confidence

It’s easy to get started with online and mobile banking.

Updates from us

Personal TD Chequing Accounts

Pay bills, send money, make purchases, and manage your cash flow.

Learn more

Accelerate your savings

Get a premium rate with TD high interest savings account

Find out more

Looking for a TD Credit Card?

Our Credit Card Selector Tool can help you choose.

Learn more

Digital Tools

Our digital tools are safe and secure, and help make everyday banking easy.

Learn more

Why Bank with TD

Credit Card Details

At TD, there are so many ways to bank. You can bank online, in branch, on the phone and with the TD apps.

Credit Card Details

See the ways in which TD enriches lives

TD Ready Commitment

Working together for a more inclusive future

TD Ready Commitment

Working together for a more inclusive future

Customer Appreciation

We're thanking special customers for opening doors in our communities

Customer Appreciation

We're thanking special customers for opening doors in our communities


Read the 2020 TD Ready Commitment Report to learn how we help build a more inclusive tomorrow


Read the 2020 TD Ready Commitment Report to learn how we help build a more inclusive tomorrow

CDIC logo, Deposit protection des dépôts

Your deposits may be insurable by the Canada Deposit Insurance Corporation.


MFDA regulation applies to TD Investment Services Inc., a separate company from and a wholly-owned subsidiary of The Toronto-Dominion Bank.

Back to topTop

Skip to main content


Due to coronavirus concerns, some hours of operation have changed; check your location below. See what we're doing to keep branches as safe as possible, and what online and mobile banking features you can use to stay connected. Learn more

AlertYou have an older version of Internet Explorer that won't allow you to use all the features in our Locator tool.

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Equal Housing Lender

Bank Within a Location

A Bank located in a grocery store. These locations have ATMs, teller services, and a private office for customer meetings.

Make an appointment

These locations allow you to schedule an appointment to meet with a Wells Fargo banker at a time that works for you.

Notary Service

Banking locations with a notary service available. Please call the location in advance to meet with a notary.

ATM Deposit Cutoff

Checks deposited at Envelope-FreeSM ATMs before 9:00 pm weekdays are considered received that same day. Checks deposited after 9:00 pm weekdays or on bank holidays are considered received the next business day. Cash deposits are available for use immediately.

ATM Deposit Cutoff

Checks deposited at Envelope-FreeSM ATMs before 8:00 pm weekdays are considered received that same day. Checks deposited after 8:00 pm weekdays or on bank holidays are considered received the next business day. Cash deposits are available for use immediately.

Digital wallet access

Add your Wells Fargo Debit or EasyPay® Cards to your digital wallet to easily access your accounts at a Wells Fargo ATM displaying the contactless symbol.

Important information

Digital wallet access is available at Wells Fargo ATMs displaying the contactless symbol for Wells Fargo Debit and Wells Fargo EasyPay® Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a card for entry.

ATM Access Code

Use the Wells Fargo Mobile® app to request an ATM Access Code to access your accounts without your debit card at any Wells Fargo ATM.

Important information

ATM Access Codes are available for use at all Wells Fargo ATMs for Wells Fargo Debit and ATM Cards, and Wells Fargo EasyPay® Cards using the Wells Fargo Mobile® app. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a card for entry.

Columbia Bank

Leverage Columbia Bank ’s Mobile App to Bank on the Go. You can check balances, pay bills, deposit checks and so much more. The best part is, you can do all of this on Your schedule. You’ll have 24/7 access to your accounts from anywhere. When you pay bills online , check writing becomes a …

8. Business Banking

Columbia Bank Review: A Community Banking Option With Low Account Minimums

Reviews / Banking

GOBankingRates Score

Our take: Columbia Bank has some compelling features, although you'll need higher balances or qualifying activities to unlock all of the bank's best features.

  • Customer Service
  • Account Offerings
  • Account Minimums
  • Services and Accessibility

How did we calculate this?


  • High-quality mobile app
  • Community-based personal service
  • Variety of checking and money market accounts


  • No free savings accounts without qualifying activities or minimums

About Columbia Bank

Columbia Bank is a community bank that traces its roots back to 1993. Headquartered in Tacoma, Washington, Columbia Bank now has more than 145 branches throughout Washington, Idaho and Oregon. It offers the standard checking and savings accounts you expect in a community bank, as well as personal and home loans, credit cards, business accounts and investment services.

Columbia Bank Products

Even though it’s a community-based institution, Columbia Bank offers a comprehensive range of account types. Here’s a quick overview:

ProductKey Details
Savings Account
  • Low, easily avoidable monthly fee
  • Mobile app and eStatements
Money Market Account
  • Two account options to choose from
  • Tiered interest rates
  • Free perks with higher-level account
Checking Account
  • Three account options
  • One interest-bearing account
  • Top-tier account offers numerous perks
  • Low minimum deposit
  • Available in both taxable accounts and IRAs
  • Jump & Bump option allows one-time rate adjustment
  • Personal loans, lines of credit, vehicle loans and home equity lines of credit
Credit Cards
  • Six different credit card choices

Columbia Bank Checking Accounts

Columbia Bank has three different checking accounts. The Foundation Account is for customers age 17 and younger, the Neighborhood Account is the standard checking account, and the Relationship Account is the bank’s premier checking option.


  • $3 monthly fee for the Foundation Account
  • $5 monthly fee for the Neighborhood Account, which can be waived with either a $2,500 minimum daily balance, one direct deposit, 10 debit card transactions, or if the customer is age 62 or older or has a military or student ID
  • $20 monthly fee for the Relationship Account, which can be waived with a $10,000 minimum daily balance or combined balances of $25,000 or more
  • Interest earned on Relationship Account balances of $2,500 or more
  • All checking accounts have a $25 minimum to open


Columbia Bank offers a variety of checking accounts to meet customer needs. The top-tier Relationship Account refunds non-Columbia Bank ATM fees, and it offers three complimentary boxes of checks per year and up to a $25 annual refund on a safe deposit box rental. There are no overdraft fees with the Foundation Account because the bank declines transactions when there’s not enough money in the account.


Only one of the Columbia Bank checking accounts pays interest, and the annual percentage yield is low, peaking at 0.03% for Relationship Account customers with at least $250,000.

Columbia Bank Savings Account

Columbia Bank offers a single savings account, dubbed Everyday Savings. In addition to paying interest, the account offers free in-network ATM transactions.


  • $3 monthly maintenance fee, but can be waived with one or more of the following: a minimum $300 daily balance, automatic $25 monthly transfers from another Columbia Bank account, or an account holder below age 18
  • $25 minimum opening deposit, or $5 for those age 17 and younger
  • Free Columbia Bank ATM transactions; $2.50 for out-of-network transactions


The Columbia Bank Everyday Savings account has a low monthly fee that is easily avoidable, along with a modest $25 minimum opening deposit.


Columbia Bank has a $35 overdraft fee, which is higher than at certain other banks. Rates may vary by location and balance, but near the bank’s Spokane location, the Everyday Savings APY is a rock-bottom 0.01%.

Columbia Bank Money Market Accounts

Columbia Bank offers two money market accounts: the Boost Money Market and Premier Money Market. You get more perks with the Premier Money Market account, including one free pack of checks per year.


  • Tiered interest rates
  • Free eStatements
  • Access to more than 140 free ATMs
  • One complimentary pack of checks per year for the Premier Money Market
  • $15 monthly fee for the Premier Money Market account, but it can be waived with a minimum $10,000 daily balance
  • $10 monthly fee for the Boost Money Market, which can be waived with a $1,000 daily balance


There are no check or debit charges with either money market account at Columbia Bank. ATM use at Columbia Bank machines is free, as is one pack of checks per year with the Premier Money Market account.


The Columbia Bank money market accounts have high monthly maintenance fees of $10 and $15, and the balances required to avoid those fees are also on the high side, at $1,000 and $10,000, respectively. APYs are low compared with other banks, topping out at a 0.05% APY for Premier Money Market balances of at least $1 million.

Columbia Bank CD Accounts

Columbia Bank offers CDs in both taxable accounts and individual retirement accounts. GOBankingRates has ranked Columbia Bank’s CD offerings among the Best CD Accounts of 2021.


  • $500 minimum deposit
  • Maturities from 30 days to 60 months
  • Jump & Bump CD allows extra deposits and a one-time rate jump, if applicable
  • Interest compounded quarterly on traditional CDs with maturities of at least one year
  • Jumbo CDs for deposits of at least $100,000


The low minimum deposit of $500 on CDs provides easy access for most customers. The Jump & Bump offering allows unlimited additional contributions, with a minimum add-on of $100. Rates are tiered, although currently there is no bonus given for larger deposits.


The maturity schedule is fairly limited, with no offerings with term lengths longer than 60 months available. Rates across the board for traditional CDs are low, topping out at 0.05% even for jumbo CDs, although the Jump & Bump offering does carry a 0.06% APY to start.

Banking Experience

As a community bank, the Columbia Bank experience is more tailored to in-person interactions. The website provides basic information, including helpful financial calculators and articles on finance, but overall the digital experience isn’t as robust as with online-only banks.

Physical Branch Locations

Columbia Bank has more than 145 branch locations in Washington, Oregon and Idaho.

Mobile and Digital Experience

Columbia Bank offers complete access to customer accounts via online and mobile platforms, letting customers deposit checks, pay bills and transfer funds wherever they are. The mobile app, which receives 4.5 stars on the App Store and 4.4 stars on Google Play, offers remote check deposit.

How To Open a Columbia Bank Account

To open an account at Columbia Bank, you’ll need to visit a branch.

Customer Service

You can reach Columbia Bank at 877-272-3678. Hours are 6 a.m. to 8 p.m. PT Monday through Friday, and 8 a.m. to 5 p.m. on Saturdays. The bank also offers 24/7 telephone banking at 800-304-0050 as well as a live chat facility online.

Key Information

Customer service number: 877-272-3678

Routing number: 125108272

Columbia Bank Fees

As a traditional bank, Columbia has a roster of fees. Most can be avoided by meeting certain criteria, especially in terms of monthly maintenance fees. The $35 overdraft fee at Columbia is higher than at certain other banks, as is the cost of a wire transfer, which can hit $45. If you make more than six monthly transactions in your savings or money market account, you’ll get hit with a $5 excess transaction fee. Cashier’s checks cost $8 each, and non-Columbia Bank ATM transactions cost $2.50.

Final Take

Columbia Bank has a wide range of products and services, but it is geographically limited to the Pacific Northwest, and its APYs can’t compete with online competitors. The high-quality mobile app keeps customers in touch even if they stray out of the bank’s primary service area, so location shouldn’t necessarily preclude potential customers from opening an account.

Editor’s Favorite

Low account minimums and a good variety of basic account types make Columbia Bank a decent option for those in the Pacific Northwest looking for a community banking option.

Columbia Bank FAQ

Here are the answers to some commonly asked questions about Columbia Bank.
  • Where is Columbia Bank located?
    • Columbia Bank has branches in Washington, Idaho and Oregon. It is headquartered in Tacoma, Washington.
  • How many branches does Columbia Bank have?
    • Columbia Bank has more than 145 branches.
  • Does Columbia Bank use Zelle?
    • Columbia Bank offers Zelle, and peer-to-peer transfers are free.
  • Does Columbia Bank have mobile deposit?
    • Yes, Columbia Bank offers mobile deposit via iPhone, iPad or mobile phone or tablet for Android.
  • Does Columbia Bank offer free money for signing up for an account?

Rates are subject to change. Information on accounts is accurate as of Dec. 2, 2020.

This content is not provided by Columbia Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Columbia Bank.

Thank You For Signing Up!

Get ready to receive top financial tips from the experts at GOBankingRates.

Take Advantage of our Best Offer(s)

About the Author

After earning a B.A. in English with a Specialization in Business from UCLA, John Csiszar worked in the financial services industry as a registered representative for 18 years. Along the way, Csiszar earned both Certified Financial Planner and Registered Investment Adviser designations, in addition to being licensed as a life agent, while working for both a major Wall Street wirehouse and for his own investment advisory firm. During his time as an advisor, Csiszar managed over $100 million in client assets while providing individualized investment plans for hundreds of clients.

Thank You For Signing Up!

Get ready to receive top financial tips from the experts at GOBankingRates.

Take Advantage of our Best Offer(s)

columbia bank online

Similar video

N26 MEJOR BANCO ONLINE internacional sin comisiones. Mi EXPERIENCIA y REVIEW en español