guardian savings bank refinance rates

Webster provides fast and easy banking with better checking and savings, smarter financing, We offer personal banking solutions in CT, NY, MA, and RI. Visit Guardian Savings Bank main page on BestCashCow. Your Location: Featured - Illinois 30 Year Fixed Mortgage Rates 2021. You can use the Guardian Savings Bank to find out your monthly mortgage amount that Input the interest rate of your mortgage loan offer.

Guardian savings bank refinance rates -

OMA SAVINGS BANK PLC, STOCK EXCHANGE RELEASE 26 NOVEMBER 2021 AT 07.30 A.M. EET, CHANGES IN COMPANY’S OWN SHARES

Oma Savings Bank Plc Acquisition of own shares on 26November2021

At Nasdaq Helsinki Ltd (XHEL):

Date: 26.11.2021
Exchange transaction: Buy
Share trading code: Oma Savings Bank Plc (OMASP)
Amount, shares: 8,000
Total cost, EUR: 131,632.80
Average price/share, EUR: 16.4541
Highest price/share, EUR: 16.60
Lowest price/share, EUR: 16.20

The company holds a total of 119,648 of its own shares (OMASP) including the shares acquired on 26 November 2021.

Detailed information concerning the acquisition is attached to this stock exchange release.

On behalf of Oma Savings Bank Plc

Nordea Bank Oyj

Janne Sarvikivi Sami Huttunen

Further information:
Sarianna Liiri, CFO, tel +358 40 835 6712, [email protected]
Minna Sillanpää, CCO, tel +358 50 66592, [email protected]

Distribution:
Nasdaq Helsinki Ltd
Major media
www.omasp.fi

OmaSp is a growing Finnish bank and the largest savings bank in Finland based on total assets. About 300 professionals provide nationwide services through OmaSp’s 32 branch offices and digital service channels to 140,000 private and corporate customers. OmaSp focuses primarily on retail banking operations and provides its clients with a broad range of banking services both through its own balance sheet as well as by acting as an intermediary for its partners’ products. The intermediated products include credit, investment and loan insurance products. OmaSp is also engaged in mortgage banking operations.

OmaSp core idea is to provide personal service and to be local and close to its customers, both in digital and traditional channels. OmaSp strives to offer premium level customer experience through personal service and easy accessibility. In addition, the development of the operations and services is customer-oriented. The personnel is committed and OmaSp seeks to support their career development with versatile tasks and continuous development. A substantial part of the personnel also own shares in OmaSp.

Attachment

Источник: https://uk.finance.yahoo.com/news/oma-savings-bank-plc-acquisition-053000281.html
Guardian Savings Bank

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Savings. Certificate of Deposit. Individual Retirement Account. ... A mortgage in which the interest rate is adjusted periodically. Guardian’s...

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unionsavingsbank.com

Loan Types Click to Learn More Quick Info Fixed Rate Mortgage More Predictable monthly payments Fixed Rate Mortgage Refinance your existing home...

Источник: https://quickpulse.com/find?sbq=guardian+savings+mortgage+rates+today&q=guardian+savings+mortgage+rates+today&ssq=1&pid=1171251667531303648&dev=c&dev=c&pid=1171251667531303648&ssq=1&oq=guardian%20mortgage%20reviews&qq=guardian%20mortgage%20reviews&vi=rc&rcp=8&rcs=sidebar

BMO Harris Bank

US bank

This article is about the United States based bank. For the Canadian parent company, see Bank of Montreal.

BMO Harris Bank logo.svg
FormerlyN.W. Harris & Co.
(1882–1907)
M&I Marshall & Ilsley Bank
(1847–2012)
Harris Trust and Savings Bank (1907–1972)
Harris Bank, N.A.
(1972–2005)
(Harris Bank name then retired in 2005)
TypeSubsidiary
IndustryBanking
Founded1882; 139 years ago (1882)
FounderNorman Wait Harris
Headquarters

Chicago, Illinois

,

United States

Key people

Daryl White (CEO - BMO Financial Group)
David R. Casper(US CEO)
Mark Furlong (former CEO)
William Downe
(CEO, BMO Financial Group)
ProductsConsumer Banking, Corporate Banking, Insurance, Investment Banking, Mortgage loans, Private Banking, Private Equity, Wealth management, Credit cards, Financial Analysis
OwnerHarris Bankcorp, Inc.
(1972-1984)
Bank of Montreal
(through BMO Financial Group)
(1984-present)

Number of employees

14,200 (2016)[1]
ParentBankmont Financial Corporation
(1984-2004)
Harris Financial Corporation
(2004-2011)
BMO Financial Corporation
(2011–present)
Websitewww.bmoharris.com

BMO Harris Bank, N.A. is a United States bank based in Chicago, Illinois. It is a member of the Federal Reserve System and operates branches in the states of Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Florida, Wisconsin, and California. BMO Harris Bank has over 600 branches and 1,300 ATMs and employs 14,500 staff in the United States. BMO Harris Bank is the twenty first largest banking institution in the United States.[2]

The bank is a subsidiary of the Canadian multinational investment bank and financial services company Bank of Montreal, commonly known as "BMO" (pronounced ), which owns BMO Harris Bank through the holding company BMO Financial Corporation (formerly Bankmont Financial Corporation, then Harris Financial Corporation).

History[edit]

BMO Harris Bank footprint
Harris Trust Building in Chicago
Norman Wait Harris(c. 1911), founder of N.W. Harris & Co., later Harris Trust & Savings Bank

In 1882, Norman Wait Harris established N.W. Harris & Co., a Chicago-based municipal bond broker and the forerunner of Harris Bank. Harris Trust and Savings Bank was established 1907. It merged with Chicago National Bank in 1960 and was restructured as Harris Bank, N.A. in 1972. Bank of Montreal (later known as BMO Financial Group) acquired Harris in 1984.[3]

The bank grew rapidly through a series of acquisitions beginning with the First National Bank of Barrington in 1985, State Bank of St. Charles and First National Bank of Batavia in 1988 and Libertyville Federal Savings Bank and Loan and Frankfort Bancshares in 1990. Harris Bankcorp and Suburban Bancorp combined under the Harris name in 1994 and two years later, the company acquired 54 Chicago area branches from Household Bank.[4] In 1999, the direct brokerage firm Burke, Christensen & Lewis merged with Harris Investors Direct to form Harris InvestorLine. The company's further acquisitions include Freeman Welwood in 2000;[5] Village Bank of Naples, and Century Bank (Arizona) and First National Bank of Joliet in 2001; Northwestern Trust and Investors Advisory Company (Seattle) in 2002. Also in 2002, InvestorLine combined with CSFBdirect to form Harrisdirect and Harris acquired online client accounts of Morgan Stanley Individual Investor Group and myCFO. The following year, it purchased Sullivan, Bruyette Speros & Blayney Incorporated, followed by Lakeland Community Bank in Round Lake, Trust and Savings Bank in 2005.[6]

BMO continued its acquisitions in 2007 with First National Bank & Trust, (Kokomo, Indiana)[7] followed by Ozaukee Bank, (Cedarburg, Wisconsin) and Merchant and Manufacturers Bankcorp Inc., (New Berlin, Wisconsin) in 2008[8] and Amcore Bank N.A. (Rockford, Illinois) on April 23, 2010.[9]

On December 17, 2010, Bank of Montreal agreed to purchase Milwaukee-based Marshall & Ilsley Corporation in an all-stock transaction valued at about US$4.1 billion. Marshall & Ilsley and Harris Bankcorp were both rebranded as BMO Harris. The company restructured as BMO Bankcorp July 5, 2011.

In December 2015, the company completed its acquisition of General Electric Capital Corp.'s transportation finance business.[10]

BMO was the bank with the second-most deposits in Chicago by June 2018, with 11.5% market share.[11] Also that month, its BMO Harris division was operating in eight states in the US.[12]

Operations[edit]

BMO Harris Bank N.A. is the 16th largest (by total assets) commercial bank in the US (not including total assets from parent company).[13]

BMO Harris Bank is one of the largest banks in the Midwest with over 600 branches and approximately 1,300 ATMs in Illinois, Wisconsin, Indiana, Kansas, Missouri, Minnesota, Arizona, Florida and California.[3] It is the second-largest Chicago-area bank based on market share, behind JPMorgan Chase, and the second largest US subsidiary of a Canadian bank after TD Bank, N.A. (owned by the Toronto-Dominion Bank).[14] BMO Harris Bank, N.A. is the issuer of the Diners Club cards in United States.

Headquarters[edit]

BMO Harris is headquartered in a complex of three buildings in Chicago's Loop neighborhood. The original 21-story building was constructed in 1910 at 119 West Monroe Street. The entrance to the building is flanked by two bas-relief sculptures of lions, which inspired various iterations of the bank's logo until 2011, along with the bank's mascot character, Hubert the Lion. In 1960, a 23-story structure was added to the east with the address of 111 West Monroe. In 1974, a second 38-story tower was added to the west with the address of 115 South LaSalle Street. Both additions were designed by the firm of Skidmore, Owings and Merrill and are in the modern style. The bank uses the address of the 1960 building.[15] In December 2018, the bank announced it would move its headquarters to 14 floors of a 50-story office tower adjacent to Chicago Union Station. The bank expects the new BMO Tower to be ready in 2022.[16]

Additionally, notable BMO Harris buildings are located in Milwaukee (BMO Harris Financial Center), at 770 North Water Street, and Indianapolis (BMO Plaza). In 2017, the bank began construction of a 25-story BMO Tower at North Water and East Wells, adjacent to its current Milwaukee headquarters. The bank expects to occupy 123,000 square feet (11,400 m2) of the building beginning in December 2019. In August 2017, the BMO Harris sold the 20-story structure it currently occupies to real estate firm Irgens who plans to remodel and lease it.[17]

[edit]

Partnerships led by BMO Harris include:[18]

See also[edit]

References[edit]

  1. ^"BMO Harris Bank Facts". BMO Harris. April 30, 2017. Retrieved 2017-08-03.
  2. ^"Biggest US Banks by Asset Size (2021)". MX Technologies. April 20, 2021. Retrieved 2021-09-21.
  3. ^ ab"About BMO Harris Bank". BMO Harris. Retrieved 2013-03-18.
  4. ^"Harris Bank To Become A Household Name, To Buy 54 Of Its Branches". Chicago Tribune. chicagotribune.com. Bloomberg Business. 16 April 1996. Retrieved 2013-03-18.
  5. ^"BofM buying Freeman Welwood for $140 million". CBC News. cbc.ca. 10 November 2000. Retrieved 2013-03-18.
  6. ^"Harris Announces Intent to Purchase Villa ParkTrust and Savings Bank" (Press release). harrisbank.com. 7 July 2005. Retrieved 2013-03-18.
  7. ^Dempsey, John (27 September 2006). "Harris Buys First National". Kokomo Tribune. kokomotribune.com. Archived from the original on 11 April 2013. Retrieved 2013-03-18.
  8. ^"Harris closes on Merchants, Ozaukee bank acquisitions". Milwaukee Business Journal. bizjournal.com. 4 March 2008. Retrieved 2013-03-18.
  9. ^Gores, Paul (23 April 2010). "Regulators shut down Amcore Bank". Milwaukee Journal Sentinel. Retrieved 2013-03-18.
  10. ^Bauter, Allison (December 1, 2015). "BMO Harris closes on acquisition of GE Capital business". Milwaukee Business Journal. Retrieved 2017-08-03.
  11. ^"Bank of Montreal and CIBC square off in Chicago". American Banker. 2018-06-28. Retrieved 2020-12-04.
  12. ^"BMO Harris to emphasize digital revamp in U.S. strategy shift". American Banker. 2018-06-22. Retrieved 2020-12-04.
  13. ^Kanjani, Aarti (21 March 2011). "Top 50 US banks and thrifts by assets". SNL Financial. Retrieved 2012-09-27.
  14. ^van Doorn, Philip (24 February 2012). "Illinois Banks: Strongest and Weakest". TheStreet.com. Retrieved 2012-09-27.
  15. ^"Harris Bank Complex". Hines Interests. Archived from the original on 23 November 2010. Retrieved January 3, 2011.
  16. ^Gores, Paul (December 10, 2018). "BMO Harris plans 50-story headquarters tower in downtown Chicago". Milwaukee Journal Sentinel. Retrieved May 1, 2019.
  17. ^Daykin, Tom (November 16, 2017). "BMO Tower development starts in downtown Milwaukee with parking structure demolition". Milwaukee Journal Sentinel. Retrieved May 1, 2019.
  18. ^"Supporting the Home Team". BMO Harris. Retrieved 2013-06-15.

External links[edit]

Источник: https://en.wikipedia.org/wiki/BMO_Harris_Bank

Guardian Savings Bank

LOC8NEARME
Banks
Hours:

Tips

Hours

Business operations may be affected due to COVID-19. Please contact the business directly to verify hours.

Most Recent Comments

  • April 2021

    Horrible bank. Terrible customer service. I did my construction loan with them and regret it. They had no idea what was going on or what they where doing. My builder and I had to walk them through the entire process.

  • March 2020

    Beware of this bank - they have terrible customer service and communication - they will give pre-approvals then back out on promised financing when you are too close to the closing date to go with someone else. Very shady, would never recommend anyone use them

  • February 2019

    Guardian is great for your mortgage loans! Look up Eric Murphy. He's the best. He's been doing it for years and no one will out "customer service" Eric!

More Comments(13)

From Guardian Savings Bank

"Guardian Savings Bank’s original charter was granted on April 22, 1895. From its humble one branch beginning, Guardian has now grown to 12 offices in Cincinnati and Kentucky and is considered to be one of the strongest performing savings banks in the Cincinnati Tri-State area. At Guardian, we focus on what we do best- making mortgage loans. We offer a wide variety of conventional conforming and non-conforming loans, along with FHA and VA loans. In addition, Guardian is a leader in construction, lot, investment, and apartment loans. With over 120 years of hometown service, we pride ourselves on being able to continue offering personal attention and low cost products to our customers."

Other Information

You May Also Like

Источник: https://www.loc8nearme.com/kentucky/fort-wright/guardian-savings-bank/2751267/

Mortgage Rate Disclosures

Rates are subject to change without notice. Loan Type, LTV, subordinate financing, and credit score may require additional fees. Recording fee not included. Other restrictions may apply.

30-Year Fixed Rate Loans

30 year conventional loans based on a $150,000 loan amount, 75% LTV, Payments do not include taxes and insurance. If included, the actual payment will be greater.

20 Year Fixed Rate Loans

20 year conventional loans based on $150,000 loan amount, 75% LTV. Payments do not include taxes and insurance. If included, the actual payment will be greater.

15 Year Fixed Rate Loans

15 year conventional loans based on $150,000 loan amount, 75% LTV. Payments do not include taxes and insurance. If included, the actual payment will be greater.

Other Loan Programs are Available

Call, click, or stop in for details

CONTACT US

© 2021 Guardian Savings Bank. All Rights Reserved

You have clicked an external link and are leaving the Guardian Savings Bank website. Linked webpages are not under the control of Guardian Savings Bank, its affiliates or subsidiaries.

URL

Accept

Источник: https://guardiansavingsbank.com/mortgage-rate-disclosures/

If you wish to figure out what you can afford for a home, you need to tally your monthly mortgage payment. You can use the Guardian Savings Bank to find out your monthly mortgage amount that includes principal and interest, property taxes, and homeowner’s insurance.

Step by Step Instructions for Using the Guardian Savings Bank

Please note that some inputs can be either manually entered in the correct box or adjusted using the sliding scale.

  1. Enter the principal of the mortgage loan that you want.
  2. Input the interest rate of your mortgage loan offer. It will be represented as an APR (a percentage). The calculator will show exactly how much this represents over the life of the mortgage, in dollars.
  3. Type in the number of months you intend to pay off the mortgage. This may be the number of months stated in the loan contract. It may also be smaller if you intend to pay off the mortgage faster.
  4. Enter any additional principal you intend to pay. It is perfectly fine if you leave this value at $0.

The Guardian Savings Bank mortgage calculator is sensitive enough to adjust your results in real time as you input the numbers.

back to menu ↑

Guardian Savings Bank mortgage calculator: Basic and Advanced Inputs

You can use an online mortgage calculator to gain insight into how much your mortgage payment will be each month. Even better, you can do so quickly by providing some basic information. It’s also possible to determine the total amount of interest you will pay over the term of the mortgage. 

Inputs

In order to use the Guardian Savings Bank mortgage calculator, you’ll need to input the following information:

  • Mortgage Amount — This refers to the amount you anticipate paying for a residence.
  • Interest Rate — This refers to the percentage that your mortgage lender will charge for loaning you funds. 
  • Number of Months — The time frame by which you opt to pay back your loan.
  • Additional Principal per Period – Any additional money added to the original loan amount.

Results

  • Monthly Payment – The amount of money you’ll need to pay each month to pay off your mortgage in full on time.
  • Total Interest Paid – The full amount of interest you’ll need to pay over the time of your loan.
  • Loan Amortization — This refers to a periodic loan payments schedule that highlights how much principal payments and interest payments make up each mortgage loan payment. Periodic payment amounts are equal at the beginning of the payback schedule, but most of these payments account for interest rather than principal. The amount that goes towards interest lessens with each periodic payment, which means that the amount that goes towards the principal increases with each periodic payment. The final line in the periodic loans payment schedule reveals the borrower’s interest and principal payments for the full loan term.
  • If there’s anything about the mortgage process that you don’t understand, you can get in touch with Guardian Savings Bank to get the answers you need.

Note: It’s important to remember that the estimate will be just that…an estimate. The actual figure could be different. The estimates you get are designed to give you an idea of what you can expect to pay – but they are in no way guarantees of actual figures.

back to menu ↑

Other Ways You Can Use Guardian Savings Bank mortgage calculator

Many people leverage a mortgage calculator to figure out the monthly payment on a new mortgage. Even so, it can be used for other reasons as well. Examples include the following:

  • Calculate various scenarios
  • Figure out where your funds are going
  • Estimate what different loan types actually cost.
back to menu ↑

Guardian Savings Bank Contact Info:

State: OH

City: West Chester

Address: 6100 West Chester Road

Phone number: (513) 528-8787

Источник: https://www.mortgagecalculator.guru/calc/guardian-savings-bank-mortgage-calculator-45069/

Mortgage Rate Disclosures

Rates are subject to change without notice. Loan Type, LTV, subordinate financing, and credit score may require additional fees. Recording fee not included. Other restrictions may apply.

30-Year Fixed Rate Loans

30 year conventional loans based on a $150,000 loan amount, 75% LTV, Payments do not include taxes and insurance. If included, the actual payment will be greater.

20 Year Fixed Rate Loans

20 year conventional loans based on $150,000 loan amount, 75% LTV. Payments do not include taxes and insurance. If included, the actual payment will be greater.

15 Year Fixed Rate Loans

15 year conventional loans based on $150,000 loan amount, 75% LTV. Payments do not include taxes employee benefits brokers near me insurance. If included, the actual payment will be greater.

Other Loan Programs are Available

Call, click, or stop in for details

CONTACT US

© 2021 Guardian Savings Bank. All Rights Reserved

You have clicked an external link and are leaving the Guardian Savings Bank website. Linked webpages are not under the control of Guardian Savings Bank, its affiliates or subsidiaries.

URL

Accept

Источник: https://guardiansavingsbank.com/mortgage-rate-disclosures/

A pair of banks based in Ohio must begin increasing mortgage lending in minority neighborhoods in certain areas of Ohio and Indiana as part of a settlement with the Department of Justice, which accused the banks of “redlining.”

The DOJ defines redlining as a “discriminatory practice by banks or other financial institutions of denying or avoiding providing credit services to consumers because of the racial demographics of the neighborhood in which the consumer lives.”

In this case, the DOJ accused Union Savings Bank and Guardian Savings Bank, which are based in Cincinnati guardian savings bank refinance rates share common ownership and management, of redlining “predominantly African-American” neighborhoods in Cincinnati; Columbus, Ohio; Dayton, Ohio; and Indianapolis.

The complaint alleged that from at least 2010 through 2014, the banks extended credit to the residents of predominantly white neighborhoods to a “significantly greater guardian savings bank refinance rates than they extended credit to majority African-American neighborhoods in the same cities.

According to the DOJ, those neighborhoods are “easily recognized because each of the four metropolitan areas in which the banks operate has long maintained highly-segregated residential housing patterns for African Americans.”

The DOJ said the lending practices of Union Savings Bank and Guardian Savings Bank were in violation of the both the Fair Housing Act and the Equal Credit Opportunity Act.

As part of the settlement, Union will open two full-service branches and Guardian will open one loan production office to serve the residents of the African-American neighborhoods in question, the DOJ said.

Additionally, Union and Guardian will invest at least $9 million in majority African-American neighborhoods in the Cincinnati, Columbus, Dayton and Indianapolis metropolitan areas.

According to the DOJ, that investment includes $7 million in a loan subsidy fund that will be used to increase the amount of credit that Union and Guardian extend to residents of majority African-American census tracts.

As part of the bank’s efforts to increase lending in the minority neighborhoods that “were not adequately served” previously by the banks, Union and Guardian will also invest $2 million in advertising, outreach, financial education and community partnership efforts. 

According to the DOJ, the settlement also requires that both banks develop “robust internal controls” to ensure that the banks are in compliance with fair lending obligations. The banks are also required to conduct fair lending training for their employees.

“Lenders must treat all potential borrowers equally and fairly,” said Principal Deputy Assistant Attorney General Vanita Gupta, head of the Justice Department’s Civil Rights Division. “This settlement embodies a win-win solution for all parties by increasing the volume of mortgage guardian savings bank refinance rates, driving economic activity and creating a level playing field for qualified borrowers.”

Источник: https://www.housingwire.com/articles/38845-two-ohio-based-banks-settle-redlining-allegations/

Guardian Savings Bank

nwcu bend alt="LOC8NEARME">
Banks
Hours:

Tips

Hours

Business operations may be affected due to COVID-19. Please contact the business guardian savings bank refinance rates to verify hours.

Most Recent Comments

  • April 2021

    Horrible bank. Terrible customer service. I did my construction loan with them and regret it. They had no idea what was going on or what they where doing. My builder and I had to walk them through the entire process.

  • March 2020

    Beware of this bank - they have terrible customer service and communication - they will give pre-approvals then back out on promised financing when you are too close to the closing date to go with someone else. Very shady, would never recommend anyone use them

  • February 2019

    Guardian is great for your mortgage loans! Look up Eric Murphy. He's the best. He's been doing it for years and no guardian savings bank refinance rates will out "customer service" Eric!

More Comments(13)

From Guardian Savings Bank

"Guardian Savings Bank’s original charter was granted on April 22, 1895. From its humble one branch beginning, Guardian has now grown guardian savings bank refinance rates 12 offices in Cincinnati guardian savings bank refinance rates Kentucky and is considered to be one of the strongest performing savings banks in the Cincinnati Tri-State area. At Guardian, we focus on what we do best- making mortgage loans. We offer a wide variety of conventional conforming and non-conforming loans, along with FHA and VA loans. In addition, Guardian is a leader in construction, lot, investment, and apartment loans. With over 120 years of hometown service, we pride ourselves on being able to continue offering personal attention and low cost products to our customers."

Other Information

You May Also Like

Источник: https://www.loc8nearme.com/kentucky/fort-wright/guardian-savings-bank/2751267/

If you wish to figure out what you can afford for a home, you need to tally your monthly mortgage payment. You can use the Guardian Savings Bank to find out your monthly mortgage amount that includes principal and interest, property taxes, and homeowner’s insurance.

Step by Step Instructions for Using the Guardian Savings Bank

Please note that some inputs can be either manually entered in the correct box or adjusted using the sliding scale.

  1. Enter the principal of the mortgage loan that you want.
  2. Input the interest rate of your mortgage loan offer. It will be represented as an APR (a percentage). The calculator will show exactly how much this represents over the life of the mortgage, in dollars.
  3. Type in the number of months you intend to pay off the mortgage. This may be the number of months stated in the loan contract. It may also be smaller if you intend to pay off the mortgage faster.
  4. Enter any additional principal you intend to pay. It is perfectly fine if you leave this value at $0.

The Guardian Savings Guardian savings bank refinance rates mortgage calculator is sensitive enough to adjust your results in real time as you input the numbers.

back to menu ↑

Guardian Savings Bank mortgage calculator: Basic and Advanced Inputs

You can use an online mortgage calculator to gain insight into how much your mortgage payment will be each month. Even better, you can do so quickly by providing some basic information. It’s also possible to determine the total amount of interest you will pay over the term of the mortgage. 

Inputs

In guardian savings bank refinance rates to use the Guardian Savings Bank mortgage calculator, you’ll need to input the following information:

  • Mortgage Amount — This refers to the amount you anticipate paying for a residence.
  • Interest Rate — This refers to the percentage that your mortgage lender will charge for loaning you funds. 
  • Number of Months — The time frame by which you opt to pay back your loan.
  • Additional Principal per PeriodGuardian savings bank refinance rates additional money added to the original loan amount.

Results

  • Monthly Payment – The amount of money you’ll need to pay each month to pay off your mortgage in full on time.
  • Total Interest Paid – The full amount of interest you’ll need to pay over the time of your loan.
  • Loan Amortization — This refers to a periodic loan payments schedule that highlights how much principal payments and interest payments make up each mortgage loan payment. Periodic payment amounts are equal at the beginning of the payback schedule, but most of these payments account for interest rather than principal. The amount that goes towards interest lessens with each periodic payment, which means that the amount that goes towards the principal increases with each periodic guardian savings bank refinance rates. The final line in the periodic loans payment schedule reveals the borrower’s interest and principal payments for the full loan term.
  • If there’s anything about the mortgage process that you don’t understand, you can get in touch with Guardian Savings Bank to get the answers you need.

Note: It’s important to remember that the estimate will be just that…an estimate. The actual figure could be different. The estimates you get are designed to give you an idea of what you can expect to pay – but they are in no way guarantees of actual figures.

back to menu ↑

Other Ways You Can Use Guardian Savings Bank mortgage calculator

Many people leverage a mortgage calculator to figure out the monthly payment on a new mortgage. Even so, it can be used for other reasons as well. Examples include the following:

  • Calculate various scenarios
  • Figure out where your funds are going
  • Estimate what different loan types actually cost.
back to menu ↑

Guardian Savings Bank Contact Info:

State: OH

City: West Chester

Address: 6100 West Chester Road

Phone number: (513) 528-8787

Источник: https://www.mortgagecalculator.guru/calc/guardian-savings-bank-mortgage-calculator-45069/

Affordable Mortgage Loans for All

We Believe in Low-cost, Low-rate Mortgage Loans

Guardian Savings Bank is the superior choice for personal, low-cost, low-interest, high-quality mortgage origination and servicing. We have worked hard to become one of the top mortgage lenders in the communities we serve. In fact, we funded nearly $800 million in mortgage loans last year alone.

If you have additional questions, call us at 855-912-6625.

Guardian Savings Bank is a leading residential mortgage lender in Cincinnati, Northern Kentucky and Lexington. Find out how we can help you with a mortgage loan!

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Today's Rates

Rates based on a $150,000 loan amount at 75% LTV See additional disclosures*. Other loan programs and options are available, contact us for details.

Get a Custom Rate

*See disclosures here

Loan Type

Rate

APR

Estimated Monthly Payment

30-year fixed

3.250%

3.282%

$652.81

20-year fixed

2.875%

2.920%

$822.54

15-year fixed

2.500%

2.558%

$1,000.18

Rates are subject to change. Last updated 11/29/2021 at 8:00 AM

I have been banking with GSB for over 20 years, the tellers at the Bridgetown branch are super friendly and are always willing to go above and beyond for me and my business. They truly are extraordinary.

Marty Mercurio

We got our home loan through Guardian more than 30 years ago. It was one of the best decisions we’ve ever made. We like working with a local bank and people who knows our names. And we love the coffee bar in the Fort Wright branch!

Phil & Cindy S.

My wife and I have been with Guardian forever. We know our money is safe and unlike some big banks, we’re not charged a lot of fees. We also love the personal attention and personal touch we receive at our branch, especially from our branch manager.

John Schraer

Property & Mortgage Types

We provide a wide variety of conventional conforming and non-conforming loans, along with FHA and VA loans.

We offer low costs and great mortgage rates for these types of loans:

  • Fixed Rate Loans
  • Adjustable Rate Mortgages
  • Balloon Loans
  • FHA Loans + VA Loans
  • Bond Money Loans
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  • Construction/Permanent Loans
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  • Building Lot Loans
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  • Jumbo Loans
  • Alternative Lending
  • Home Equity Lines of Credit/Second Mortgages
  • Single family dwellings (owner and non-owner occupied)
  • 2-4 family dwelling units (owner and non-owner occupied)
  • Multi-family dwelling units
  • Residential farm (home)
  • Building call bank mobile vibe customer service or site
  • Commercial real estate
  • Second home or vacation properties

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You have clicked an external link and are leaving the Guardian Savings Bank website. Linked webpages are not under the control of Guardian Savings Bank, its affiliates or subsidiaries.

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guardian savings bank refinance rates

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