You can watch a thematic video10 Places in Florida You Should NEVER Move To Fri 9-5 Sat Closed
3353 Tates Creek Road
Lexington, KY 40502
Walk up ATM, Coin Counter
M-Th 9-4 Fri 8-6 Fri 8-6 Sat Closed
1378 Indian Mound Drive
Mt. Sterling, KY 40353
ATM, Coin Counter
Are the banks open on veterans day in florida -Fri 8-6 Sat 9-12
163 West Short Street
Lexington, KY 40507
Walk up ATM
M-F 9-4 Sat Closed
Our Credit Union Vs. Banks
|Okaloosa County Teachers|
Federal Credit Union
|I Want to Know...||Big Bank|
|All members with funds on deposit in the credit union, and who actively use credit union's services.||Who owns it?||Private investors, share holders, & stock holders, none of whom are necessarily customers of the bank.|
|Not for Profit, Not for Charity, But for Service. That's actually the recognized credit union credo, "People Helping People". Sums it up nicely.||What's its mission?||Maximum profitability; banks have led in yearly profits for years, sharing the top spots with the oil industry.|
|Yes, up to $250,000 per account, by NCUA, a federal agency enacted in 1934 to regulate & insure credit unions.||Is it insured?||Yes, up to $250,000 per account, by FDIC, a federal agency enacted in 1933 to regulate & insure banks|
|NCUA never uses tax money to cover losses; credit unions fund their own insurance, costing taxpayers nothing.||Does it affect the taxpayer?||FDIC uses tax money to cover bank losses; in fact, billions of tax dollars have been used by FDIC since its inception|
|An unpaid volunteer governing body elected from amongst the membership by the very members they serve; it sets policies, oversees operations, and looks after the credit union and its members.||Who comprises the Board of Directors?||A paid governing body that oversees banking operations. Board members are appointed by investors and are often rewarded for maximizing profit.|
Processing may take longer
Electronic bank transfers are routed through the Federal Reserve, so they don't advance on holidays when the Fed is closed. (The same goes for weekends.) Thus, banking business you do online on a holiday will not start processing until the next business day.
Similarly, if it typically takes, say, two or three business days for a check deposit to clear or for a payment to process, the holiday won't count toward those days.
The day of the week matters
By law, five of the 10 Federal Reserve holidays — Martin Luther King Jr. Day; Washington's Birthday, or Presidents’ Day; Memorial Day; Labor Day; and Columbus Day — always take place on a Monday. The rest occur on fixed dates and periodically fall on a Sunday. In that instance, the Fed observes the holiday on the following Monday (as it did for Independence Day in 2021), and banks often do the same.
If a holiday falls on a Saturday, the Fed does not observe it on the Friday before.
Schedules may differ by state
Some states have distinct holidays of their own or observe holidays that are not on the federal calendar, such as Good Friday, the day after Thanksgiving or Christmas Eve. Bank branches in your state might close or operate with shorter hours on those days.