the heritage bank savannah georgia

The Online Banking Processing Systems Conversion is complete for Heritage First Bank. If you have any questions or if we may assist you in any way, please call. Founded in 1955, HSB employs 288 people who operate 22 branches throughout southeast Georgia and Savannah, as well as the south and north Metro. According to a press released posted on their website, Heritage Southeast Bancorporation, Inc. (HSBI) and Heritage Southeast Bank.

The heritage bank savannah georgia -

The Heritage Bank




Business operations may be affected due to COVID-19. Please contact the business directly to verify hours.

Most Recent Comments

  • March 2020

    I've been with this bank for many years. I have several banks that I bank with. To make a long story short, the Heritage Banks technology's far behind other branches of banks that I use.

  • November 2019

    Be careful with this bank they are horrible!!! I will never ever do business with them! Nicole from collections is a wicked witch she will definitely smile in your face make you feel like everything is ok and stab you in the back! My advice stay far from this bank!

  • October 2019

    Never answers phone AT ANY LOCATION, and can't even email your bank statements and tell you to come in, WHATS THE POINT OF ONLINE BANKING!!!!!!!!! Screw this place!!!!zero stars for me....

More Comments(20)

You May Also Like


97 The Heritage Bank employees in database. Find out everything there's to know about The Heritage Bank employees. We offer you a great deal of unbiased information from the internal database, personal records, and many other details that might be of interest to you.

K BorgschulzeK BorgschulzePembroke, GeorgiaDetails

K Borgschulze's The Heritage Bank Experience June 2005 - Present

Job Banking

Industry Banking

The Heritage Bank   June 2005 - Present

St. Petersburg College

renate fraiserrenate fraiserHinesville, GeorgiaDetails

renate fraiser's The Heritage Bank Experience October 1999 - December 2012

Job msr at Navy Federal Credit Union

Industry Financial Services

Navy Federal Credit Union  December 2012 - Present
The Heritage Bank   October 1999 - December 2012

Stone Academy-Hamden
Associate's degree, Accounting

Sabrina CainesSabrina CainesAllenhurst, GeorgiaDetails

Sabrina Caines's The Heritage Bank Experience 1999 - 2002

Job English Teacher at Long County Board of Education

Industry Education Management

Long County Board of Education  August 2009 - Present
The Heritage Bank   1999 - 2002

Classroom, Lesson Planning, Curriculum Design, Educational Leadership, Literacy, Classroom Management, Tutoring, Teaching English as a..., Curriculum Development

Armstrong Atlantic State University   2005 — 2009
Bachelor of Arts (B.A.), English/Language Arts Teacher Education

Long County High School   1994 — 1998
High School

Sarah MouradSarah MouradAtlanta, GeorgiaDetails

Sarah Mourad's The Heritage Bank Experience May 2009 - March 2013

Job Leasing Agent at RAM Partners, LLC

Industry Marketing and Advertising

RAM Partners, LLC  June 2014 - Present
SunTrust Bank  August 2013 - June 2014
The Heritage Bank   May 2009 - March 2013
Country Inn & Suites By Carlson  November 2007 - July 2008

Customer Service, Sales, Time Management, Banking, Microsoft Office, Teamwork, Finance, Customer Satisfaction, Outlook, Financial Analysis, Marketing, Event Planning, Microsoft Excel, Microsoft Word, PowerPoint, Facebook, Analysis

South University   2013 — 2014
Master of Business Administration (M.B.A.), Business Administration

Valdosta State University   2010 — 2013
Bachelor of Business Administration (B.B.A.), Marketing

Georgia Southern University   2008 — 2010

Dominick ParkerDominick ParkerHinesville, GeorgiaDetails

Dominick Parker's The Heritage Bank Experience January 2005 - October 2008

Job Director of Section 8 at Hinesville Housing Authority

Industry Real Estate

Hinesville Housing Authority   October 2008 - Present
Hinesville Housing Authority   October 2008 - Present
The Heritage Bank   January 2005 - October 2008

Section 8, Real Estate, Investment Properties, Sellers, Negotiation, Residential Homes, Customer Service, First Time Home Buyers, Short Sales, Property Management, Microsoft Office, Relocation, Foreclosures, Microsoft Excel, Real Estate Development, Buyer Representation, Contract Negotiation, Real Estate Transactions, Single Family Homes, Strategic Planning

Georgia Southern University - College of Business Administration   2000 — 2004
Bachelor of Business Administration (B.B.A.), Finance

Robert KernodleRobert KernodleLucama, North CarolinaDetails

Robert Kernodle's The Heritage Bank Experience May 2012 - Present

Job IT Director, SVP at The Heritage Bank

Industry Banking

The Heritage Bank   May 2012 - Present
Cornerstone Bank  March 2000 - May 2012
Triangle Bank  March 1998 - October 1999
United Federal Savings Bank   June 1993 - March 1998
Citizens Savings Bank  July 1987 - June 1993
Central Services Corporation   June 1980 - June 1987
Community Federal Savings Bank   June 1976 - June 1980

Information Technology, Customer Service, Compliance, Microsoft Excel, Microsoft Word, Consulting, Training, Troubleshooting, Deposits, Project Management, Product Design, Forecasting, IT Strategy, IT Solutions, Risk Management, Risk Assessment, Supervising, Management, Multitasking Skills, Team Building

UNC Chapel Hill   1969 — 1973
Bachelor's degree, Business Administration and Management, General

Katherine McCartney, CRCMKatherine McCartney, CRCMHinesville, GeorgiaDetails

Katherine McCartney, CRCM's The Heritage Bank Experience 1997 - 2010

Job Compliance Audit Manager, Ameris Bank

Industry Banking

Ameris Bank  July 2014 - Present
The Coastal Bank  2011 - July 2014
Steve H. Powell & Company   2011 - 2011
The Heritage Bank   1997 - 2010

The University of Georgia   1991 — 1996

Darlene RosarioDarlene RosarioMarietta, GeorgiaDetails

Darlene Rosario's The Heritage Bank Experience November 2005 - December 2010

Job Insurance Sales & Office Management at American Family Insurance

Industry Insurance

American Family Insurance  September 2014 - Present
Wells Fargo  August 2011 - August 2013
The Heritage Bank   November 2005 - December 2010

Customer Service, Sales, Skin Care, Marketing, Management, Event Planning, Team Building, Leadership, Training, Strategic Planning, Social Media, Marketing Strategy, Microsoft Excel

Point University   2013 — 2015
Human Relations, Counseling Psychology

Armstrong State University   2008 — 2010

Rafael LlavonaRafael LlavonaFayetteville, ArkansasDetails

Rafael Llavona's The Heritage Bank Experience September 2010 - June 2011

Job Store Manager at MovieStop

Industry Higher Education

Hilton Grand Vacations  March 2015 - Present
MovieStop  August 2013 - March 2015
University of Arkansas Bookstore  July 2012 - January 2013
University of Arkansas Treasurer's Office   August 2011 - July 2012
The Heritage Bank   September 2010 - June 2011
Blockbuster  December 2006 - September 2010

Customer-focused, Goal Oriented, Multi-tasked, Highly personable, Articulate, Microsoft Office, Fast Learner, Trainable, Training, Accounting, Time Management, Management, Customer Service, Inventory Control

Armstrong Atlantic State University   2005 — 2009
Bachelor of Arts (B.A.), History

Kelly Del ValleKelly Del ValleMontrose, CaliforniaDetails

Kelly Del Valle's The Heritage Bank Experience October 2006 - December 2006

Job Photography Professional

Industry Photography

Chiarakruza   April 2008 - July 2008
Celebration Photography   June 2007 - March 2008
The Heritage Bank   October 2006 - December 2006
American Eagle Outfitters  March 2006 - October 2006
David's Bridal  October 2005 - January 2006

Arts, Photography, Photoshop, Designs, Photo Editor, Lightroom, Microsoft Word, Digital Photography, Customer Service, Social Networking, PowerPoint, Computer Proficiency

Glendale Community College   2004 — 2012
None yet, General Studies

Burbank High School   2000 — 2004
Diploma, General Studies

Janine BiancaJanine BiancaSavannah, Georgia AreaDetails

Janine Bianca's The Heritage Bank Experience January 2011 - April 2012

Job Dedicated Customer Service Representative

Industry Banking

Laid Off - Unemployed  April 2012 - Present
The Heritage Bank   January 2011 - April 2012
THE HERITAGE BANK   May 2010 - December 2011
The Heritage bank   May 2010 - May 2011
The Heritage Bank   March 2010 - December 2010
The Heritage Bank   April 2010 - May 2010
THE HERITAGE BANK   August 2009 - March 2010
The Heritage Bank   August 2009 - March 2010
The Heritage Bank   June 2009 - August 2009
THE HERITAGE BANK   January 2008 - August 2009

50 words per minute, Customer Service, Organizational Structure, Microsoft Office, Typewriter

Albany State University   2012 — 2014
Bachelor of Science in Business Information Systems, Management Information Systems, General, Junior

SAVANNAH TECH   2008 — 2010

Albany State University
B.A, Business Information Systems

Debra BrownDebra BrownSavannah, Georgia AreaDetails

Debra Brown's The Heritage Bank Experience January 2001 - January 2003

Job Branding & Social Media Training ▪ Content Creation ▪ Marketing Services ▪ D Brown Creative Group, LLC

Industry Marketing and Advertising

D Brown Creative Group, LLC   July 2012 - Present
Yellow Bluff Development Company, LLC   January 2003 - July 2012
The Heritage Bank   January 2001 - January 2003
Savannah Technical College  August 1998 - August 2001
Printgraphix   January 1996 - January 1998
Liberty County Schools  January 1989 - January 1996
Four Ways Travel   January 1983 - January 1989
Hinesville-Liberty County Chamber of Commerce   January 1982 - January 1983
Gresham, Smith & Partners   January 1979 - January 1982
Young, Clement & Rivers   January 1976 - January 1979

Public Relations, Writing, Copywriting, Advertising, Event Planning, Brochures, Freelance Writing, Social Media Marketing, Event Marketing, Marketing Communications, Social Media, Promotions, Blogging, Trade Shows, Press Releases, Publicity, Marketing Strategy, Newsletters, Media Relations, Market Planning, Community Relations, Event Management, Publishing, Creative Writing, Public Speaking, Newspaper, Publications, Copy Editing, Email Marketing, Online Marketing, Adobe Acrobat, Brand Development, Photography, Integrated Marketing, Editing, Digital Marketing, Facebook, Direct Marketing, Video, Corporate Events, Social Networking, Stories, Marketing, Content Marketing, Fundraising, Storytelling, Web Design, Television, SEO, Web Content

The Citadel
MBA, Marketing

The University of Georgia   1974 — 1976
BA, Political Science/Pre-Law

Reinhardt University   1972 — 1973
Liberal Arts

Jenna SherrodJenna SherrodMacon, GeorgiaDetails

Jenna Sherrod's The Heritage Bank Experience May 2009 - May 2011

Job CU Examiner at GEICO

Industry Insurance

GEICO  February 2014 - Present
GEICO  April 2013 - January 2014
GEICO  July 2012 - April 2013
Certusbank  May 2011 - July 2012
The Heritage Bank   May 2009 - May 2011

Georgia Southern University   2002 — 2007
Bachelor of Science (B.S.), Psychology

Jessica LovellJessica LovellHouston, Texas AreaDetails

Jessica Lovell's The Heritage Bank Experience February 2003 - October 2003

Job Regional Support Manager, VP at First National Bank Texas

Industry Banking

First National Bank Texas  November 2013 - Present
First National Bank Texas  September 2005 - October 2013
First National Bank Texas  October 2003 - September 2005
The Heritage Bank   February 2003 - October 2003
Fort Hood National Bank  November 1999 - January 2003
Fort Hood National Bank  May 1998 - November 1999

Sales Management, Customer Service, Leadership, Coaching, Training, Retail Banking, Retail Sales, Operations Management, Employee Engagement, Public Speaking, Motivational Speaking, New Business Development, Recruiting, Interviews, Team Building, Event Planning, Event Management, Community Involvement

Lone Star College System   2012 — 2014
Bachelor of Business Administration (BBA), Business Administration and Management, General

C.E. Ellison High School   1995 — 1997

Central Texas College

Christina KnightChristina KnightSavannah, Georgia AreaDetails

Christina Knight's The Heritage Bank Experience February 2011 - June 2012

Job Accountant Clinical Trials and Grants

Industry Accounting

Memorial Health  March 2015 - Present
Memorial Health  June 2012 - Present
City of Savannah  January 2013 - March 2015
The Heritage Bank   February 2011 - June 2012
Armstrong State University  April 2006 - February 2010
City of Savannah  August 2003 - April 2006

Financial Analysis, Financial Reporting, Financial Modeling, Financial Management, Fund Accounting, General Ledger, PeopleSoft, Budget Management, Budget Analysis, Budget Development, Government Accounting, Revenue Forecasting, Management Analysis, Economic Research, Economic Modeling, Excel, Process Improvement, Strategic Planning, Accounting, Auditing, Analysis, Finance, Forecasting, Financial Accounting, Business Analysis, Financial Statements, Research, GAAP, Data Analysis, Budgets, Management, Microsoft Excel, Nonprofits, Microsoft Office, Payroll, Accounts Payable, Account Reconciliation, Leadership, Policy, Risk Management, Strategic Financial..., Administration, Variance Analysis, Management Accounting, Managerial Finance

South University   2014 — 2015
Master of Business Administration (MBA), Business/Managerial Economics

Armstrong State University   1996 — 2000
Bachelor of Arts (B.A.), Economics

Timothy BurnsedTimothy BurnsedSavannah, Georgia AreaDetails

Timothy Burnsed's The Heritage Bank Experience April 2013 - September 2015

Job In the business of banking

Industry Banking

S Bank  September 2015 - Present
The Heritage Bank   April 2013 - September 2015
The Heritage Bank   May 2010 - April 2013
Farmers and Merchants Bank  August 2008 - May 2010
Bryan Bank   May 2008 - August 2008

Banking, Retail Banking, Finance, Financial Analysis, Financial Forecasting, Talent Booking, Tour Booking, Promoters, Managerial Finance, A&R, Music Industry, Financial Risk, Musicians, Auditing, Strategic Financial..., Consumer Lending, Credit Analysis, Event Management, Credit Risk, Event Planning, Credit, Music, Risk Management, KYC, Loans

Georgia Southern University   2008 — 2010
BBA, Financial Services

Georgia Southern University
Bachelor of Business Administration, Financial Services

Georgia State University - J. Mack Robinson College of Business   2006 — 2008

Kacee Davis's The Heritage Bank Experience July 2004 - Present

Job Vice President at The Heritage Bank

Industry Banking

The Heritage Bank   July 2004 - Present

Leadership, Customer Service, Management, Banking, Loans, Finance, Credit, Mortgage Lending, Financial Services

Georgia Southern University   2002 — 2004
Bachelor of Business Administration (BBA), Finance

Georgia College and State University   2000 — 2002

Allison WaldenAllison WaldenSavannah, Georgia AreaDetails

Allison Walden's The Heritage Bank Experience Graphic DesignerJekyll Island AuthoritySeptember 2007 - August 2009

Job Administrative Assistant at The Heritage Bank

Industry Banking

The Heritage Bank   Graphic DesignerJekyll Island AuthoritySeptember 2007 - August 2009

Armstrong Atlantic State University
Bachelors of Fine Arts, Graphic Design

Clint CooperClint CooperRaleigh-Durham, North Carolina AreaDetails

Clint Cooper's The Heritage Bank Experience March 1991 - December 2013

Job SVP, Head of Operations at First Federal Bank

Industry Banking

First Federal Bank  August 2014 - Present
The Heritage Bank   March 1991 - December 2013
Blue Cross Blue Shield  1989 - 1990
City National Bank  1983 - 1989

Glenville State College
Bachelor of Arts (BA), Business Administration

Timothy MosleyTimothy MosleyJesup, GeorgiaDetails

Timothy Mosley's The Heritage Bank Experience March 2006 - March 2013

Job Vice President at Medway Group, Inc

Industry Consumer Services

Medway Group, Inc   April 2013 - Present
The Heritage Bank   March 2006 - March 2013
The Heritage Bank   March 2001 - March 2006

Account Management, Customer Service, Process Improvement, Leadership, Budgets, Financial Analysis, Team Leadership, Microsoft Excel, Strategic Planning, Business Analysis, Microsoft Office, Operations Management, Change Management, Accounting, Project Management, Team Building, Customer Satisfaction, Forecasting, Business Strategy, Cash Management, New Business Development, Customer Retention, Training, Team Management, Retail, Business Planning, Analysis, Project Planning, Marketing, Business Development, Negotiation, Inventory Management, Business Process..., Teamwork, Performance Management, Contract Management, Risk Management, Contract Negotiation, Time Management, Program Management, Banking, Logistics, Cross-functional Team..., Access, Strategy, Coaching, Data Analysis

Pensacola Christian College   1995 — 1999
Bachelor of Science (B.S.), Accounting and Business/Management

Evanne FloydEvanne FloydSavannah, Georgia AreaDetails

Evanne Floyd's The Heritage Bank Experience June 2008 - July 2010

Job Marketing Director at U.S. Real Estate Professionals, LLC

Industry Public Relations and Communications

U.S. Real Estate Professionals, LLC   January 2015 - Present
Liberty Regional Medical Center/ ITC Management   April 2014 - January 2015
Liberty County Convention & Visitors Bureau   May 2012 - March 2014
Liberty Life magazine   January 2012 - May 2012
The Heritage Bank   June 2008 - July 2010

Public Relations, Social Media, Writing, Microsoft Office, Blogging, Web Design, Copy Editing, Research, Marketing Communications, Organizational..., Community Outreach, Event Planning, Newsletters, Media Relations, Marketing, Advertising, Press Releases, Facebook, Editorial, Magazines, Editing, AP Style

Georgia Southern University   2009 — 2012
B.S., Public Relations

European Council-Study Abroad
International and Intercultural Communication

CCSA Study Abroad- University of Kentucky
Brand Identities London and Dublin

University of Kentucky   2008 — 2009

William Woods University   2007 — 2008
Equestrian Science, Journalism

Trisha DurkinTrisha DurkinSavannah, Georgia AreaDetails

Trisha Durkin's The Heritage Bank Experience July 2014 - Present

Job Risk Management Officer at The Heritage Bank

Industry Banking

The Heritage Bank   July 2014 - Present
The Heritage Bank   June 2011 - Present
The Heritage Bank   October 2009 - June 2011
The Heritage Bank   January 2007 - April 2010

Banking, Retail Banking, Risk Management, Cash Management, Financial Risk, Financial Services, Branch Management, Customer Service, Finance, Deposits, Bank Secrecy Act, Auditing, Analysis, Sales, Internet Banking, Payments, Credit Cards, Process Improvement

Armstrong Atlantic State University   2004 — 2008
Bachelors, Political Science

Jeanine ThompsonJeanine ThompsonSavannah, Georgia AreaDetails

Jeanine Thompson's The Heritage Bank Experience June 2014 - Present

Job Vice President at The Heritage Bank

Industry Banking

The Heritage Bank   June 2014 - Present
Colony Bank  December 2010 - June 2014
Thompson Pavement Marking   January 2007 - December 2010
Lotus Day Spa   August 2004 - January 2007
BB&T  May 2002 - August 2004
SunTrust Bank  December 2001 - May 2002

Retail Banking, Banking, Commercial Banking, Customer Service, Loans, Training, Small Business Lending, Credit, Commercial Lending, Credit Analysis, Financial Services, Consumer Lending, Finance, Management, Financial Analysis, Lines Of Credit, Mortgage Lending, Risk Management, Sales, Underwriting

Mercer University   1997 — 2001
BBA, Business Management

Cherish CaleroCherish CaleroEl Paso, Texas AreaDetails

Cherish Calero's The Heritage Bank Experience September 2004 - June 2007

Job District Manager at GameStop

Industry Retail

GameStop  March 2012 - Present
GameStop  July 2011 - March 2012
GameStop  June 2007 - July 2011
The Heritage Bank   September 2004 - June 2007
State National Bank  2002 - 2004

Multi-unit, Merchandising, Retail, Recruiting, Management, Loss Prevention, Customer Experience, Customer Oriented, Store Management, Retail Banking, Store Operations, Customer Satisfaction, Customer Service, Driving Results, Retail Sales, Visual Merchandising, New Store Openings, Shrinkage, Big Box, District Management, Multi-Unit Management, Multi-Unit

University of Phoenix   2002 — 2004
Business Administration and Management, General

Irvin High School, El Paso, TX   1990 — 1994

Tammy CrumleyTammy CrumleyBrunswick, GeorgiaDetails

Tammy Crumley's The Heritage Bank Experience May 2014 - Present

Job Vice President at The Heritage Bank

Industry Banking

The Heritage Bank   May 2014 - Present
CertusBank  May 2007 - May 2014
SunTrust Bank  June 1983 - May 2007

Loans, Credit, Banking, Commercial Banking, Mortgage Lending, Commercial Lending, Credit Analysis, Loan Origination, Credit Risk, Team Management, Deposits, Customer Service, Branch Management, Cross Selling

College of Coastal Georgia

Nick DowdNick DowdSavannah, Georgia AreaDetails

Nick Dowd's The Heritage Bank Experience August 2015 - Present

Job Branch Manager at The Heritage Bank

Industry Banking

The Heritage Bank   August 2015 - Present
The Heritage Bank   January 2014 - Present

Credit, Commercial Banking, Financial Analysis, Banking, Portfolio Management, Risk Management, Credit Risk, Customer Service, Consumer Behaviour, IRAs, Certificates of Deposit, Marketing Strategy, Management

Mercer University   2011 — 2013
Business, Management, Marketing, and Related Support Services

Benedictine Military School   2007 — 2011
High School, General Studies

Ken ScharnaglKen ScharnaglHinesville, GeorgiaDetails

Ken Scharnagl's The Heritage Bank Experience August 1997 - February 2011

Job High School Math Teacher at Bradwell Institute

Industry Primary/Secondary Education

Bradwell Institute  August 2011 - Present
The Heritage Bank   August 1997 - February 2011

Golf, Tennis, Trumpet, Choir Director and Song..., Algebra, Geometry, Tutoring, Technology Integration, Mathematics Education, Research, Classroom, Instructional Design, Curriculum Development, Educational Technology

Georgia Southern University   1996 — 1998
Master of Science (MS), Applied Mathematics

Messiah College   1991 — 1995
Bachelor of Arts (B.A.), Mathematics Teacher Education

Janie Kaye SmithJanie Kaye SmithBoca Raton, FloridaDetails

Janie Kaye Smith's The Heritage Bank Experience May 2008 - August 2010

Job Legal Assistant

Industry Law Practice

Town of Allenhurst   August 2012 - August 2015
Robert F. Pirkle, Attorney at Law   August 2012 - July 2015
Raybow Management, Inc.   2011 - 2011
The Heritage Bank   May 2008 - August 2010
The Heritage Bank   June 2007 - August 2007

Financial Analysis, Cash Flow, Cash Management, Financial Reporting, Accounting, Credit, Credit Analysis, Microsoft Excel, Banking, Commercial Banking, Loans, Commercial Lending, QuickBooks, Risk Management, Microsoft Word, Customer Service, Outlook, Microsoft Office, PowerPoint, Access, Legal Service, Data Entry, Finance

The University of Georgia   2008 — 2012
Bachelor of Arts (B.A.), Art/Art History

Erin RubrightErin RubrightAtlanta, GeorgiaDetails

Erin Rubright's The Heritage Bank Experience April 2011 - February 2012

Job Branch Manager at J.P Morgan Chase & Co

Industry Banking

JPMorgan Chase & Co.   February 2015 - Present
JPMorgan Chase  March 2014 - Present
J.P Morgan Chase  February 2012 - February 2014
The Heritage Bank   April 2011 - February 2012
The Heritage Bank   December 2009 - April 2011
BB&T  May 2007 - May 2009

Customer Service, Loan Origination, Branch Management, Loans, Consumer Lending, Small Business Lending, Commercial Lending, Credit, Banking, Credit Analysis, Construction Loans, Retail Banking, Underwriting, Commercial Mortgages, Deposits, Loan Servicing, Cash Management, Mortgage Underwriting, USDA

Georgia Southwestern State University   2011 — 2012
Bachelors of Science, Business Management

Georgia Perimeter College   2009 — 2011
Associates of Science, Business Administration

Jennifer BaranyJennifer BaranyPerth Amboy, New JerseyDetails

Jennifer Barany's The Heritage Bank Experience January 2010 - March 2011

Job Real Estate Appraiser at New Realty Advisory Group, LLC

Industry Real Estate

New Realty Advisory Group, LLC   March 2011 - Present
The Heritage Bank   January 2010 - March 2011

Ramapo College of New Jersey   2006 — 2009
Bachelor's degree, Accounting

Woodbridge High School   2002 — 2006

Willie F. Jones, DBAWillie F. Jones, DBAHinesville, GeorgiaDetails

Willie F. Jones, DBA's The Heritage Bank Experience January 1999 - January 2006

Job IT Network and Systems Consultant Systems Solutions L.L.C.

Industry Computer & Network Security

Coastal Pines Technical College  November 2010 - Present
Altamaha Technical College  August 2010 - Present
Altamaha Technical College - CIS Department   2010 - Present
Systems Solutions L.L.C.   March 2006 - Present
Systems Solutions L.L.C.   January 2006 - Present
Systems Solutions L.L.C.   January 2006 - March 2009
THE HERITAGE BANK   January 1999 - January 2006
ALTAMAHA TECHNICAL COLLEGE  January 1999 - January 1999
FREEDOM TV AND STEREO   January 1998 - January 1999
US Army  January 1974 - January 1998

XP, HTML, PHP, ASP, Windows Server 2003, Cisco, CSS, JavaScript, Application Development, Unix, SQL Server, Computer Hardware, XML, System Administration, Linux, Apache, Windows, VMware, Network Administration, MySQL, Deployment, Security, Windows Server, SQL, Active Directory, Solaris, IIS, Systems Analysis, SharePoint, Operating Systems, Virtualization, Ubuntu, Network Security, Databases, System Architecture, Integration, Visio, LDAP, Troubleshooting, Architecture, Servers, ASP.NET, DNS, NFS, TCP/IP, Web Servers, SMTP, Server Architecture, Firewalls, FTP

Walden University - Greater Minneapolis, MN   2006 — 2015
D.B.A. Doctor of Business Administration, Security - Information Systems Management, Achieved a 3.8 GPA

Walden University   2006 — 2011
Masters of Science Degree, Information Systems Management

Enterprise Security, Walden University   2009 — 2011
M.I.S.M. Master; degree, Information Systems Management - Information Systems Management

Walden University   2006 — 2012
B.S; degree, Business Administration

Altamaha Technical College   1998 — 2001
Diploma; Diploma, Computer Information Systems

Vision Christian University   1990 — 1993
B.S; degree, Pastoral Counseling

Jenny TartJenny TartHinesville, GeorgiaDetails

Jenny Tart's The Heritage Bank Experience May 2004 - December 2010

Job Clinical Associate at Darsey, Black & Associates

Industry Individual & Family Services

Darsey, Black & Associates   July 2011 - Present
Private Families  December 2009 - June 2011
The Heritage Bank   May 2004 - December 2010

Community Outreach, Psychology, Nonprofits, Social Services, Research, Mental Health, Public Speaking, Microsoft Office, Case Management, Crisis Intervention, Microsoft Excel, Customer Service

The University of Georgia   2007 — 2011
Bachelor of Science, Psychology, Child and Family Development

Capella University
Master’s Degree, Marriage and Family Therapy/Counseling

Shaquita HarrisShaquita HarrisSavannah, GeorgiaDetails

Shaquita Harris's The Heritage Bank Experience July 2009 - March 2013

Job National Certified Credit and Housing Counselor with CCCS of the Savannah Area, Inc.

Industry Consumer Services

Consumer Credit Counseling Service  March 2013 - Present
The Heritage Bank   July 2009 - March 2013
CASA  January 2012 - May 2012
Wingate by Wyndham  January 2009 - May 2009
Liberty Chrysler Dodge Jeep   January 2008 - July 2008

Customer Service, Microsoft Office, Microsoft Excel, Public Speaking, PowerPoint, Microsoft Word, Research, Event Planning, Higher Education, Time Management, Leadership, Data Analysis, Outlook, Sales, Management, Access, Fundraising, Critical Thinking, Teaching, Accounts Payable, Team Building, Training

Liberty University   2012 — 2014
Master of Arts (M.A.), Human Services, General, 3.83

Georgia Southern University   2008 — 2012
Bachelor of Science (B.S.), Sociology

Liberty County High School   2004 — 2008
High School Diploma, Dual Seal Diploma with Honors

Christine DaffronChristine DaffronKansas City, Missouri AreaDetails

Christine Daffron's The Heritage Bank Experience July 1992 - March 1997

Job Senior Manager at Federal Reserve Bank

Industry Financial Services

Federal Reserve Bank of Kansas City  May 2001 - Present
SAIC  April 1997 - March 2001
The Heritage Bank   July 1992 - March 1997

Credit Analysis, Program Management, Data Center, Customer Service, Credit Risk, Cross-functional Team..., Risk Management, Strategic Planning, Operations Management, Vendor Management, Project Management, Microsoft Office, Banking, Internal Controls, Financial Analysis, Management, Accounting, Analysis, Credit, Process Improvement, Microsoft Excel, Commercial Banking, Business Analysis, Change Management, Team Leadership, Budgets, Leadership, Capital Markets, Team Building, Financial Modeling

Rockhurst University   1998 — 2000
MBA, Management

Missouri Western State University   1992 — 1995
BSBA, Management/Finance

Benton   1988 — 1992

Ches MerrittChes MerrittHinesville, GeorgiaDetails

Ches Merritt's The Heritage Bank Experience August 2004 - July 2011

Job Attorney at Merritt & Grinstead

Industry Law Practice

Merritt & Grinstead   May 2014 - Present
The Heritage Bank   August 2004 - July 2011

Florida Coastal School of Law   2011 — 2014
Juris Doctor (J.D.)

The University of Georgia   2000 — 2004
Bachelor’s Degree

Ben LovelaceBen LovelaceGreensboro/Winston-Salem, North Carolina AreaDetails

Ben Lovelace's The Heritage Bank Experience November 1984 - February 1992

Job Chief Financial Officer at BB Hobbs Company

Industry Banking

BB Hobbs Company   January 2010 - Present
BB Hobbs Company   August 2009 - March 2010
Royster Clark  February 1994 - September 2008
Agrium Inc  2006 - 2008
The Heritage Bank   November 1984 - February 1992

Customer Relations, Negotiation, Account Management, Team Leadership, Credit, Budgeting, Banking, New Business Development, Strategic Planning, Customer Service, Team Building, Budgets, Management, Portfolio Management, Business Strategy, Sales Management, Accounts Receivable, Finance, Sales Operations, Sales, Analysis

Clemson University   1996 — 1996
Certificate, Southeast Agricultural Lenders School

North Carolina School of Banking   1987 — 1989
Bank Management

Barton College   1967 — 1971
BS, Education

Tom FeltonTom FeltonClemmons, North CarolinaDetails

Tom Felton's The Heritage Bank Experience 2003 - 2006

Job Vice President/City Executive at First Bank

Industry Banking

First Bank  November 2013 - Present
First Community Bank  October 2006 - October 2013
The Heritage Bank   2003 - 2006
RBC  2000 - 2003
The East Carolina Bank  1997 - 1999
First Citizens Bank  1994 - 1997
East Carolina Farm Credit   1990 - 1994
Perdue Farms, Inc.   1988 - 1990

Commercial Finance, Small Business, Loans, Mortgage Lending, Small Business Lending, Commercial Banking, Banking, Credit Analysis, Consumer Lending, Underwriting, Lines Of Credit, Commercial Mortgages, Portfolio Management, Loan Origination

Appalachian State University   1983 — 1988
BSBA, Finance

Abeni PeytonAbeni PeytonGreater Atlanta AreaDetails

Abeni Peyton's The Heritage Bank Experience May 2006 - March 2011

Job Gentiva Hospice and Home Healthcare

Industry Hospital & Health Care

Gentiva Hospice  January 2015 - Present
Navy Federal Credit Union  July 2014 - January 2015
Atlanta Veterans Affairs Medical Center  March 2014 - October 2014
Georgia Southern University  May 2013 - July 2014
Department of Veterans Affairs  November 2013 - January 2014
Georgia Southern University  June 2012 - May 2013
Bank of America  August 2012 - April 2013
Georgia Southern University  July 2010 - May 2011
The Heritage Bank   May 2006 - March 2011

Customer Service, Health Services..., Management, Banking, Organizational..., Dependable Team Player, Team Leadership, Volunteering, Healthcare Management, Public Health, Public Speaking, Non-profit..., Marketing Communications, Superior Communications..., Leadership, Training, Time Management, Recruiting, Interviews, Staff Development, Healthcare, Fundraising, Critical Thinking, Newsletters, PowerPoint, Leadership Development, Event Planning, Marketing, Nonprofits, Program Development, Student Affairs, Volunteer Management, Cpr Certified, Student Leadership, Social Networking, Teamwork, Organizational..., Workshop Facilitation, Organizational..., Hospitals, Health Promotion, Career Development, Qualitative Research, Literature Reviews, Payroll, Student Engagement, Community Development, SPSS, Clerical Skills, Student Development

Georgia Southern University   2012 — 2014
Master's Degree, Health/Health Care Administration/Management, 3.81

Georgia Southern University   2007 — 2012
Bachelor's Degree, Biology/Biological Sciences, General and Sociology, Life Cycle and Health Track, 3.09

Rechelle LoRechelle LoGreater Atlanta AreaDetails

Rechelle Lo's The Heritage Bank Experience May 2011 - April 2014

Job Master in Healthcare Administration

Industry Hospital & Health Care

Farmers & Merchants Bank  April 2014 - Present
The Heritage Bank   May 2011 - April 2014
Tutera Senior Living and Health Care   June 2013 - August 2013

Leadership, Administrative..., Web Design, Research, Healthcare Management, Human Resources, Customer Service, Six Sigma, SPSS, Interpersonal Skill, Cultural Awareness, Quality Assurance, Microsoft Excel, PowerPoint, Microsoft Office, Retail, Data Analysis, Data Entry, Time Management, Microsoft Word, Event Planning, Public Speaking, Social Media

Georgia Southern University   2011 — 2013
Master of Healthcare Administration, Human Resources Management/Personnel Administration, General

Florida State University   2006 — 2010
Bachelor of Science (B.S.), Major in Psychology, Minor in Spanish

JuShara Coples, M.EdJuShara Coples, M.EdSavannah, Georgia AreaDetails

JuShara Coples, M.Ed's The Heritage Bank Experience September 2005 - April 2013

Job Solider for Life Transition Assistance Program Financial Counselor at Serco

Industry Military

Serco  March 2014 - Present
Serco  April 2013 - March 2014
The Heritage Bank   September 2005 - April 2013
City of Pembroke   August 2003 - September 2005

Microsoft Excel, Teamwork, Microsoft Office, PowerPoint, Microsoft Word, Community Outreach, Customer Service, Research, Leadership, Outlook, Training, Resume Writing, Data Entry, Branch Banking, Notary Public, Public Speaking, Event Planning, Team Building

Liberty University   2015 — 2016
Master of Business Administration (M.B.A.), Human Resources Management and Services

Armstrong Atlantic State University   2011 — 2012
Master of Adult Education and Community Leadership, Adult Literacy and Human Resources

Brewton Parker College   2003 — 2010
Bachelor's degree, Business Administration and Management, General

JuRiel WallaceJuRiel WallaceGreater Atlanta AreaDetails

JuRiel Wallace's The Heritage Bank Experience September 2002 - January 2009

Job Staff Accountant at Habif, Arogeti & Wynne,LLP

Industry Accounting

Habif, Arogeti & Wynne,LLP   September 2009 - Present
The Heritage Bank   September 2002 - January 2009

Georgia Southern University   2008 — 2009
Masters of Accounting, Accounting

Jennifer FlaneryJennifer FlanerySavannah, Georgia AreaDetails

Jennifer Flanery's The Heritage Bank Experience June 2006 - Present

Job ATM Department Supervisor at The Heritage Bank

Industry Banking

The Heritage Bank   June 2006 - Present
DPI Information Services, Inc.   May 2005 - June 2006
Ft Sill Federal CU   March 2005 - May 2005

Oakland Community College   1985 — 1988

George A Dondero HS   1980 — 1984

Cle BakerCle BakerBrunswick, GeorgiaDetails

Cle Baker's The Heritage Bank Experience April 2010 - Present

Job Regional Vice President at The Heritage Bank

Industry Financial Services

The Heritage Bank   April 2010 - Present

Investments, Portfolio Management, Equities

The University of Georgia   1986 — 1990
BS, Economics

Criscilla GreenCriscilla GreenDuluth, GeorgiaDetails

Criscilla Green's The Heritage Bank Experience July 2002 - December 2004

Job Assistant Manager at Bank of America

Industry Financial Services

Bank of America  September 2012 - Present
BB&T  June 2007 - February 2009
The Heritage Bank   July 2002 - December 2004

Sales Management, Finance, Banking, Business Management, Microsoft Office, Operations Management, Problem Solving, Customer Relations, Leadership, Revenue Forecasting, Customer Satisfaction, Client Liaison, Sales Operations, Production Managment, Post Production, Pre-production, Marketing Communications, Casting, Customer Service, Marketing, Sales, Business Process...

Georgia Southern University   2007 — 2012
Bachelor's Degree, Mass Communication/Media Studies, 3.0

Savannah State University   2010 — 2010
Mass Communication/Media Studies

Deana CarlesDeana CarlesGuyton, GeorgiaDetails

Deana Carles's The Heritage Bank Experience May 2008 - August 2010

Job Consumer Goods Professional

Industry Consumer Goods

Self-employed  2011 - Present
The Heritage Bank   May 2008 - August 2010

Customer Service

Brewton-Parker College   2001 — 2005
Bachelor of Science (BS), Psychology

Cami J ParrishCami J ParrishMiddlesex, North CarolinaDetails

Cami J Parrish's The Heritage Bank Experience June 2003 - August 2009

Job English Teacher at Corinth Holders High School

Industry Primary/Secondary Education

Corinth Holders High School  June 2011 - Present
Johnston County Schools  August 2007 - Present
Clayton High School  August 2007 - June 2011
The Heritage Bank   June 2003 - August 2009
Happy Kids Development Center   January 2004 - May 2004
Quality Heating and Airconditioning Inc.   May 2000 - July 2003

Lesson Planning, Differentiated..., Educational Leadership, Teaching, Classroom Management, Classroom, Educational Technology, Teacher Training, Tutoring, Literacy

University of North Carolina at Wilmington   2003 — 2007
Bachelor of Arts (B.A.), English/Language Arts Teacher Education

Maria AdamfiMaria AdamfiBeaufort, South CarolinaDetails

Maria Adamfi's The Heritage Bank Experience November 2012 - December 2013

Job Teller III at CPM Federal Credit Union

Industry Banking

CPM Federal Credit Union  February 2014 - May 2015
The Heritage Bank   November 2012 - December 2013
GameStop  October 2012 - August 2013
JPMorgan Chase  October 2010 - March 2012

Banking, Commercial Banking, Credit, Retail Banking, Deposits, Cash Management, Analysis, Cash Flow, Finance, Portfolio Management

Troy University   2010 — 2012
Master of Science, International Relations and Global Affairs

SUNY Potsdam   2008 — 2010
Bachelor of Science (B.S.), Business Administration

Armon DadkhahArmon DadkhahSavannah, Georgia AreaDetails

Armon Dadkhah's The Heritage Bank Experience June 2005 - April 2011

Job Pharmacy Student, South University

Industry Pharmaceuticals

SNF Holding Company  April 2011 - February 2015
SNF Holding Company  March 2013 - July 2013
The Heritage Bank   June 2005 - April 2011

Quality Control, Process Optimization, Six Sigma, Continuous Improvement, Supervisory Skills, Inventory Management, Chemistry, Process Simulation, Root Cause Analysis, Process Improvement, Industrial Safety, Customer Service, Microsoft Office, ISO, Lean Manufacturing, 5S

Armstrong Atlantic State University   2005 — 2010
Bachelor of Science (BS), Radiologic Sciences

Amber KimbrelAmber KimbrelSavannah, GeorgiaDetails

Amber Kimbrel's The Heritage Bank Experience January 2005 - January 2008

Job Branch Banker III at BB&T

Industry Financial Services

BB&T  February 2008 - Present
The Heritage Bank   January 2005 - January 2008
Nadel's Tax and Accounting   January 2003 - January 2005

Microsoft Office, Credit, Customer Service, Banking, Financial Analysis, Type 65 WPM, Data Entry, Preparing Tax Returns, Moving Truck Rental

Armstrong State University   2002 — 2003
Business Administration and Management, General

Tabitha HaswellTabitha HaswellSavannah, GeorgiaDetails

Tabitha Haswell's The Heritage Bank Experience May 2011 - July 2013

Job Banking Professional

Industry Banking

The Heritage Bank   May 2011 - July 2013
Club Z! Tutoring  August 2007 - January 2011
University of Alabama Housing & Residential Office   September 2006 - August 2008
B&B Reporting, Inc   June 2003 - August 2006

Retail Banking, Loans

Northeast Alabama Community College   2003 — 2010
Associate, Mathematics

renate fraiserrenate fraiserHinesville, GeorgiaDetails

renate fraiser's Experience Oct 1999 - Dec 2012

Position msr

msr at Navy Federal Credit Union from Dec 2012 - Current
msr at The Heritage Bank from Oct 1999 - Dec 2012

Stone Academy-Hamden   Associate's degree

Zenobia YoungZenobia YoungAtlanta, GeorgiaDetails

Zenobia Young's Experience Apr 2001 - Dec 2006

Position Customer Service Representative

Full Desk Recruiter at It's Destiny Recruiting from Sep 2020 - Current
Operations Project Manager II at Synovus from Jul 2019 - Feb 2020
Senior Manager Business Operations at CitySwitch from Mar 2018 - Jul 2019
Manager, Business Operations (PMO) at American Tower from Nov 2012 - Jan 2017
Project Manager, Client Services at Affinity Bank from Mar 2011 - Sep 2012
Marketing Communications Project Manager at Bank of America from Jul 2007 - Mar 2011
Customer Service Representative at The Heritage Bank from Apr 2001 - Dec 2006

Ashford University   M.A
Savannah State University   B.A

Trevor LongTrevor LongBrunswick, GeorgiaDetails

Trevor Long's Experience May 2006 - Feb 2007

Position Client Services Representative

Insurance Agent at Kemper from Feb 2016 - Current
Realtor at Seacoast Realty Brunswick from Aug 2015 - Current
Real Estate Sales at Seacoast Realty from May 2015 - Current
Family Service Counselor at Edo Miller and Sons Funeral Home & Dignity Memorial from Jul 2011 - Feb 2016
Branch Manager & Loan Officer at Marshland Community Federal Credit Union from Feb 2007 - Feb 2011
Client Services Representative at The Heritage Bank from May 2006 - Feb 2007
Circulation Manager and Sports Editor for "The George-Anne Daily" Newspaper at Georgia Southern University from Sep 2004 - May 2006

Georgia Southern University   B.S.
Glynn Academy High School   HS Diploma

Tabitha HaswellTabitha HaswellScottsboro, AlabamaDetails

Tabitha Haswell's Experience May 2011 - Jul 2013

Position Branch Manager

Accounting Administrator at Rainsville Technology Inc from Nov 2016 - Current
Senior Branch Associate at BBVA Compass from Nov 2013 - Aug 2016
Branch Manager at The Heritage Bank from May 2011 - Jul 2013
Math Tutor at Club Z! In-Home Tutoring Services from Aug 2007 - Jan 2011
Desk Assistant; Tutwiler Hall at The University of Alabama from Sep 2006 - Aug 2008
Criminal Background Investigator at B&B Reporting, Inc from Jun 2003 - Aug 2006

University of Alabama at Birmingham   Bachelor's degree
Northeast Alabama Community College   Associate
Scottsboro High School   Advanced High School Diploma

Suzanne ShurlingSuzanne ShurlingStatesboro, GeorgiaDetails

Suzanne Shurling's Experience Jan 2008 - Jan 2010

Position Assistant Manager

Office of Inclusive Excellence Fellow at Georgia Southern University from Sep 2020 - Current
Senior Support Specialist to the Dean at Georgia Southern University from Jan 2013 - Current
Victim Advocate at Statesboro Regional Sexual Assault Center from Jan 2012 - Current
Independent Damsel Pro - Business Owner at Damsel in Defense from Jan 2011 - Jan 2017
Administrative Assistant at Friesland, LLC from Jan 2010 - Jan 2011
Assistant Manager at The Heritage Bank from Jan 2008 - Jan 2010
Student Worker at Brewton-Parker College from Jan 2003 - Jan 2007

Georgia Southern University   Master’s Degree
Georgia Southern University   Post Bachelors
Brewton-Parker College   Bachelor of Science (B.S.)

Stacie BrownStacie BrownDeltona, FloridaDetails

Stacie Brown's Experience May 2013 - Jun 2015

Position teller

Customer Service and Sales Representative at Wells Fargo from Sep 2015 - Current
teller at The Heritage Bank from May 2013 - Jun 2015

Daytona State College   Bachelor of Science (B.S.)
Daytona Beach Community College   Associate's degree

Sarah MouradSarah MouradGreater BostonDetails

Sarah Mourad's Experience May 2009 - Mar 2013

Position Teller

Senior Executive Assistant at Fidelity Investments from Jan 2015 - Current
Leasing Agent at RAM Partners, LLC from Jun 2014 - Jan 2015
Financial Services Representative at SunTrust Bank from Aug 2013 - Jun 2014
Teller at The Heritage Bank from May 2009 - Mar 2013

South University   Master of Business Administration (M.B.A.)
Valdosta State University   Bachelor of Business Administration (B.B.A.)

Rafael LlavonaRafael LlavonaAugusta, GeorgiaDetails

Rafael Llavona's Experience Sep 2010 - Jun 2011

Position Assistant Branch Manager

Service Support Specialist II/ New Hire Coach at ADP from May 2018 - Current
Account Manager at ADP from Apr 2016 - May 2018
Front Desk Agent at Hilton Grand Vacations from Mar 2015 - Dec 2015
Store Manager at MovieStop from Aug 2013 - Mar 2015
Fiscal Support Specialist at University of Arkansas Bookstore from Jul 2012 - Jan 2013
Cashier at University of Arkansas Treasurer's Office from Aug 2011 - Jul 2012
Assistant Branch Manager at The Heritage Bank from Sep 2010 - Jun 2011
Customer Service Representative at Blockbuster from Dec 2006 - Sep 2010

Armstrong Atlantic State University   Bachelor of Arts (B.A.)

Rachel FarisRachel FarisLaconia, New HampshireDetails

Rachel Faris's Experience Jul 2012 - Feb 2013

Position Teller

Fianancial Advisor at First Command Financial Services from Apr 2018 - Current
Salesperson at Dennis Eakin Kia from Sep 2016 - Jul 2017
Commissary Support Clerk at Defense Commissary Agency from Sep 2014 - May 2016
Tax Preparer/Quality Reviewer at Department of Defense Legal from Jan 2014 - Jun 2014
Teller at The Heritage Bank from Jul 2012 - Feb 2013
Bookkeeper Administrative Assistant at Coastal GA Resource Conservation & Development Council from Jun 2006 - Jun 2008
Front Desk Clerk at The Margate Resort from Apr 2000 - Feb 2001

Southern New Hampshire University   MS Finance
Columbia College   Bachelor of Business Administration (B.B.A.)

Mike EldridgeMike EldridgeSavannah, GeorgiaDetails

Mike Eldridge's Experience Jun 2018 - Current

Position Credit Analyst, VP

Credit Analyst, VP at The Heritage Bank from Jun 2018 - Current
Credit Review Officer at Bank of America from Mar 2013 - Current
Portfolio Management Officer at Bank of America from Apr 2007 - Mar 2013
Table Games Dealer at Casino Queen Inc. from Oct 2005 - Jul 2006

University of Detroit Mercy   Master of Business Administration (M.B.A.)
Central Michigan University   Bachelor of Science (B.S.)

Marty DurrenceMarty DurrenceStatesboro, GeorgiaDetails

Marty Durrence's Experience Jan 2005 - Nov 2007

Position Banking Officer

Project Controls at Day & Zimmermann from Nov 2015 - Current
Project Controls - Cost Engineer at Southern Company from Nov 2013 - Nov 2015
Project Controls / Cost Engineer at CB&I from Nov 2011 - Nov 2013
Vice President at Colony Bank from Jan 2012 - Oct 2013
Vice President at The Coastal Bank from Nov 2009 - Dec 2011
Vice President at Park Avenue Bank from Dec 2007 - Nov 2009
Banking Officer at The Heritage Bank from Jan 2005 - Nov 2007

Georgia Southern University   Bachelor's Degree
University of the Cumberlands   Master of Education - MEd

Maria AdamfiMaria AdamfiClearwater, FloridaDetails

Maria Adamfi's Experience Nov 2012 - Dec 2013

Position Teller

Senior Member Service Representative at Navy Federal Credit Union from Feb 2020 - Current
Member Service Representative II at Navy Federal Credit Union from Mar 2016 - Feb 2020
Teller III at CPM Federal Credit Union from Feb 2014 - May 2015
Teller at The Heritage Bank from Nov 2012 - Dec 2013
Game Advisor at GameStop from Oct 2012 - Aug 2013
Vault Teller at JPMorgan Chase from Oct 2010 - Mar 2012

Troy University   Master of Science
SUNY Potsdam   Bachelor of Science (B.S.)

Lasharn JerryLasharn JerryTampa, FloridaDetails

Lasharn Jerry's Experience Oct 2003 - Dec 2008

Position Data Processor

AP Technician at Mosaic from Mar 2016 - Current
Accounts Payable Clerk at Robert Half from Dec 2014 - Mar 2016
Accounting Associate at Accounting Principals from Sep 2013 - Oct 2014
Data Processor at The Heritage Bank from Oct 2003 - Dec 2008
Bank Teller at Wachovia Bank from Sep 2002 - Jun 2003

DeVry University   Bachelor
Savannah Technical College   Associate of Science (A.S.)

Kenzie WebbKenzie WebbClearwater, FloridaDetails

Kenzie Webb's Experience Mar 2014 - Dec 2014

Position Bank Teller

Licensed Multiline Agent Aspirant at State Farm from Aug 2015 - Current
Bank Teller at The Heritage Bank from Mar 2014 - Dec 2014

Georgia Southern University   Bachelor of Business Administration (B.B.A.)

Ken BennettKen BennettNew York, New YorkDetails

Ken Bennett's Experience Apr 2011 - May 2012

Position Branch Operations Manager

Vice President at Goldman Sachs from Jan 2021 - Current
Associate at Goldman Sachs from Jun 2019 - Jan 2021
Manager, U.S. Loan Review at Scotiabank from Nov 2017 - Jun 2019
Financial Institution Specialist at Steve H. Powell & Company from May 2012 - Nov 2017
Branch Operations Manager at The Heritage Bank from Apr 2011 - May 2012
Assistant Branch Manager at The Heritage Bank from Sep 2010 - Apr 2011

The University of Georgia   Bachelor of Business Administration (BBA)
Georgia Southwestern State University   Bachelor's Degree

Kathi RobertsKathi RobertsGreater Savannah AreaDetails

Kathi Roberts's Experience Oct 2004 - Sep 2006

Position Assistant Branch Manager

Service Manager at Wells Fargo from Jan 2018 - Current
Personal Banker at Wells Fargo from Apr 2014 - Jan 2018
General Manager at InstaLoan from Feb 2013 - Apr 2014
Assistant Manager at 1st Franklin Financial from Mar 2007 - Feb 2013
Assistant Branch Manager at The Heritage Bank from Oct 2004 - Sep 2006

Kate ValienteKate ValienteSan Antonio, TexasDetails

Kate Valiente's Experience Aug 2003 - May 2005

Position Branch Manager

Immigration and Benefits Manager at Virtu Financial from Oct 2017 - Current
Specialist, HR Data and Operations at Virtu Financial from Oct 2011 - Sep 2017
Human Resources Representative at Webhead from Dec 2009 - Sep 2011
Report Card Specialist at SchoolNet from Jun 2008 - Dec 2009
Branch Manager at The Heritage Bank from Aug 2003 - May 2005
Receptionist at Ellison Drive Animal Hospital from Jan 2001 - Jan 2003

The University of Texas at San Antonio   Bachelor
The University of Texas at El Paso   Bachelor's degree
Northwest Vista College   Associates

Justin ThainJustin ThainClearwater, FloridaDetails

Justin Thain's Experience May 2010 - Dec 2011

Position Assistant Branch Manager

Senior Developer at Stoneridge Software from May 2019 - Current
Senior Technical Consultant at DXC Technology from Jan 2018 - May 2019
Technical Consultant at Tribridge from Sep 2016 - Jan 2018
Business Analyst/ERP Specialist at SNF Holding Company from Jun 2014 - Sep 2016
Programmer Analyst at Exopack from Jan 2012 - Jun 2014
Assistant Branch Manager at The Heritage Bank from May 2010 - Dec 2011
Member Services Representative at AllSouth Federal Credit Union from Sep 2006 - Apr 2010

South University   Bachelor of Science (B.S.)

Jewell LandersJewell LandersHinesville, GeorgiaDetails

Jewell Landers's Experience May 2003 - Jan 2011

Position Multiple Positions

Member Service Rep-Mortgage Loan Officer at Navy Federal Credit Union from May 2013 - Current
Customer Service Representative at International Greetings USA from Jan 2012 - Mar 2013
Retail Sales Representative at Verizon Wireless from Feb 2011 - Aug 2011
Multiple Positions at The Heritage Bank from May 2003 - Jan 2011

Columbia College   Bachelor of Business Administration (B.B.A.)
Georgia Military College-Milledgeville Campus   High School Diploma

Jade ButlerJade ButlerRaleigh-Durham-Chapel Hill AreaDetails

Jade Butler's Experience Nov 2006 - Aug 2012

Position Loan Specialist

Credit Analyst at Select Bank & Trust Company from Nov 2020 - Current
Credit Analyst at KS Bank, Inc. from Feb 2017 - Nov 2020
Aseptic Filling Technician III at Grifols from Aug 2012 - Aug 2016
Loan Specialist at The Heritage Bank from Nov 2006 - Aug 2012

East Carolina University   Bachelor of Business Administration - BBA
Johnston Community College   Associate of Arts - AA

Elizabeth Shearouse BremerElizabeth Shearouse BremerSavannah, GeorgiaDetails

Elizabeth Shearouse Bremer's Experience Apr 2019 - Feb 2020

Position Commercial Lender, AVP

Business Relationship Manager, AVP at Chase from Feb 2020 - Current
Commercial Lender, AVP at The Heritage Bank from Apr 2019 - Feb 2020
Market Leader at BB&T from Oct 2011 - Mar 2019
Personal Banker at Wells Fargo from Sep 2009 - Oct 2011

University of Georgia - Terry College of Business   Bachelor's of Business Administration
Georgia Southern University   Masters
St. Vincent's Academy   High-school 2001-2005

Dylan ThomasDylan ThomasCocoa, FloridaDetails

Dylan Thomas's Experience Jul 2011 - Feb 2013

Position Manager

Advanced Leadership Partner / Service Manager at Cintas from Oct 2018 - Current
Army Officer - Captain - Field Artillery at US Army from Jul 2012 - Nov 2018
Manager at The Heritage Bank from Jul 2011 - Feb 2013
Customer Service Representative at The Heritage Bank from Aug 2007 - Jul 2011

Syracuse University - Martin J. Whitman School of Management   Master of Business Administration - MBA
Georgia Southern University   Justice Studies, Minor in Military Science
Georgia Institute of Technology   Lean Six Sigma Black Belt

Debra BrownDebra BrownGreater Savannah AreaDetails

Debra Brown's Experience Jan 2001 - Jan 2003

Position Assistant Vice President of Business Development

Chief Executive Officer at Authors Ignite International, LLC from Apr 2014 - Current
Gold Ambassador at Plexus Worldwide from Nov 2015 - Aug 2019
Co Founder at My Write Platform, LLC from Apr 2014 - Aug 2019
Vice President of Marketing at Yellow Bluff Development Company, LLC from Jan 2003 - Jul 2012
Assistant Vice President of Business Development at The Heritage Bank from Jan 2001 - Jan 2003
Director Marketing and Fundraising at Savannah Technical College from Aug 1998 - Aug 2001
Senior Vice President at Printgraphix from Jan 1996 - Jan 1998
Public Relations Director at Liberty County Schools from Jan 1989 - Jan 1996
Travel Consultant/Public Relations at Four Ways Travel from Jan 1983 - Jan 1989
Executive Director at Hinesville-Liberty County Chamber of Commerce from Jan 1982 - Jan 1983

The Citadel   MBA
The University of Georgia   BA

Deanna WaiteDeanna WaiteCape Coral Metropolitan AreaDetails

Deanna Waite's Experience Aug 2011 - Sep 2013

Position Teller II

Senior Teller at Synovus from May 2019 - Current
Senior Member Service Specialist at Randolph Brooks Federal Credit Union from Jun 2014 - Current
Senior Member Service Specialist at Randolph Brooks Federal Credit Union from Jun 2014 - Current
Senior Member Service Specialist at Randolph Brooks Federal Credit Union from Jun 2014 - Feb 2019
Member Services at Interstate Unlimited Federal Credit Union from Oct 2013 - Jan 2014
Teller II at The Heritage Bank from Aug 2011 - Sep 2013
Shift Manager at McDonald's Corporation from Apr 2004 - Jun 2009

University of Phoenix   Master of Business Administration (M.B.A.)
University of Phoenix   Bachelor of Science (BS)
University of Phoenix   Associate of Arts (AA)

Dave Myers's Experience Jun 2006 - Jan 2007

Position Management Trainee

Vice President Commercial Credit Lending Officer II at Bank of America from Sep 2017 - Current
Senior Portfolio Underwriter at Wells Fargo from Sep 2012 - Sep 2017
AVP, Commercial Loan Portfolio Manager at Citizens South Bank from Jul 2010 - Sep 2012
Commercial Relationship Manager at Provident Community Bank from Feb 2007 - Jul 2010
Management Trainee at The Heritage Bank from Jun 2006 - Jan 2007

Darla Moore School of Business   Real Estate
University of South Carolina   Business

Criscilla GreenCriscilla GreenAtlanta, GeorgiaDetails

Criscilla Green's Experience Jul 2002 - Dec 2004

Position Teller/ Customer Service

Real Estate Agent at Berkshire Hathaway HomeServices Georgia Properties from Jan 2017 - Current
Virtual Assistant Coordinator at Green virtual Associates from Jun 2016 - Current
Assistant Manager at Bank of America from Sep 2012 - Feb 2018
Relationship Manager at BB&T from Jun 2007 - Feb 2009
Teller/ Customer Service at The Heritage Bank from Jul 2002 - Dec 2004

Georgia Southern University   Bachelor's Degree

Christina KnightChristina KnightGreater Savannah AreaDetails

Christina Knight's Experience Feb 2011 - Jun 2012

Position Loan Operations Specialist

Accountant - Grants and Clinical Trials at HCA - Memorial Health University Medical Center from Mar 2015 - Current
Patient Care Resource Management Coordinator at Memorial Health from Jun 2012 - Apr 2018
Sr. Accountant & Accounts Payable Supervisor at City of Savannah from Jan 2013 - Mar 2015
Loan Operations Specialist at The Heritage Bank from Feb 2011 - Jun 2012
Budget Manager at Armstrong State University from Apr 2006 - Feb 2010
Revenue Coordinator at City of Savannah from Aug 2003 - Apr 2006

South University   Master of Business Administration (MBA)
Armstrong State University   Bachelor of Arts (B.A.)

Cherish CaleroCherish CaleroMesa, ArizonaDetails

Cherish Calero's Experience Sep 2004 - Jun 2007

Position Loan Assistant to the SVP of Consumer Lending

Store Director at Target from Oct 2018 - Current
Store Team Leader at Target from Oct 2018 - Current
District Manager at GameStop from Mar 2012 - Oct 2018
Area Manager at GameStop from Jul 2011 - Mar 2012
Store Manager at GameStop from Jun 2007 - Jul 2011
Loan Assistant to the SVP of Consumer Lending at The Heritage Bank from Sep 2004 - Jun 2007
Assistant Vice President of Community Reinvestment at State National Bank from Jan 2002 - Jan 2004

Carolyn SampsonCarolyn SampsonSt Joseph, MissouriDetails

Carolyn Sampson's Experience Mar 1977 - Aug 2000

Position Assistant Vice-President/Compliance Officer

Agent at American Family Insurance from Sep 2000 - Current
Assistant Vice-President/Compliance Officer at The Heritage Bank from Mar 1977 - Aug 2000

Missouri Western State University   Associate's degree

Amber KimbrelAmber KimbrelSavannah, GeorgiaDetails

Amber Kimbrel's Experience Jan 2005 - Jan 2008

Position Assistant Manager

Branch Banker at BB&T from Feb 2008 - Current
Assistant Manager at The Heritage Bank from Jan 2005 - Jan 2008
Customer Service Representative at Nadel's Tax and Accounting from Jan 2003 - Jan 2005

Ainsley NguyenAinsley NguyenAthens, GeorgiaDetails

Ainsley Nguyen's Experience Sep 2011 - Sep 2012

Position Teller

Patient Access Representative at Trinity Health (HQ Michigan) from Oct 2018 - Current
Patient Access Representative at St Mary's Hospital from Jan 2015 - Jan 2017
Customer Service at Publix Super Markets from Jan 2012 - Aug 2016
Patient Access Representative at Barrow Regional Medical Center from Jan 2014 - Jan 2014
Teller at The Heritage Bank from Sep 2011 - Sep 2012

Southern New Hampshire University   Bachelor's degree
Lanier Technical College   Medical Assisting


Norby v. Heritage Bank

644 S.E.2d 185 (2007)


No. A06A2448.

Court of Appeals of Georgia.

March 20, 2007.

*186 C. James McCallar Jr., Savannah, for appellant.

John T. Croley Jr., Fitzgerald, for appellee.

PHIPPS, Judge.

Susan Norby, as administratrix of the estate of Michael Norby and individually as his widow, brought this wrongful death action against The Heritage Bank after he was murdered as he was attempting to use a night deposit box on the bank's premises. The superior court granted the bank's motion for summary judgment. Finding a lack of similarity between prior crimes committed on the premises of the bank and the decedent's murder, the court ruled that the latter incident was not reasonably foreseeable by the bank. Norby appeals. Under the right for any reason rule, we affirm.

On the evening of November 21, 2002, Michael Norby went to The Heritage Bank in Midway, Georgia, to deposit a personal check in the night deposit box. The night deposit box and an automated teller machine (ATM) were located under a canopy at the rear of the bank facing a wooded area. Unbeknownst to Norby, four persons had concealed themselves in the area of the night deposit box awaiting the arrival of the manager of a store known as the Dollar Tree. When Norby appeared at the night deposit box, they mistook him for their intended victim and shot him instead. One of his assailants provided an affidavit in which he attributed their ability to conceal themselves, as well as their misidentification of the intended victim, to the poor lighting in the area of the night deposit box.

Commission of two prior crimes at the bank are shown by the record. The first was on February 13, 2002, when someone armed with a weapon entered the bank in the morning while the bank was open and took a substantial amount of money. After that armed robbery, surveillance cameras were placed in the drive-in area and in other locations in and around the bank. The second crime was on May 5, 2002, when someone attempted unsuccessfully to break into the ATM late at night when the bank was closed.

Susan Norby charged the bank with common law negligence in having inadequate lighting, in locating the night deposit box at the rear of the bank away from the adjacent public road, and in allowing foliage to grow in such a manner that the assailants could conceal themselves from customers who approached the area of the night deposit box. *187 And, as in Deese v. NationsBank of Ga.,[1] Norby also charged the bank with negligence per se by having violated federal regulations requiring federally insured banks to adopt security systems, devices, and procedures to discourage crimes such as robberies and burglaries.

In reviewing a grant of summary judgment pursuant to Lau's Corp. v. Haskins,[2] we conduct a de novo review of the law and the evidence,[3] giving the opposing party the benefit of all reasonable doubt and construing the evidence and all inferences and conclusions therefrom most favorably toward the party opposing the motion.[4] If a defendant who does not bear the burden of proof at trial demonstrates that there is no evidence sufficient to create a jury issue on at least one essential element of plaintiff's case, the burden shifts to the nonmoving party to point out specific evidence giving rise to a triable issue.[5]

To state a cause of action for negligence under Georgia law, the following elements are essential: (1) A legal duty to conform to a standard of conduct raised by the law for the protection of others against unreasonable risk of harm; (2) a breach of this standard; (3) a legally attributable causal connection between the conduct and the resulting injury; and, (4) some loss or damage flowing to the plaintiff's legally protected interest as a result of the alleged breach of the legal duty.[6]

Under OCGA § 51-3-1, "[a] proprietor's duty to invitees is to `exercise ordinary care in keeping the premises and approaches safe.'"[7] A proprietor is not, however, the insurer of the invitee's safety.[8] Ordinarily, therefore, a proprietor is "insulated from liability by the intervention of an illegal act which is the proximate cause of the injury," unless the proprietor "had reasonable grounds for apprehending that such criminal act would be committed."[9] "If the proprietor has reason to anticipate a criminal act, he or she then has a duty to exercise ordinary care to guard against injury from dangerous characters."[10] Stated another way, "[i]n order for a plaintiff to prevail against a proprietor for injuries incurred as the result of a criminal act committed by a third party on the proprietor's premises, a plaintiff must first show that the criminal act was reasonably foreseeable."[11] It has also been recognized that under OCGA § 51-3-1, "(t)he true ground of liability of the owner of property to an invitee who is injured thereon is the superior knowledge of the proprietor of the existence of a condition that may subject the invitee to an unreasonable risk of harm."[12] Knowledge that the premises subjected its guests to an unreasonable risk of criminal attack may be demonstrated by evidence of the occurrence of "prior substantially similar incidents."[13]

*188 In McClendon v. C & S Nat. Bank,[14] a bank customer who had been robbed in the bank's parking lot sued the bank for failure to exercise reasonable care for her safety. Affirming the trial court's grant of the bank's motion for directed verdict, we held that prior instances of possible criminal activity inside the bank, as shown by numerous alarms to police, did not give the bank reasonable grounds for apprehending a dangerous situation in the parking lot.

Similarly, in McCoy v. Gay,[15] we held that proof of a purse snatching and weaponless robbery through physical violence in areas of a motor inn removed from the parking lot did not provide the owners of the motor inn with knowledge of the risk that an armed robbery would be committed as a result of poor lighting and the absence of a security guard in the parking lot. Therefore, as in McClendon, we affirmed the trial court's grant of a directed verdict to the defense.

In Lau's Corp.,[16] however, where the plaintiffs were robbed in the parking lot adjoining a restaurant, our Supreme Court held that evidence that the proprietor of the restaurant knew about one previous purse snatching in the parking lot, and that his business was located in a "high crime" area, was minimally sufficient to give rise to triable issues whether the proprietor had a duty to exercise ordinary care to guard his patrons against the risk posed by criminal activity in the parking lot.

In Savannah College of Art & Design v. Roe,[17] the plaintiffs were students who were sexually attacked by an unknown intruder while they were living in a dormitory. Our Supreme Court held that evidence that the college was located in an urban environmentand that it had received reports of two instances of "peeping Toms" at the dormitory, that a vagrant and an intoxicated person had been removed from the dormitory, that a student had surprised a burglar, and that petty thefts had occurredwas collectively insufficient to create a factual issue whether the college knew or should have known that its dormitory residents were at risk of violent criminal sexual attack. The Court concluded that the extrinsic evidence was irrelevant because none of the other incidents was substantially similar to the sexual assaults which were the bases of the litigation.

In Matt v. Days Inns of America,[18] however, where the plaintiff was shot in a robbery attempt in a parking lot at the Atlanta Airport Days Inn, we held that the record of numerous armed robberies and other serious crimes of violence against persons in the parking lots of nearby hotelswhen coupled with the record of the prior robbery of a guest inside a room at the Airport Days Inn, and numerous other crimes such as a purse snatching and robbery by force in the parking lotpresented a genuine issue of material fact whether the crime in that case was reasonably foreseeable. We refused to hold that the prior offenses lacked substantial similarity to the attempted robbery and shooting of the plaintiff. We explained that

[t]o reach that result would require the conclusion that a hotel somehow would safeguard its guests differently to protect them from robberies by force and violence than from armed robberies, or protect them differently from armed robbers with firearms than those with knives, or protect guests differently from assaults than from armed robberies.[19]

Sun Trust Banks v. Killebrew[20] was quite similar to this case, in that the plaintiff there was shot by a robber at the bank's parking lot after using an ATM at night. Five months earlier, another customer using the same ATM at night had been accosted in the parking lot by an assailant who threatened the customer with bodily harm. But because that crime had not been reported to the *189 bank, our Supreme Court held that the bank was not chargeable with knowledge of it. In a concurring opinion, however, then Justice Sears suggested that the well-known dangers attendant to bank customers' use of ATMs particularly where, as in Killebrew, the ATM was located on the side of the bank and was not well litcreated a factual issue regarding whether the bank could have anticipated criminal activity at the ATM.

On remand in Killebrew, this court, in reliance on then Justice Sears' concurrence, held that the grant of summary judgment to the bank based on lack of foreseeability was improper.[21] We recognized, however, that the analysis did not end there because

[o]nce the plaintiff in a premises liability case clears the proximate cause hurdle, he still must show that the landowner had a duty to protect him, and the existence of a duty depends not just on foreseeability, but on superior knowledge. If a criminal act is not foreseeable, it logically follows that the landowner does not have superior knowledge of the danger of its occurrence. But even if the criminal act is foreseeable, it does not necessarily follow that the landowner has superior knowledge, since the danger may be equally apparent to the plaintiff.[22]

We further recognized in Killebrew that arguably, the general public and banking industry are equally aware of the danger of criminal activity at ATMs. But we found evidence in Killebrew from which a jury could conclude that the bank there did have superior knowledge that that particular ATM was even more dangerous than it appeared to members of the public. We, therefore, concluded that the trial court's grant of summary judgment to the bank based on its lack of duty was improper.

Whitmore v. First Fed. Sav., etc.,[23] also bears a great deal of similarity to the case at bar. There, the plaintiff went to make a night deposit at a bank. A man armed with a gun entered his car, ordered him to drive to another location, shot him twice, and took his car and deposit money. We held that the plaintiff's evidence of prior crimes failed to establish that the criminal attack upon him was reasonably foreseeable by the bank, because the sole prior criminal act occurring on the bank's property was a property crime (a theft of a bag of money from an unlocked, unattended car) rather than a crime against a person.[24] Based, however, on the generally recognized danger associated with ATMs and night depositories, we concluded that there was an issue of material fact regarding foreseeability in the case.[25] Nevertheless, we held that summary judgment to the bank was appropriate, because

the well publicized danger of criminal activity associated with the use of such devices is equally apparent to members of the general public absent specific knowledge on the bank's part leading to an awareness that a particular ATM or night depository is even more dangerous than it appears to members of the public based on their general knowledge.[26]

In Whitmore, we found no evidence that the bank had superior knowledge that the night depository in question was more dangerous than it appeared to the general public. We noted that this was "especially true in light of . . . Whitmore's admission that he had used the night depository on several occasions, and thus was aware of the general surroundings in the area."[27]

Shortly after our decision in Whitmore, our Supreme Court in Sturbridge Partners v. Walker[28] rejected the proposition that knowledge of prior criminal acts against property cannot establish the foreseeability of a crime of violence against a person as a matter of law. Sturbridge concluded that an *190 apartment complex operator's knowledge of prior burglaries of unoccupied apartments gave rise to a triable issue whether it had a duty to exercise ordinary care to guard a tenant against the risk of sexual attack during the burglary of an occupied apartment. Sturbridge explained that a contrary holding would suggest that the landlord would safeguard its tenants from burglars who commit only theft offenses differently from those burglars who commit crimes against persons.

The Court held:

In determining whether previous criminal acts are substantially similar to the occurrence causing harm, thereby establishing the foreseeability of risk, the court must inquire into the location, nature and extent of the prior criminal activities and their likeness, proximity or other relationship to the crime in question. While the prior criminal activity must be substantially similar to the particular crime in question, that does not mean identical. What is required is that the prior incident be sufficient to attract the landlord's attention to the dangerous condition which resulted in the litigated incident. Further, the question of reasonable foreseeability of a criminal attack is generally for a jury's determination rather than summary adjudication by the courts.[29]

To the extent that Savannah College of Art & Design supported a different analysis, it was overruled.

After deciding Sturbridge, the Supreme Court denied certiorari in Whitmore. Citing the Sturbridge analysis, the Court later held in Doe v. Prudential-Bache/A.G. Spanos Realty Partners[30] that prior property crimes, largely thefts from automobiles and acts of vandalism, were insufficient to create a factual issue regarding whether the owner and manager could reasonably anticipate that a violent sexual assault might occur on the premises. Accordingly, in Baker v. Simon Property Group,[31] we held that property crimes in a mall's parking lot were insufficient to create a factual issue as to whether the manager of the mall could reasonably anticipate a carjacking and shooting resulting in personal injury. And in Agnes Scott College v. Clark,[32] we held that crimes against property, such as car break-ins and other crimes not involving person-to-person contact, did not make the kidnapping and off-campus rape of a student reasonably foreseeable.

Applying the Sturbridge analysis, the trial court would appear to have erred in granting the bank's motion for summary judgment based on the lack of similarity between the prior criminal activity and the crime in the case at bar. If the burglary of unoccupied apartments put the landlord in Sturbridge on notice of the risk of an attack on a tenant unfortunate enough to be confronted by a burglar during a crime in progress, it would seem that the late-night attempt to break into the ATM was at least marginally sufficient to attract the bank's attention to the dangerous condition created by the dim lighting and secluded location of its ATM and thereby put the bank on notice of the possibility of a criminal attack upon, and therefore the murder of, a bank customer at such time and place. This is particularly true in view of the well-known danger of criminal activity at devices such as night bank deposit boxes. Moreover, as held in Killebrew and Whitmore, even absent prior similar crimes, knowledge of that danger is sufficient to create a factual issue as to whether a bank could have anticipated a personal criminal attack upon a person using or attempting to use such a deviceespecially where, as here, it is located in a poorly lit, remote area. Doe, Baker, and Clark are thus distinguishable.

But here, like Whitmore, even though the record is silent as to the frequency of any prior use of the night depository by the decedent, its location and setting must have been apparent to him before he used it. It therefore appears without dispute that, in all *191 material respects, the decedent had equal knowledge of the danger. Because the equal knowledge rule thus bars Norby's recovery, the trial court did not err in granting the bank's motion for summary judgment.

Judgment affirmed.

SMITH, P.J., and RUFFIN, J., concur.


[1] 222 Ga.App. 275, 277, 474 S.E.2d 18 (1996).

[2] 261 Ga. 491, 405 S.E.2d 474 (1991).

[3] Desai v. Silver Dollar City, 229 Ga.App. 160, 163(1), 493 S.E.2d 540 (1997).

[4] Clark v. Cauthen, 239 Ga.App. 226, 227(1), 520 S.E.2d 477 (1999).

[5] Lau's Corp., supra.

[6] Brown v. All-Tech Investment Group, 265 Ga. App. 889, 893(1), 595 S.E.2d 517 (2004) (citation omitted).

[7] Lau's Corp., supra at 492(1), 495 S.E.2d 474.

[8] Id.

[9] McClendon v. C & S Nat. Bank, 155 Ga.App. 755, 756, 272 S.E.2d 592 (1980) (citations and punctuation omitted); see Brown, supra (independent, intervening criminal act of third party generally treated as proximate cause of injury superseding any negligence of defendant, unless intervening criminal act is reasonably foreseeable consequence of defendant's negligence).

[10] Lau's Corp., supra (citation and punctuation omitted).

[11] Whitmore v. First Fed. Sav., etc., 225 Ga.App. 768(1), 484 S.E.2d 708 (1997) (citations omitted).

[12] McCoy v. Gay, 165 Ga.App. 590, 591, 302 S.E.2d 130 (1983) (citation and punctuation omitted).

[13] Matt v. Days Inns of America, 212 Ga.App. 792, 794, 443 S.E.2d 290 (1994) (citation omitted), aff'd, Days Inns of America v. Matt, 265 Ga. 235, 454 S.E.2d 507 (1995).

[14] Supra.

[15] Supra.

[16] Supra.

[17] 261 Ga. 764, 765-766(2), 409 S.E.2d 848 (1991).

[18] Supra, 212 Ga.App. 792, 443 S.E.2d 290.

[19] Id. at 795, 443 S.E.2d 290.

[20] 266 Ga. 109, 464 S.E.2d 207 (1995).

[21] Killebrew v. Sun Trust Banks, 221 Ga.App. 679, 680(1), 472 S.E.2d 504 (1996) (physical precedent only).

[22] Id. at 680(2), 472 S.E.2d 504 (citations and emphasis omitted).

[23] Supra, 225 Ga.App. 768, 484 S.E.2d 708.

[24] Id. at 768-770(1), 484 S.E.2d 708.

[25] Id. at 770(2), 484 S.E.2d 708.

[26] Id. at 770-771, 484 S.E.2d 708.

[27] Id. at 771, 484 S.E.2d 708.

[28] 267 Ga. 785, 482 S.E.2d 339 (1997).

[29] Id. at 786, 482 S.E.2d 339 (citations and punctuation omitted).

[30] 268 Ga. 604, 492 S.E.2d 865 (1997).

[31] 273 Ga.App. 406, 407-408(1), 614 S.E.2d 793 (2005).

[32] 273 Ga.App. 619, 621-623(1), 616 S.E.2d 468 (2005).




The Heritage Bank Savannah branch is one of the 16 offices of the bank and has been serving the financial needs of their customers in Savannah, Chatham county, Georgia for over 13 years. Savannah office is located at 620 Stephenson Avenue, Savannah. You can also contact the bank by calling the branch phone number at 912-236-4099

The Heritage Bank Savannah branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at You can edit branch details by clicking here if you believe the information is incomplete, incorrect, out of date or misleading.


  • ■ Monday:9:00am - 5:00pm

  • ■ Tuesday:9:00am - 5:00pm

  • ■ Wednesday:9:00am - 5:00pm

  • ■ Thursday:9:00am - 5:00pm

  • ■ Friday:9:00am - 5:00pm

  • ■ Saturday:Closed

  • ■ Sunday:Closed

The Heritage Bank Savannah is open Monday to Friday and closed on Saturdays and Sundays. The branch opens at 9:00am in the morning. Working hours for Savannah branch are listed on the table above. Note that this data is based on regular opening and closing hours of The Heritage Bank and may also be subject to changes. Please call the branch at 912-236-4099 to verify hours before visiting.


  • Bank Name:The Heritage Bank

  • Bank Type:Federal Reserve Non-member Bank

  • FDIC Insurance:Certificate #193

  • Routing Number:N/A

  • Online

  • Branch Count:16 Offices in 2 states


Expansion will bolster credit union’s ability to provide member services and make community impact in Georgia

VyStar Credit Union announced today it has signed a Definitive Purchase and Assumption Agreement to acquire Heritage Southeast Bank (HSB), a state-chartered bank headquartered in Jonesboro, Georgia.

"VyStar has made an ongoing strategic commitment to search for partnerships that help us bring the benefits of credit union membership to more people while reinforcing our position as a strong and reliable financial institution with better rates and lower fees for all our members," said VyStar President/CEO Brian Wolfburg. "HSB has exceeded our expectations as the optimal partner to help us expand our footprint and ensure financial services are accessible to more Georgia residents."

When finalized, the acquisition will be VyStar’s second in 24 months and bring its total assets to approximately $12.5 billion, full-service branches to 88 and membership to over 850,000, making VyStar the 13th-largest credit union in the country by asset size. The transaction is expected to close later this year and is subject to standard closing conditions as well as shareholder and regulatory agency approvals.

"The acquisition of HSB will bring together two strong financial institutions that share a common goal of supporting our communities and members," said VyStar Executive Vice President/COO Chad Meadows. "In 2020, VyStar’s community support resulted in more than $3 million in monetary donations and thousands of employee volunteer hours."

Heritage Southeast Bancorporation, Inc. (HSBI) serves as the holding company for Heritage Southeast Bank, which operates as Heritage Bank, Providence Bank and The Heritage Bank in its various markets. HSB has $1.5 billion in assets and 22 branch locations across Southeast Georgia, through Savannah and into the Greater Atlanta Metro area.

"As with our last merger, we stand committed to our customers and employees," said Leonard Moreland, CEO of HSBI. "We look forward to working with VyStar to continue our tradition of fostering relationships to best serve our customers and having a positive impact in our local communities."

In August 2019, VyStar successfully finalized a partnership with Citizens State Bank headquartered in Perry, Florida. "We look forward to another seamless transition with HSB," said Chief Strategy Officer Ryan McIntyre, who leads VyStar’s efforts in identifying potential strategic partners. "The emphasis VyStar places on employees, members and communities is proving to create successful results."

VyStar is being represented in the transaction by McGuireWoods LLP as legal counsel, and Raymond James & Associates, Inc. as financial advisor. HSBI is represented by Bryan Cave Leighton Paisner LLP as legal counsel, and Hovde Group as financial advisor.

VyStar is the largest credit union headquartered in Northeast Florida and now serves over 750,000 members with assets totaling more than $10 billion. VyStar is the largest mortgage lender in Northeast Florida and one of the major employers in the region with over 2,000 employees. VyStar membership is open to everyone who lives or works in the 49 contiguous counties of Central to North Florida, 10 Southern Georgia counties and past and present military members and their families all over the world.

View source version on


Dana Karzan, Chief Marketing Officer
[email protected] or 904-908-2618


How big is The Heritage Bank?

The Heritage Bank employs approximately 6-10 people.

Is there a key contact at The Heritage Bank?

You can contact Kacee Harris at (912) 427-1470.

How is The Heritage Bank rated?

The Heritage Bank has a 3.7 Star Rating from 6 reviewers.